Generated by All in One SEO v4.9.7.2, this is an llms.txt file, used by LLMs to index the site. # Primis Bank At Primis, we are a pioneering bank, committed to imagining a faster and more convenient way to serve you. ## Sitemaps - [XML Sitemap](https://primisbank.com/sitemap.xml): Contains all public & indexable URLs for this website. ## Posts - [Why This Top Workplaces Recognition Matters](https://primisbank.com/blog/why-this-top-workplaces-recognition-matters/) - Why This Top Workplaces Recognition Matters Earlier this week, Primis announced that we earned eight 2026 Top Workplaces Culture Excellence awards through a nationally recognized workplace excellence program based entirely on teammate feedback. You can read the full announcement here. While we’re incredibly proud of the recognition itself, I’ve spent even more time reflecting on - [The Financial Rollercoaster of a Divorce or Breakup: Your First Steps](https://primisbank.com/blog/divorce-help-your-first-steps/) - We know it's not easy, and while we can't mend a broken heart, we can certainly help you take the reins on your finances. When you’re overwhelmed, remember to start with these steps to get your financial ship on course. 1: Take a Financial Inventory: Begin by gathering all the financial documents you can get - [4 Smart Ways to Save on Summer Cookouts](https://primisbank.com/blog/4-smart-ways-to-save-on-summer-cookouts/) - 4 Smart Ways to Save on Summer Cookouts Summer and grilling go hand in hand. Whether you're flipping burgers for the neighborhood or slow-smoking ribs for your family, backyard barbecues are a staple of the season. But between the rising costs of groceries, gas for the grill, and all the extras that come with hosting, - [Why You Should Choose Primis Over Chime](https://primisbank.com/blog/why-you-should-choose-primis-over-chime/) - Quantity does not always equal quality. Just because you see their name a lot in advertising, doesn't mean that Chime is the best place to bank with. . . because it's not. There are three main reasons why should pick Primis. . . - [Money-Saving Tips for Back to School Season](https://primisbank.com/blog/money-saving-tips-for-back-to-school-season/) - The first thing that always comes to mind is to reuse supplies from the previous year, however, there are plenty of other ways that you can save money, including: Value is Better than a Name. While heading to an office store to shop for supplies might be the most convenient, there are other options out - [Cyber-Smart Homebuying: Tips to Stay Safe Online](https://primisbank.com/blog/cyber-smart-homebuying-tips-to-stay-safe-online/) - Buying a home today means more of the process is happening online. From emails and texts to documents and payments, technology helps streamline the process, but it also means buyers should be more intentional about protecting their personal and financial information. The good news? You don’t need advanced technical knowledge to stay safe online. A few simple habits can make a - [Quick Heads Up - Statements and Check Images](https://primisbank.com/blog/quick-heads-up-statements-and-check-images/) - Quick Heads Up: Statements and Check Images We’re making some behind-the-scenes updates to improve your experience. From 9:00 p.m. ET on Saturday, April 25 through 9:00 a.m. ET on Sunday, April 26, check images and account statements may be temporarily unavailable in online and mobile banking for some customers. Everything will be back up and - [When “Fraud Prevention” Calls You… It Might Be a Scam](https://primisbank.com/blog/when-fraud-prevention-calls-you-it-might-be-a-scam/) - Here’s what that looks like: You get a call saying your account isn’t secure. They sound official. Urgent. Helpful, even. Then they tell you to move your money or log into your account while they “walk you through it.” Sometimes they’ll even ask you to share your screen. That’s the moment things go sideways. Let’s - [Spring Cleaning Your Cybersecurity: 3 Simple Steps to Stay Safer Online This Season](https://primisbank.com/blog/spring-cleaning-your-cybersecurity/) - Freshen up more than just your home this spring. Use these simple cybersecurity spring cleaning tips from Primis Bank to protect your passwords, devices, and personal data. - [Our History](https://primisbank.com/blog/our-history/) - A New Name. A Deep Bench of Banking Experience. Primis may be a newer name, but our story didn’t start in 2021. Primis Bank officially launched on March 31, 2021, when Sonabank became Primis Bank and Southern National Bancorp of Virginia became Primis Financial Corp. What changed was the name. What didn’t change was the - [Winter Weather, Service Updates & What to Expect](https://primisbank.com/blog/safety-first-weather-update/) - Winter Weather, Service Updates & What to Expect Safety First: Weather Update for February 23, 2026 Winter weather can bring icy roads, power outages, and unexpected disruptions. During these conditions, the safety of our customers and our team members is always our top priority.Even when weather impacts normal routines, our goal is simple: to keep - [Tax Season Scams Are Back. Here’s How to Stay Safe.](https://primisbank.com/blog/tax-season-scams-are-back-heres-how-to-stay-safe/) - Tax Season Scams Are Back. Here’s How to Stay Safe. What You Should Know About IRS-Related Cyber Threats Tax season can bring refunds, fresh financial planning, and unfortunately, an increase in scams. Every year, cybercriminals ramp up efforts to impersonate the IRS, tax preparers, and financial institutions in hopes of stealing personal and financial information. - [Primis Revives a Timeless Lesson in Financial Empowerment](https://primisbank.com/blog/primis-revives-a-timeless-lesson-in-financial-empowerment/) - Primis Revives a Timeless Lesson in Financial Empowerment More than a century ago, Maggie L. Walker—the trailblazing businesswoman and the first Black woman in the United States to charter a bank—believed that financial confidence begins with even the smallest act of saving. At the St. Luke Penny Savings Bank in Richmond, she gave children their own penny - [How to Spot Fake Bank Texts: Scam Red Flags to Know](https://primisbank.com/blog/how-to-spot-fake-bank-texts-scam-red-flags-to-know/) - How to Avoid Text Message Scams Everyday life is busy, and scammers take advantage of it. Stay sharp. Recently, a Primis customer shared a scam attempt that started with a fake “fraud alert” text about a transaction she didn’t recognize. Moments later, she received a call from someone pretending to be from the bank. Thankfully, - [Winter Storms Can Disrupt More Than Power](https://primisbank.com/blog/winter-storms-can-disrupt-more-than-power/) - Here’s How to Protect Your Finances When winter weather hits, most of us prepare for icy roads, power outages, and changes to daily routines. What’s easy to overlook is that storms can also create opportunities for cybercriminals. During major weather events fraud and scam activity often increases. Not because systems suddenly become unsafe, but because - [Primis Premium Checking Named to WalletHub's Best Online Checking Accounts for 2026](https://primisbank.com/blog/primis-premium-checking-named-to-wallethubs-best-online-checking-accounts-for-2026/) - Primis Premium Checking Named to WalletHub's Best Online Checking Accounts for 2026 Recognized as the Best High-Yield Checking Account Primis is proud to share that its standout digital account, Primis Premium Checking, has been named to WalletHub’s list of the Best Online Checking Accounts for 2026, earning the designation of Best High‑Yield Checking Account. This - [Primis Premium Checking Named One of the Best Online Checking Accounts to Start 2026](https://primisbank.com/blog/primis-premium-checking-named-one-of-the-best-online-checking-accounts-to-start-2026/) - Primis Premium Checking Named One of the Best Online Checking Accounts to Start 2026 As we head into 2026, many consumers are taking a closer look at how—and where—they bank. With most traditional checking accounts offering little to no interest, choosing an account that helps your money grow can make a real difference over time. - [Don’t Let Scammers Break Your Heart: Smart Digital Banking Habits to Practice Year-Round](https://primisbank.com/blog/dont-let-scammers-break-your-heart-smart-digital-banking-habits-to-practice-year-round/) - Smart Digital Banking Habits to Practice Year-Round Valentine’s Day is around the corner and with it comes messages, gifts, surprises, and showing people you care. Unfortunately, it’s also a favorite time of year for scammers. When emotions are high and activity picks up online, fraudsters see opportunity. Fake delivery notices, too-good-to-be-true deals, and convincing messages pretending to be from trusted companies tend - [Holiday Shopping Scams to Watch For This Cyber Monday](https://primisbank.com/blog/holiday-shopping-scams-to-watch-for-this-cyber-monday/) - Stay safe while shopping online this Cyber Monday. Learn the most common holiday scams and how to protect your information this season. - [Stop, Drop, and Read: 5 Fire Safety Tips for Your Home](https://primisbank.com/blog/5-fire-safety-tips-for-your-home/) - 5 Fire Safety Tips for Your Home It’s officially spooky season, which means it’s time to turn up the heat on fire safety. Fires, especially inside your home, can sneak up on you, so it’s important for your family to be prepared. From safety drills to cooking tips, here are five ways to keep your - [Why Refinance?](https://primisbank.com/blog/why-refinance/) - Refinancing is a hot topic right now—and for good reason. Everyone’s talking about rates, but what does refinancing really mean for you? The truth is, it’s about more than just chasing a lower number. Done right, it can be a powerful tool to reshape your finances and free up options for the future. Here are - [Refi Scams Are Getting Smarter—Don’t Get Hooked](https://primisbank.com/blog/refi-scams-are-getting-smarter-dont-get-hooked/) - Refi Scams Are Getting Smarter—Don’t Get Hooked Fraudsters know homeowners are watching rates, and they’re using digital tricks to slip in. Phishing emails, fake lender websites, and texts that look legitimate are now common tools of refi scams. The goal? To steal your money or even your home. Red flags to watch for: Demands for - [How V1BE can be the Right Business Partner](https://primisbank.com/blog/how-v1be-can-be-the-right-business-partner/) - *Primis V1BE services may not be available in your area, however, service areas are growing and subject to change. Mobile carrier data and messaging rates may apply. - [Heads-Up: Scheduled ATM Downtime for Security Enhancements](https://primisbank.com/blog/scheduled-atm-downtime/) - Heads-Up: Scheduled ATM Downtime for Security Enhancements At Primis, your security comes first. That’s why we’re making important upgrades to our ATM network to enhance protection for your transactions—without compromising the convenience you count on. To complete these updates, select Primis Market Center ATMs will experience brief, scheduled downtime on the following dates: Kings Charter - [V1BE Will Save You Time, and Time is Money](https://primisbank.com/blog/v1be-will-save-you-time-and-time-is-money/) - Don’t just take our word for it, listen to our customers and their raving reviews. Coleman Bishop is a second generation owner-operator who oversees eight McDonald’s franchises in the Greater Richmond, Virginia area. Watch the video below to hear it from him; V1BE has given him time back and revolutionized his business’ relationship with Primis. - [How to Make a Mobile Deposit in the Primis App](https://primisbank.com/blog/how-to-make-a-mobile-deposit-in-the-primis-app/) - Mobile deposit in the Primis app is quick and secure feature to get access to your funds without taking a trip to the ATM. - [The Fall Advantage: Three Reasons to Buy Now](https://primisbank.com/blog/3-reasons-to-buy-this-fall/) - If you’re stuck wondering when is the ‘right’ time to buy a new home, this is your sign to kick-start your journey. With less competition and a motivated market, fall can be an ideal time to secure your new place. Not convinced? Here are three reasons fall is the great time for you and your - [Your Checks Should Check Out](https://primisbank.com/blog/your-checks-should-check-out/) - From cyber scams to money scams, it’s important to stay informed about what actions to avoid and how to recognize malicious attempts. But what about less-talked-about scams like fake checks? With check writing scams, someone you don’t know will offer to send you a check, commonly disguised as a gift or refund. Then the check - [Protecting Seniors from Financial and Cyber Scams](https://primisbank.com/blog/protecting-seniors-from-financial-and-cyber-scams/) - Every year, scammers steal millions of dollars from older adults by preying on trust, routine, and the desire to help others. Senior Citizens Day, observed on August 21, is a reminder to honor the wisdom and contributions of older generations—and to protect them from those who would take advantage. Popular Scams Targeting Seniors Right Now - [Watch Out: Scammers are Impersonating DMV Offices](https://primisbank.com/blog/scammers-are-impersonating-dmv-offices/) - Scammers are getting smarter, and their newest trick is impersonating state Department of Motor Vehicles (DMV) offices. These scams often come through email or text and are designed to look official. They use real DMV logos, urgent language, and fake links that could fool even the most careful eye. The goal is simple: to steal - [Lemonade That Does Some Serious Good](https://primisbank.com/blog/lemonaid/) - Lemonade That Does Some Serious Good We're proud to take part in the 25th annual Anthem Lemonaid, raising money for kids battling cancer at Children's Hospital of Richmond at VCU. You'll find our teams serving up ice cold lemonade at our market centers across Virginia, and every single dollar goes straight to supporting lifesaving care - [5 Hot Summer Homebuying Tips](https://primisbank.com/blog/5-hot-summer-homebuying-tips/) - Hot Tips for a Cool Homebuying Experience Summer is a popular time for homebuying. With the warmer weather, longer days, and time to make moves, many people are shopping for a new home. But possible summer competition doesn’t mean you can’t find your dream home. Planning ahead, submitting a strong offer, and securing a solid - [Wire Wisely, Close Safely](https://primisbank.com/blog/wire-wisely-close-safely/) - Buying a home? There’s a lot to juggle—emails, phone calls, paperwork—and unfortunately, scammers know that too. Mortgage wire fraud happens when criminals pose as trusted professionals, like your loan officer or closing attorney, and trick buyers into sending closing funds to a fake account. These scams often start with a hacked email or spoofed message - [Online Banking Resources](https://primisbank.com/blog/online-banking-resources/) - What are the benefits of online banking? 24/7/365 account access. You’re just a few clicks away from your account at all times. Secure. Sophisticated technology is used to prevent unauthorized access to any of your personal data. Bill payments. Once you have online banking, you can make bills less of a hassle by setting up - [Summer's Hot. Scams Are, Too.](https://primisbank.com/blog/summers-hot-scams-are-too/) - Summer is a great time to relax, explore, and soak up some sunshine. Scams? Not so much. Unfortunately, as temperatures rise, so do reports of fraud, cyberattacks and identity theft—many of them tied to travel and vacation-related schemes. Whether you’re booking a last-minute getaway or just spending more time online, staying alert can help keep - [Smart Questions, Safer Loans](https://primisbank.com/blog/smart-questions-safer-loans/) - Buying a new home can come with a lot of questions and decisions, so it’s important to make the right choices. With a variety of mortgage scams out there, here are four questions to ask yourself before locking down a loan—keeping you and your new place safe leading up to closing day. Are the interest - [Home Sweet (First) Home: My Tips for First-Time Buyers](https://primisbank.com/blog/home-sweet-first-home-my-tips-for-first-time-buyers/) - My Tips for First-Time Homebuyers Homeownership wasn’t something I thought much about for much of my life. At times I considered buying a “fixer upper,” or even something new, but then came the fears. Can I really afford a mortgage? What if the water heater breaks? Do I really care about paying into my own - [5 Cybersecurity Tips for Safer Online Banking](https://primisbank.com/blog/5-cybersecurity-tips-for-safer-online-banking/) - Protect your finances with these 5 essential cybersecurity tips for safer online banking during National Safety Month. Stay secure with Primis. - [Don't Let Scammers Steal Your Hard-Earned Money](https://primisbank.com/blog/dont-let-scammers-steal-your-hard-earned-money/) - Scammers are getting more sophisticated, and people are losing big money to their schemes. Here's how they trick you. - [Top 4 Travel Cybersecurity Tips to Protect Your Money This Summer](https://primisbank.com/blog/top-4-travel-cybersecurity-tips-to-protect-your-money-this-summer/) - Traveling this summer? Use these four simple cybersecurity tips to protect your accounts from scams, fraud, and identity theft while you're on the go. - [How to Prepare for Homeownership This Spring](https://primisbank.com/blog/how-to-prepare-for-homeownership-this-spring/) - Get mortgage-ready with these 4 smart tips for homebuyers. Learn how to budget, plan and find the right team to guide your homeownership journey. - [Check Fraud Is on the Rise — Here's How to Stay Ahead](https://primisbank.com/blog/check-fraud-is-on-the-rise-heres-how-to-stay-ahead/) - Check fraud is rising for small businesses. Learn how to spot scams and protect your company with simple, effective prevention tips. - [Small Business, Big Dreams: Banking Solutions That Work as Hard as You Do](https://primisbank.com/blog/small-business-big-dreams-banking-solutions-that-work-as-hard-as-you-do/) - Primis Bank offers simple, smart banking solutions for small businesses—including online account opening, delivery services, and no-hassle support. - [Work From Home with Security Confidence](https://primisbank.com/blog/work-from-home-with-security-confidence/) - With working remotely becoming more popular and multiple family members using the home internet for everything from homework to streaming services, it’s important to keep your devices safe. Here are six tips to help keep you and your family safe from cyber threats at home. - [AI on the Rise: Protecting Yourself from Digital Deception](https://primisbank.com/blog/ai-on-the-rise/) - While AI can be incredibly useful, it’s essential to stay vigilant and learn how to spot AI-driven scams before you fall victim to them. - [Scammers Are Texting as the IRS—Don’t Take the Bait](https://primisbank.com/blog/scammers-are-texting-as-the-irs-dont-take-the-bait/) - Scammers Are Texting as the IRS—Don’t Take the Bait Have you gotten a text from the IRS about an Economic Impact Payment? Stop right there—it’s a scam. Fraudsters are at it again, impersonating the IRS and tricking people into giving up their personal info. This time, they’re sending texts claiming you need to act fast - [Stay Safe While Cheering: Cybersecurity Tips for Sports Events](https://primisbank.com/blog/cybersecurity-tips-for-sports-events/) - Hey there, sports fans! Ready for the game? While you're in the stands cheering, criminals could be lurking to try and compromise your personal information. Here are some tips on how to stay cyber-safe while enjoying the game. Guard Your Wi-Fi Connection: Using public Wi-Fi at the stadium? Think again. Use your mobile data instead to - [10 Best Checking Accounts for College Students](https://primisbank.com/blog/10-best-checking-accounts-for-college-students/) - Fortune Recommends recently named Primis Premium Checking one of the best checking accounts for students, and the best account for high interest rates. There are many reasons why Primis Premium is a great account for students, but in particular the Fortune team noted, "As a student, you need to focus on your studies without worrying - [Keep Calm and Stay Cybersecure When Working from Home ](https://primisbank.com/blog/keep-calm-and-stay-cybersecure-when-working-from-home/) - Keep Calm and Stay Cybersecure When Working from Home Working from home has many benefits: flexibility, work-life balance, much shorter commute, cost savings; and, employers are seeing increased productivity and job satisfaction, along with cost reductions. New concerns have also surfaced, including the vulnerability for cyberthreats. With around 22 million employed adults (around 14%) working - [On The Line](https://primisbank.com/blog/on-the-line/) - When it comes to customers with highly specific, individualized needs, our lines of business keep us in the forefront. Establishing and growing existing lines of businesses is a major differentiator for our organization and allows us to offer more services to more people. We're not doctors. Luckily, the founders of Panacea Financial are. They know - [Modern Mortgage Reviews](https://primisbank.com/blog/modern-mortgage-reviews/) - Tom and Heather were very persistent (and kind) and managed to get us a better deal than our home builder offered for our new build. They led us as we all navigated these “fantastic” rate hikes while we waited for our home to be built. Once the home was completed they managed to successfully negotiate - [2025's Best Checking Account](https://primisbank.com/blog/2025s-best-checking-account/) - One of Primis Bank’s digital accounts has been named the 2025 Best Overall Checking Account by WalletHub. - [Starting Fresh: Securing Your New Tech](https://primisbank.com/blog/starting-fresh-securing-your-new-tech/) - Starting Fresh: Securing Your New Tech Unboxed some shiny new tech over the holidays? Whether it's a smartphone, laptop, or smart home gadget, January is the perfect time to make sure your new devices are secure. After all, nothing ruins the joy of new tech faster than falling victim to cyber threats. Here’s how to - [Holiday Shopping Safety Tips](https://primisbank.com/blog/holiday-shopping-safety-tips/) - 'Tis the Season to Shop Safely: Cyber Tips for Holiday Happiness As the holiday season swings into full gear, the magic of gift-giving is in the air. We all know that the internet has made our lives more convenient, especially when it comes to holiday shopping. But with the joy of finding the perfect present - [Cybercriminals Don't Take Holidays](https://primisbank.com/blog/cybercriminals-dont-take-holidays/) - Cybercriminals Don't Take Holidays Cybercrime is, unfortunately, always on the rise. Last year, individuals were scammed out of over $12.5 billion—a 22% increase from 2022. As the holiday season reaches its peak, cybercriminals are ramping up their efforts to exploit consumers through scams and fraudulent activities. But you can outsmart them by staying informed and - [Top Holiday Scams to Watch Out for in 2024 ](https://primisbank.com/blog/top-holiday-scams-to-watch-out-for-in-2024/) - Top Holiday Scams to Watch Out for in 2024 1. Phishing Scams: Don't Take the Bait Phishing scams are one of the most common and dangerous types of online fraud. During the holiday season, scammers often send emails or text messages that look like they're from trusted companies, like your bank or favorite retailers. These - [Guide to Viewing External Transfers on the New Platform](https://primisbank.com/blog/new-platform-external-transfers/) - With the recent update to our platform, external transfers may look a little different than before. - [4 Cybersecurity Tips for Safe Holiday Travel](https://primisbank.com/blog/4-cybersecurity-tips-for-safe-holiday-travel/) - 4 Cybersecurity Tips for Safe Holiday Travel The holiday season is a time for travel, family gatherings, and relaxation. But with all the excitement of trips and adventures, it's easy to forget about cybersecurity risks that can put your personal data and devices at risk. Whether you're traveling for a long vacation or just visiting - [Weathering Potential Post-Storm Cyber-Storms](https://primisbank.com/blog/weathering-potential-post-storm-cyber-storms/) - Though it’s not usually top of mind, hurricanes and other natural disasters can be times when cyberfraud behavior increases even in the mortgage world. - [What is Cash Flow and Why Does it Matter?](https://primisbank.com/blog/what-is-cash-flow-and-why-does-it-matter/) - What is Cash Flow and Why Does it Matter? Are you a small business owner looking to keep your financial ship sailing smoothly? Whether you're just starting out or you've been at it for a while, understanding cash flow is essential for your success. In this blog, we'll break down the basics of cash flow, - [Credit card vs line of credit](https://primisbank.com/blog/credit-card-vs-line-of-credit/) - Purpose: Credit Card: Convenient for everyday purchases and online transactions. Line of Credit: Designed for larger, ongoing expenses or financial flexibility. Interest (sometimes): Credit Card: If you pay the full balance each month, no interest is charged. Line of Credit: Typically accrues interest on the outstanding balance. Repayment: Credit Card: Minimum monthly payments required, with - [Look Out for Scams Following Hurricanes](https://primisbank.com/blog/look-out-for-scams-following-hurricanes/) - Recent hurricanes have unfortunately left thousands tasked with monumental repairs. In the wake of these storms, federal agencies are urging people to stay... - [Unlocking the Internet: The Best Benefits of Using a VPN](https://primisbank.com/blog/unlocking-the-internet-the-best-benefits-of-using-a-vpn/) - The Best Benefits of Using a VPN In today’s world, protecting your online privacy and data is more important than ever. Virtual Private Networks (VPNs) have gained popularity for good reason, and it goes far beyond being able to access another country’s Netflix library. Here are some key benefits of using a VPN, especially in - [Secure Your Tickets: 5 Essential Tips for Buying Concert and Game Tickets Safely Online](https://primisbank.com/blog/secure-your-tickets/) - Five Essential Tips for Buying Concert and Game Tickets Safely Online Purchasing tickets for your favorite events nowadays can be a breeze (if you can beat the sell-out rush). However, it’s crucial to stay alert against cyber threats as there are many scam attempts that criminals try and use for those desperate to find a - [Some of the Best High-Yield Savings and Checking Account Rates](https://primisbank.com/blog/some-of-the-best-high-yield-savings-and-checking-account-rates/) - Business Insider independently reviewed our online personal account offerings, and spoiler alert: they were impressed. - [A No-Frills Bank with Competitive APYs and 24/7 Customer Service ](https://primisbank.com/blog/a-no-frills-bank-with-competitive-apys-and-24-7-customer-service/) - The Fortune Recommends team independently reviewed all of our online account offerings, praising the high rates, low fees and around-the-clock customer service. - [Your Money Order Has Arrived](https://primisbank.com/blog/your-money-order-has-arrived/) - Your Money Order Has Arrived "This is something that really evidences our company's desire and willingness to go the extra mile and do what we got to do to make it convenient and improve and protect your financial future" – Dennis Zember, Primis CEO Primis Bank's CEO Dennis Zember and director of V1BE Teresa Rios - [Primis Mortgage Market Update: 8/5/2024](https://primisbank.com/blog/primis-mortgage-market-update/) - Rates Plummet as The Market Buys into the Big Shift The events of this past week serve as an exclamation point in one of the many sentences that tells the story of the big shift away from the generationally high rates seen at the end of 2023. The story has had its ups and down - [Delivering Value Through Unrivaled Solutions](https://primisbank.com/blog/delivering-value-through-unrivaled-solutions-technology-innovation-and-close-customer-relationships/) - Primis CEO Dennis Zember sat down with Nasdaq's Michael Spector to discuss the bank's mission to change the industry for the better. - [Summer Refi Update: Preparation is Key](https://primisbank.com/blog/summer-refinance-update/) - Preparation is Key People are still talking about rates, and the facts show that the real estate market is holding steady for the near future. That means now’s a great time to focus on preparation for future changes in a positive direction. If you currently have a mortgage, and rates drop more than 1% below - [Homeownership Mood-Boost](https://primisbank.com/blog/homeownership-mood-boost/) - Once upon a time owning a home was a quintessential part of the American Dream. Today life is constantly changing, and freedom, flexibility and affordability are common reasons folks choose to rent instead of make this big life purchase. Let’s look at some of the real mental health benefits that come with taking the plunge - [Hurricane Prep Like a Pro](https://primisbank.com/blog/hurricane-prep-like-a-pro/) - Two words during the summer and fall months can put a homeowner on edge: hurricane season. Whether you live by the water or further inland, the impact of these tropical cyclones can be terrific. Storm winds cause initial damage and subsequent rainfall sneaks into broken windows, doors, and roof openings. Your best line of defense - [Securing Your Security Camera ](https://primisbank.com/blog/securing-your-security-camera/) - In today’s home, video cameras are popping up everywhere. Whether you’re keeping an eye on the property, baby’s nap, incoming deliveries, or Fido’s solo time, the convenience and peace of mind afforded by this popular home accessory can be priceless. As you set up your nifty gadget, keep in mind it can be vulnerable to - [Primis Bank Domestic Wire Instructions](https://primisbank.com/blog/domestic-wire-instructions/) - Domestic wire instructions for Primis Bank deposit accounts and loan payments. Primis Bank routing numbers. Click to view. - [5 Simple Ways to Support Local Businesses – Without Spending Money](https://primisbank.com/blog/5-simple-ways-to-support-local-businesses-without-spending-money/) - Want to show some love to your favorite neighborhood spots without dipping into your wallet? We've got you covered with these five easy ways to give a boost to the businesses you adore: Hit That 'Follow' Button: Want to show some love to your favorite neighborhood spots without dipping into your wallet? We've got you - [Keep Your Kids Cyber Safe: Essential Tips for Parents with Kids Online ](https://primisbank.com/blog/keep-your-kids-cyber-safe-essential-tips-for-parents-with-kids-online/) - In today's digital age, children are more connected than ever before, opening a world of opportunities but also potential risks. As parents, ensuring your kids' safety online is paramount. Here are five crucial tips to help navigate the online landscape and protect your children: Open Communication is Key: Start early and keep open, honest conversations - [Social Media Security: Protecting Your Identity Online ](https://primisbank.com/blog/social-media-security-protecting-your-identity-online/) - In today's world, social media has become a big part of most of our daily lives. From sharing updates with friends and family to networking professionally, platforms like Facebook, LinkedIn, and Instagram offer endless opportunities for engagement and connection. However, with this increased connectivity comes the need for more awareness about the security risks associated - [Summer Savings: Financial Tips for Planning Your Dream Vacation ](https://primisbank.com/blog/summer-savings-financial-tips-for-planning-your-dream-vacation/) - With summer on the doorstep, many of us are eagerly anticipating the opportunity to unwind and enjoy some much-needed rest and relaxation. Whether you're dreaming of a beach getaway, a European adventure, or a cross-country road trip, careful financial planning can help turn your vacation dreams into a reality without breaking the bank. Here are - [Let's Get Stronger (We're Talking About Passwords)](https://primisbank.com/blog/stronger-passwords/) - In a time where cybersecurity breaches are all too common, protecting your online accounts with strong, secure passwords is more crucial than ever. - [Location, Location, Location!](https://primisbank.com/blog/location-location-location/) - While you're dreaming of kitchens and bedrooms there are some factors outside the home to think about. Here are some key considerations you should consider. - [Don't Get Caught by Tax Scams This April](https://primisbank.com/blog/dont-get-caught-by-tax-scams-this-april/) - Don't Get Caught by Tax Scams This April Tax season is like open season for cybercriminals. They're out there, lurking in the digital shadows, just waiting to pounce on unsuspecting taxpayers. But fear not! With a few simple steps, you can outsmart these cyber crooks and keep your hard-earned cash where it belongs – in - [All the Single Ladies](https://primisbank.com/blog/all-the-single-ladies/) - In 2023, single females ranked second only to married couples as the largest group of recent home buyers. 31% of single female homeowners were Gen Z, surprisingly outranking married couples in this population.1 It wasn’t long ago that women weren’t able to secure credit cards in their own names. Since a 1974 shift in legislation, - [Manage Your Money Better Webinar: Sole Proprietors and Small Business](https://primisbank.com/blog/manage-your-money-better-webinar-sole-proprietors-and-small-business/) - You shouldn’t have to celebrate when your bank gets it right. Or when you’re surprised at how easy things are. Or when there’s a real person on the other line. On Thursday, April 25 at 2:00 p.m. ET, we are excited to host our webinar where you will learn: Money mistakes you may be making, - [Will Primis Ask You This?](https://primisbank.com/blog/will-primis-ask-you-this/) - To make sure you’re prepared for any potential scam attempt, let’s play a quick game called Will Primis Ask You This? Will Primis ask you for your personal information over the phone, in an email, or in a text?No! If you get a call, email, or text from someone claiming to be from our bank, - [5 Tips to Guard Your Home Against Cyber Intruders](https://primisbank.com/blog/5-tips-to-guard-your-home-against-cyber-intruders/) - 5 Tips to Guard Your Home Against Cyber Intruders Congratulations on your new home! As you embark on this exciting journey, it's essential to extend your security efforts beyond just your physical environment. Here are five tailored tips to keep your new nest safe from cyber threats: Smart Home, Smarter Passwords Strengthen your digital protection - [Navigating Cybersecurity: Unveiling Top Threats for Small Business Owners](https://primisbank.com/blog/navigating-cybersecurity-unveiling-top-threats-for-small-business-owners/) - In today’s digital age, small businesses are especially vulnerable to cybersecurity threats that are constantly evolving. As guardians of your business, understanding and implementing effective procedures to prevent a cyberattack are paramount. If this seems overwhelming, have no fear! We’re here to cover the top cyber threats that small business owners may face and how - [Safeguarding Your Score: How to Protect Your Credit During a Divorce](https://primisbank.com/blog/safeguarding-your-score-how-to-protect-your-credit-during-a-divorce/) - The entire divorce process can be a challenging trek, and it’s ever-important to not overlook the impact it can have on your credit score. Carefully managing your finances during this time can help stabilize your score and have a great impact on your financial future. Here are some practical steps you can take to safeguard - [Untangle, Unwind, and Unlock: Why You Need a Separate Bank Account Post-Divorce](https://primisbank.com/blog/untangle-unwind-and-unlock/) - Why You Need a Separate Bank Account Post-Divorce Divorce is a life-altering journey, and navigating through the financial aftermath can be a real head-spinner. Amidst the chaos, one strategic move can empower you on your path to financial freedom - opening a separate bank account. Let's break down the reasons why this simple step is - [Welcome to the New Year: Staying Cyber-Safe](https://primisbank.com/blog/welcome-to-the-new-year-staying-cyber-safe/) - Welcome to the New Year, where your money matters more than ever. By this point in the year, many of us have already abandoned our new resolutions. So, why not start a simple new one: Staying cyber-safe. It’s not hard to get started. We’re here with three quick tips to help jumpstart your year. 1. - [Separating the Facts from Fiction](https://primisbank.com/blog/separating-the-facts-from-fiction/) - Going through a divorce can be a whirlwind of emotions and difficult decisions you have to make, oftentimes regarding finances. Let’s debunk some common financial misconceptions for divorces together. Myth 1: Everything is split 50/50 One of the most commonly-told myths about divorce is that everything gets split right down the middle. That’s far from - [2023 Market Recap: A New Tone for the New Year?](https://primisbank.com/blog/2023-market-recap/) - A New Tone for the New Year? You did it! You made it through a crazy year in the mortgage origination market, where we saw 30-year mortgage rates rise above 8%, then rapidly decline to fall back to 6.67% by the end of 2023. Let’s quickly recap the movement we witnessed last year. To start, - [Outward Bound: What To Do Before You Travel Overseas](https://primisbank.com/blog/outward-bound-what-to-do-before-you-travel-overseas/) - What to do Before You Travel Overseas So, you’re heading out of the country… how exciting! Got your passport? Bags all packed? Did you talk to your bank? That should be a regular part of the process, too. Making a few smart moves with your bank before your journey can save you a lot of - [Staying Merry and Secure](https://primisbank.com/blog/staying-merry-and-secure/) - ?? Staying Merry and Secure: Unwrapping the Top Holiday Fraud Schemes ?? As we cozy up by the fireplace and share the joy of the holidays, it's crucial to be mindful of the grinches lurking in the digital realm. Yes, we're talking about holiday scams and cyber threats that seem to be as abundant as - [20-Year High Rates as Inflation Persists. Any Hope in Sight?](https://primisbank.com/blog/market-wrap-up-october-15/) - 20 Year High Rates as Inflation Persists. Any Hope in Sight? Unsurprisingly, the market remains intently focused on inflation as the key driver of Fed policy and rate volatility. This week, the biggest inflation report combined with more UK market drama to push rates to another 20-year high. The UK doesn't typically factor into our - [Sifting Through Ashes for Seeds of Hope](https://primisbank.com/blog/market-wrap-up-october-21/) - This week’s mortgage market seemed to follow the 2022 trend with lots of price volatility. - [Rates Actually Moved Lower This Week; What's a "Fed Pivot?"](https://primisbank.com/blog/market-wrap-up-october-28/) - Mortgage rates lowered last week, while all eyes are on key events and data in the coming weeks. - [Higher Rates Due to The Fed, But Not Due to The Fed's Rate Hike](https://primisbank.com/blog/market-wrap-up-november-4/) - The Federal Reserve hiked rates by 0.75% this week and 30yr fixed mortgage rates moved moderately higher. Interestingly enough, those two things are fairly unrelated. - [Record Single-Day Drop in Rates After Inflation Comes in Cooler](https://primisbank.com/blog/market-wrap-up-november-11/) - Inflation is still rapid and painful for many households, but it is finally beginning to show signs of turning a corner. - [Fed Says: Don't Get Too Excited About Rates Just Yet](https://primisbank.com/blog/market-wrap-up-november-18/) - The mortgage market was relatively quiet week over week with some price volatility every day. - [Best Winning Streak for Rates in Two Years](https://primisbank.com/blog/market-wrap-up-december/) - It was a critical week for financial markets and especially for rates as investors digested the latest inflation data and the Fed's smaller rate hike. In fact, the latest inflation data could be thought of as the most important and most persistent focus for rates all year long. - [e-Statements: Think Outside the (Mail)box](https://primisbank.com/blog/e-statements-think-outside-the-mailbox/) - What are e-statements? E-Statements are online, electronic copies of your account statements that you can quickly view, search, save and print. They are delivered to your email instead of your mailbox and are available for download within online banking immediately after they are issued. They include the same information as a traditional statement, and look - [Unlock Your Potential with Competitive Benchmarking](https://primisbank.com/blog/unlock-your-potential-with-competitive-benchmarking/) - Unlock Your Potential with Competitive Benchmarking In the world of small businesses, every decision you make is like a piece of a jigsaw puzzle. Each move you make, every dollar you spend, and all the hard work you put in, are essential pieces of the grand business puzzle. But here's the thing – how do - [(Decorate Your) Home for the Holidays](https://primisbank.com/blog/decorate-your-home-for-the-holidays/) - It’s the season of all things merry and bright. If you’re preparing to sell your home, set the stage appropriately during this festive time. While you may have visions of sugar plums prancing about, it’s best to keep décor modest and strike a balance between joyful and tasteful. Here are a few tips to guide - [Navigating the Paper Trail: Essential Documents When Filing for Divorce](https://primisbank.com/blog/navigating-the-paper-trail-essential-documents-when-filing-for-divorce/) - Divorce, though emotionally challenging for some, often requires a detailed and organized approach when it comes to paperwork. If you find yourself at the crossroads of ending a marriage, understanding the essential documents and materials needed for filing divorce can make the process smoother for both sides. Let's take a closer look at the key - [It's Time to Take Things to the Next Level: LLC](https://primisbank.com/blog/its-time-to-take-things-to-the-next-level-llc/) - So, you hit the ground running your business and have been seeing success, what’s next? There’s a point in every business venture where every entrepreneur should consider leveling up — yeah, we’re talking about making the switch to an LLC (Limited Liability Corporation). Like many things in this world, it’s all about timing. When is - [Mythbusting Sole Proprietorships (Here's a Hint: You're Never Really Alone)](https://primisbank.com/blog/mythbusting-sole-proprietorships/) - This one is for the hustlers and bustlers out there. If you're thinking about diving into the world of business on your own, you're likely exploring the possibility of running a sole proprietorship. This is a big decision, and if you’re like many others, getting started might be the most intimidating part. Myth 1: "It's - [Let's Be Direct: Direct Deposit](https://primisbank.com/blog/lets-be-direct-direct-deposit/) - How Do I Set Up Direct Deposit? Download our direct deposit form. Fill out the form with your specific information. IMPORTANT: Your routing number will vary based on your account type. The Routing Number for Primis Perks, Primis Premium and Primis Novus is: 051409744 The Routing Number for Primis Ace and Primis Plus is: 051409278 - [Stop Phishing From Stopping Your Business](https://primisbank.com/blog/stop-phishing-from-stopping-your-business/) - Employee Training: Conduct regular training sessions to educate your staff about email phishing, its risks, and common red flags. Teach employees about the importance of verifying the source of emails, recognizing suspicious links or attachments, and reporting potential phishing attempts. Check out our pro tips for team training. Strong Password Policies: Establish a strong password - [Understanding the Threat of Phishing](https://primisbank.com/blog/understanding-the-threat-of-phishing/) - What is Phishing? Phishing is a form of cyberattack where attackers masquerade as trustworthy entities, such as banks, social media platforms, or online retailers, to trick individuals into sharing confidential information. These attackers often employ various psychological tactics and sophisticated methods to deceive their targets. How Phishing Works: Phishing attacks typically involve the following steps: - [Safeguard Your Small Business by Educating Your Staff](https://primisbank.com/blog/safeguard-your-small-business-by-educating-your-staff/) - In today's digital world, cybersecurity has become an essential aspect of running a successful business. While large corporations often have dedicated departments and substantial budgets to tackle cyber threats, smaller businesses may feel overwhelmed or uncertain about how to protect themselves. But fear not! We’ve got your back with training ideas and small steps you - [Why You Should Buy a Franchise Instead of Starting a New Business](https://primisbank.com/blog/why-you-should-buy-a-franchise-instead-of-starting-a-new-business/) - Are you considering venturing into the world of entrepreneurship? Before you dive in headfirst into starting a new business from scratch, take a moment to consider the benefits of buying a franchise. Here's why franchise ownership might be the smart choice for you: Established Brand and Reputation: Franchises come with a built-in customer base thanks - [Top Tips for Retaining Staff in Your Franchise](https://primisbank.com/blog/top-tips-for-retaining-staff-in-your-franchise/) - It’s no secret. Managing staff turnover can be a real headache in the world of franchising. But fear not, we've got some handy tips to help you retain your valuable employees and build a strong, dedicated team. Let's dive right in with some practical advice: Hire the Right Fit: Start on the right foot by - [Franchise Faux Pas: Common Mistakes to Avoid](https://primisbank.com/blog/franchise-faux-pas-common-mistakes-to-avoid/) - Owning a franchise can be a rewarding venture, but it's not without its share of challenges. Every franchise owner embarks on this journey with high hopes, but sometimes, we all find ourselves navigating the pitfalls of business ownership. We’ve got your back with a list of mistakes that franchise owners often make, with a focus on - [Looking for a Dream Home? Here’s What You Should and Shouldn’t Do](https://primisbank.com/blog/looking-for-a-dream-home-heres-what-you-should-and-shouldnt-do/) - There are a few things that you can do to make the entire process a little more streamlined. Here are some mortgage do’s and don’ts: Do: Make sure all your financial documents are in order and readily available when you need them. These can include pay stubs, tax returns, bank statements and more. If you’re - [4 Painting Tips to Revamp Your Home](https://primisbank.com/blog/4-painting-tips-to-revamp-your-home/) - It might be time to ditch the wallpaper and revamp the interior of your home with a fresh paint job. While it might be a walk in the park, we’ve pulled together some tips that you might not want to brush off. Buy Right. Guesstimating how much paint you’ll need might be a bold risk. - [To Pool or Not To Pool?](https://primisbank.com/blog/to-pool-or-not-to-pool/) - You may be ready to grab the noodle and dive right in, but we’re here to share the pros and cons to help you make the final call. PROS There’s almost no better way to beat the heat. If you live in a hot climate, pools provide an instant way to cool off and avoid - [Quick Tips to Help Sell Your Home This Fall](https://primisbank.com/blog/quick-tips-to-help-sell-your-home-this-fall/) - Here are a few tips to boost your chances for a quick and lucrative close. Light it Up. With fewer daylight hours, a home can seem gloomy and dull during fall showings. Turn on lights throughout the house, and outside too. Also consider installing exterior solar lights to increase safety and add visual appeal. Keep - [5 Trick-or-Treat Tips for Homeowners](https://primisbank.com/blog/5-trick-or-treat-tips-for-homeowners/) - Make sure your Halloween is full of treats, without the tricks. Check out these quick tips to keep your home safe during the fun. - [New Years Resolutions for First-time Homebuyers](https://primisbank.com/blog/new-years-resolutions-for-first-time-homebuyers/) - It’s the time of year when we’re all focusing on fresh beginnings and setting goals for the future. Is buying a home on your resolution list for the New Year? There is so much information floating around that many first-time buyers may feel inundated with statistics and nervous about taking the leap. Here’s what we - [5 Tips to Get Your Roof Ready for Spring](https://primisbank.com/blog/5-tips-to-get-your-roof-ready-for-spring/) - 1. Examine Your Shingles Are there any shingles missing or curling? Maybe they’re just worn down? If you notice large areas of damage, it may be time for a roof repair or replacement shingles. 2. Check Your Gutters Make sure your gutters are clean and remove any leaves and debris that may have arrived during - [Spring Homebuying Tips](https://primisbank.com/blog/spring-homebuying-tips/) - Get pre-qualified for a loan This could give you a sharp advantage over other buyers. It shows that you are ready and willing to purchase a home making your offer more attractive to sellers. This process also helps you more keenly understand your budget and shop more accurately for your price range. Check for homebuyer - [Spring Into a Sale: 5 Tips to Help Sell Your Home](https://primisbank.com/blog/spring-into-a-sale-5-tips-to-help-sell-your-home/) - 5 Tips to Help Sell Your Home Spring is a popular time to sell a home, as the warmer weather and longer days often bring more buyers out into the market. If you're looking to sell your home this spring, there are a few things you can do to increase your chances of success. Here - [5 Tips for Building (and Staying on Schedule) This Summer](https://primisbank.com/blog/5-tips-for-building-and-staying-on-schedule-this-summer/) - 5 Tips for Building (and Staying on Schedule) This Summer Summer months are the ideal time to complete a variety of items on your bucket list: learning how to surf, taking the family on an extended vacation or mastering the art of "doing nothing." They're also great for tackling a home building project before weather - [Curb Appeal: Let's Talk About How to Increase It](https://primisbank.com/blog/curb-appeal-lets-talk-about-how-to-increase-it/) - Do first impressions really matter? When it comes to home sales, the answer is absolutely according to a study from The University of Texas at Arlington. No matter the time of year, curb appeal adds at least 7% to a home's value. Couple that with the fact that June and July are hot months for - [Slay Your Student Loan Repay](https://primisbank.com/blog/slay-your-student-loan-repay/) - We all knew the day would come, and it’s now official: the Covid-19-related administrative pause has ended on federal student loan interest rates and payments. Here are some things to consider as this transition takes effect: Pay on time. Whether you’re already a homeowner or will be in the future, keeping and improving your credit - [Stop Trigger Leads](https://primisbank.com/blog/stop-trigger-leads/) - That’s right. Before you submit all your credit details, you may want to opt out of the flood of credit solicitations that immediately follow. Why does this happen? An industry-wide practice known as Prescreen Trigger Leads allows all 4 national credit companies to sell loan “leads” to other creditors. Creditors can legally send you offers - [5 Habits To Start Now To Avoid Cyber Fraud](https://primisbank.com/blog/5-habits-to-start-now-to-avoid-cyber-fraud/) - Strong, Unique Passwords: Make it a habit to create strong, unique passwords for all your online accounts, especially your bank account. Avoid using easily guessable information like birthdays or common words. A good password combines letters, numbers, and special characters. Consider using a reliable password manager to keep track of your login credentials securely. Enable - [When A Spender Marries A Saver](https://primisbank.com/blog/when-a-spender-marries-a-saver/) - Learning How to be Financially Compatible Financial compatibility is crucial for a healthy relationship. When it comes to combining finances as a couple, there can be challenges if one person is a saver while the other is a spender. However, with open communication, understanding, and a few practical strategies, it's possible to find middle ground - [Navigating Budgeting as a Dynamic Duo](https://primisbank.com/blog/navigating-budgeting-as-a-dynamic-duo/) - Navigating Budgeting as a Dynamic Duo So, you've decided to take the plunge and merge your finances? Congrats! Budgeting together may not sound like the most romantic thing, but trust us, it can be an adventure filled with laughter and financial freedom. Whether you're newlyweds or roomies-turned-partners-in-crime, this blog post is here to make budgeting - [The Debt Talk](https://primisbank.com/blog/the-debt-talk/) - When it comes to relationships, open and honest communication is key. And guess what? That includes discussing your debt. It’s not always an easy conversation, but discussing your financial baggage is key when you are forming a partnership with your significant other. Whether you are combining your finances or keeping separate accounts, your debt still - [It's Time for a Boost (We're Talking Credit Score)](https://primisbank.com/blog/credit-repair-help/) - When it comes to any type of financing (think credit cards, auto loans, mortgages — you get the gist), a borrower's credit score can significantly impact loan eligibility, terms, and pricing. The Fair Isaac Corporation (FICO) score is the nation's most popular credit score calculation and is determined based on an individual's credit profile. Scores commonly - [Do You Still Keep Money Under Your Mattress?](https://primisbank.com/blog/mattress-money/) - There’s a difference between keeping a few dollars stashed in your nightstand vs. stowing wads of cash to invest in your future home. Regardless of where you store it, “mattress money” is not a reliable resource for securing home financing. Here are a few reasons why: A paper trail matters. Mortgage lenders want to see - [Top 5 Money Mistakes Newlyweds Are Making](https://primisbank.com/blog/top-5-money-mistakes-newlyweds-are-making/) - Hey there, lovebirds. Congratulations on tying the knot and embarking on this rollercoaster called married life. Now that you're blissfully hitched, it's time to tackle an important topic that's not as romantic as candlelit dinners or stolen kisses: finances. Don't worry, though! We're here to help you avoid some financial fumbles that newlyweds often make. - [Financial Transparency Building Trust and Financial Power](https://primisbank.com/blog/financial-transparency-building-trust-and-financial-power/) - Hey there, financially empowered couples! Today, we're diving into the incredible benefits of financial transparency in your relationship. Get ready to unlock a world of trust and financial power together. Let's jump right in: Shared Knowledge, Stronger Bond: When you openly discuss your finances, you're creating a foundation of trust. Sharing financial information builds intimacy, - [Impersonation Scams: Protect Yourself from Deceptive Tactics](https://primisbank.com/blog/impersonation-scams/) - Impersonation scams are on the rise. These scams involve individuals posing as trustworthy entities, such as Primis bankers, government authorities, or renowned organizations, with the intention of deceiving and defrauding unsuspecting victims. In order to protect yourself from falling victim to these scams, it's crucial to understand how they work and what warning signs to - [A Money Mule, You Say? What's That?](https://primisbank.com/blog/money-mule-scams/) - A money mule scam is a type of fraud in which individuals are recruited, usually unknowingly, to transfer illegally obtained funds between different accounts. The scammers behind these operations typically target vulnerable individuals, such as job seekers or those seeking to make easy money, by offering them work-from-home opportunities or promising substantial earnings for minimal - [Tips to Avoid Online Shopping Scams](https://primisbank.com/blog/online-shopping-scams/) - Online shopping has revolutionized the way we shop, providing convenience and accessibility. However, it's important to remain vigilant and aware of the potential risks posed by online shopping scams. Scammers employ various tactics to deceive unsuspecting shoppers and defraud them of their money. To ensure a secure and enjoyable online shopping experience, follow these essential - [Pop-up Scams 101: Red Flags to Watch for and Best Practices to Try Yourself](https://primisbank.com/blog/pop-up-scams-101/) - Red Flags to Watch for and Best Practices to Keep You Safe We’ve all been there. You’re browsing the web, minding your own business, when suddenly something pops up out of nowhere. Our first instinct is always to click on the ‘x’ to make it go away, and that usually works—until recently. Now, scammers and - [Text Scams 101: What to Look for and How to Protect Your Information](https://primisbank.com/blog/text-scams-101/) - Text message scams have become a popular tactic for scammers in recent years, with the goal of trying to trick people into giving up their personal information or money. These scams can be particularly dangerous as many people are more likely to trust messages they receive on their phone. Here are some tips on how - [Beware of ATM Skimmers: Here's What to Do if You're Impacted](https://primisbank.com/blog/beware-of-atm-skimmers-heres-what-to-do-if-youre-impacted/) - Beware of ATM Skimmers: Here's What to Do if You're Impacted ATM skimming is a type of fraud where criminals attach a device to an ATM to steal card information. The device, called a skimmer, is designed to look like a legitimate card reader and can capture data from the magnetic stripe of your card. - [Check Writing Fraud: Unmasking the Low-Tech Crime](https://primisbank.com/blog/check-writing-fraud-unmasking-the-low-tech-crime/) - Bank fraud often brings to mind sophisticated cybercrimes, but it's crucial to not overlook the alarming prevalence of low-tech check writing fraud. This form of financial deception can inflict significant harm on older adults and small business owners who rely on traditional payment methods. - [Say It With Us: B-E-C](https://primisbank.com/blog/business-email-compromise/) - Business email compromise (BEC) is a type of cybercrime where the scammer uses email to trick someone into sending money or divulging confidential company info. Fraudsters gain unauthorized access to a legitimate email account, often belonging to a company executive or a trusted contact. They then use this compromised email account to send fraudulent emails, - [Get Started Guide: Online Bill Pay](https://primisbank.com/blog/get-started-guide-online-bill-pay/) - It’s the B word – bills. Keeping track of them can be such a hassle. The due dates, the logins, the check-writing. That’s why Primis offers online bill pay, allowing you to pay bills electronically. It’s safe, free and can be done from home in your pajamas (if that’s your thing). Why sign up for - [Help Older Adults Stay Cyber Safe](https://primisbank.com/blog/help-older-adults-stay-cyber-safe/) - The internet provides opportunities for fun, learning, connectivity and more. But the web also creates a playground for fraudsters, especially praying on senior citizens. According to the American Bankers Association, senior financial abuse is estimated to have cost victims at least $2.9 billion last year alone. Why are senior citizens targets for cybercrime? Scammers often - [How to Have a Safe (and Successful) Online Shopping Season](https://primisbank.com/blog/holiday-online-shopping-safety-tips/) - More people than ever are going to be shopping online this winter holiday season. We're here to make sure your "shopping trips" are both safe and successful. - [Pro Tips to Save on Thanksgiving](https://primisbank.com/blog/pro-tips-to-save-on-thanksgiving/) - With Thanksgiving right around the corner, we're here with tips to help you save money while planning a feast that's still food-coma-worthy. - [Big Wins and Big Savings: How to Attend a Game on a Budget](https://primisbank.com/blog/big-wins-and-big-savings-how-to-attend-a-game-on-a-budget/) - We’ve called a timeout to provide you with some quick tips on how you can ball on a budget this season. Casual Fan? Avoid the Big Games. Whether it’s a cross-town rivalry or a primetime broadcast brawl, bigger games lead to larger ticket prices. If you’re not a diehard fan, consider getting tickets to non-marquee - [What is Smishing and How To Avoid It?](https://primisbank.com/blog/what-is-smishing-and-how-to-avoid-it/) - Smishing is a form of phishing that uses your mobile phone’s SMS/text messaging to attempt to scam you, instead of email (another favorite tactic of fraudsters). The good news is, you can protect yourself relatively easily. In fact, you can keep yourself safe by doing nothing at all since the damage is only done if ## Pages - [Home](https://primisbank.com/) - [Limits](https://primisbank.com/limits/) - [Referral Program Guidelines](https://primisbank.com/referral-program-guidelines/) - [Feedback](https://primisbank.com/feedback/) - [Perks Partners](https://primisbank.com/primis-perks-partners/) - [Workplace Banking](https://primisbank.com/workplace-banking/) - [Warehouse Lending](https://primisbank.com/warehouse-lending/) - [Disclosures](https://primisbank.com/disclosures/) - [Primis Unlimited Business Checking](https://primisbank.com/business-checking/primis-unlimited-business-checking/) - [Commercial Real Estate Loans](https://primisbank.com/business-loan/commercial-real-estate-loans/) - [Primis Works](https://primisbank.com/primis-works/) - [Charlottesville Business Banking](https://primisbank.com/charlottesville-business-banking/) - [Mission & Vision](https://primisbank.com/mission-vision/) - [VFW Post 4639](https://primisbank.com/primis-impact/vfwpost4639/) - [Primis Impact](https://primisbank.com/primis-impact/) - [Dumbarton Elementary School](https://primisbank.com/extra-credit-program/deswildcats/) - [Crossroad Christian School](https://primisbank.com/extra-credit-program/crossroad/) - [First Baptist Church of Hopewell](https://primisbank.com/primis-impact/fbchopewell/) - [Prince George County Public Schools](https://primisbank.com/pgs/) - [Task Force Protection](https://primisbank.com/task-force-protection/) - [Combining Finances](https://primisbank.com/combining-finances/) - [Sole Proprietors](https://primisbank.com/business-checking/sole-proprietors/) - [Business Checking Overview](https://primisbank.com/business-checking-overview/) - [Newly Single](https://primisbank.com/newly-single/) - Nobody wants to sugarcoat divorce or breakup. 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Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand - [Online and Mobile Banking Services Privacy Notice](https://primisbank.com/privacy-online-and-mobile-banking-services-privacy-notice/) - ONLINE AND MOBILE BANKING SERVICES PRIVACY NOTICE Primis Online and Mobile Banking Services (the “Services”) help you manage your money, view your transactions and accounts, and make it easy to manage your finances on the go. Our Services are offered on behalf of Primis Bank (“we,” “us,” or “our”). This Online and Mobile Services Privacy - [Banking for Title Companies](https://primisbank.com/title/) - [Digital Account Disclosures](https://primisbank.com/disclosures/digital-account-disclosures/) - [Primis Premium Checking](https://primisbank.com/personal-checking/primis-premium/) - [Contact Us](https://primisbank.com/contact-us/) - [V1BE](https://primisbank.com/v1be/) - [News & Press](https://primisbank.com/news-press/) - Primis Press Room. Read all about our latest news, press, and announcements right here. - [Location & Hours](https://primisbank.com/location-hours/) - You can visit us or call our 24/7 Customer Care Center at 1-833-4PRIMIS. To find an office near you, search below.Customers Mailing Deposits: Please note that some locations do not accept mailed deposits. If you are mailing a check for deposit, please use our mailing address:PrimisPO Box 2075Ashland, VA 23005 - [Primis Savings Accounts](https://primisbank.com/personal-savings/primis-savings-accounts/) - [Get Started](https://primisbank.com/get-started/) - [Meet the Team](https://primisbank.com/meet-the-team/) - [ADB Account Disclosures](https://primisbank.com/adb-account-disclosures/) - [Primis Business Savings](https://primisbank.com/primis-business-savings/) - [Pay Point](https://primisbank.com/loans/paypoint/) - [Jumbo Loans](https://primisbank.com/loans/jumbo-loans/) - Sometimes big home dreams require big loans. 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Zember Jr. has signed the CEO Action for Diversity & Inclusion Pledge](https://primisbank.com/dennis-j-zember-jr-has-signed-the-ceo-action-for-diversity-inclusion-pledge/) - Dennis J. Zember Jr. has joined with other CEOs in signing a pledge to commit Primis to emboldening our dedication to fostering diversity, equity, and inclusion in the workplace. By doing so he has kick-started the accountability for Primis to uphold its commitments on a company-wide and individual level. With this action, Primis signifies it’s - [Primis Foundation](https://primisbank.com/primis-foundation/) - [Homebuying Like it Should Be](https://primisbank.com/homebuying-like-it-should-be/) - [Business Line of Credit](https://primisbank.com/business-loan/business-line-of-credit/) - [Business Checking For Florists](https://primisbank.com/business-checking/business-checking-for-florists/) - [Express Line of Credit](https://primisbank.com/express-line-of-credit/) - [Positive Pay Opt Out](https://primisbank.com/positive-pay-opt-out/) - [Business Loan](https://primisbank.com/business-loan/) - [Payables](https://primisbank.com/payables/) - [Business Credit Card](https://primisbank.com/business-credit-card/) - [Resolve a Problem](https://primisbank.com/resolve-a-problem/) - [Remote Deposit Capture (RDC)](https://primisbank.com/remote-deposit-capture/) - [Knowledge Hub](https://primisbank.com/knowledge-hub/) - [Business Insights](https://primisbank.com/business-insights/) - [OTS Routing](https://primisbank.com/ots-routing/) - [Fraud Protection](https://primisbank.com/fraud-protection/) - [Manage Your Account](https://primisbank.com/manage-your-account/) - [Secured Asset Based Lending](https://primisbank.com/business-loan/secured-asset-based-lending/) - [Construction Loans](https://primisbank.com/business-loan/construction-loans/) - [Equipment and Vehicle Loans](https://primisbank.com/business-loan/equipment-and-vehicle-loans/) - [Business Interest Checking](https://primisbank.com/business-checking/business-interest-checking/) - [HELOC](https://primisbank.com/loans/home-equity-loans/) - [Blog](https://primisbank.com/blog/) - [Fraud and Security](https://primisbank.com/fraud-and-security/) - [Share a Compliment](https://primisbank.com/share-a-compliment/) - [Accessibility Statement](https://primisbank.com/disclosures/accessibility-statement/) - Accessibility Statement The recommendations outlined in the Web Content Accessibility Guidelines (WCAG) published by the Web Accessibility Initiative (WAI) of the World Wide Web Consortium (W3C) are used by Primis. Primis also uses these guidelines for compliance as suggested by the Department of Justice; however, we are not 508 Compliant even though some of the guidance conforms with 508 Compliance. Primis - [Mobile Privacy Notice](https://primisbank.com/disclosures/mobile-privacy-notice/) - Primis Personal and Business Banking on the App Store powered by Fiserv or Apiture – helps you control your credit and/or debit cards through your mobile device, making it easy to manage your finances on the go. The App allows you to: get real-time balances for you accounts manage your money view your transactions and statements - [Extended Coverage Questions](https://primisbank.com/extended-coverage-questions/) - [Cash Sweeps Opt-Out](https://primisbank.com/primisextendedcoverageprogram/) - [Mobile App Maintenance](https://primisbank.com/mobile-app-maintenance/) - [Member FDIC](https://primisbank.com/member-fdic/) - [404](https://primisbank.com/404-2/) - [Panacea](https://primisbank.com/panacea/) - [Documents](https://primisbank.com/forms-and-documents/) - [Primis Online Banking eStatement Disclosures](https://primisbank.com/disclosures/primis-online-banking-estatement-disclosures/) - [Primis Online Banking Agreement and Disclosure](https://primisbank.com/disclosures/primis-online-banking-agreement-and-disclosure/) - [Primis Business Online Banking Agreement and Disclosure](https://primisbank.com/disclosures/primis-business-online-banking-agreement-and-disclosure/) - [Community Contact Us](https://primisbank.com/community-contact-us/) - [Personal Credit Card](https://primisbank.com/personal-credit-card/) - [Small Business Loan](https://primisbank.com/business-loan/small-business-loan/) - [Internal Contact](https://primisbank.com/internal-contact/) - [Diversity, Equity, & Inclusion](https://primisbank.com/diversity-equity-inclusion/) - What does Diversity, Equity, & Inclusion mean? At Primis, we believe in the importance of diversity and the values and benefits that diversity brings. Diversity promotes the inclusion of different perspectives and ideas, helps to avoid “group think”, and creates an environment that benefits from differing perspectives and talents. At Primis, we understand that diversity - [Careers](https://primisbank.com/careers/) ## Locations - [Courtland Drive Thru](https://primisbank.com/location-hours/courtland-drive-thru/) - [Newport News](https://primisbank.com/location-hours/newport-news/) - [Kings Charter](https://primisbank.com/location-hours/kings-charter/) - [Essex Square](https://primisbank.com/location-hours/essex-square/) - [Central Garage](https://primisbank.com/location-hours/central-garage/) - [Burgess](https://primisbank.com/location-hours/burgess/) - [Middleburg](https://primisbank.com/location-hours/middleburg/) - [Windmill](https://primisbank.com/location-hours/windmill/) - [Williamsburg](https://primisbank.com/location-hours/williamsburg/) - [Waverly Drive Thru](https://primisbank.com/location-hours/waverly-drive-thru/) - [Waverly](https://primisbank.com/location-hours/waverly/) - [Urbanna](https://primisbank.com/location-hours/urbanna/) - [Upper Marlboro](https://primisbank.com/location-hours/upper-marlboro/) - [Surry](https://primisbank.com/location-hours/surry/) - [Rockville](https://primisbank.com/location-hours/rockville/) - [River's Bend](https://primisbank.com/location-hours/rivers-bend/) - [McLean](https://primisbank.com/location-hours/mclean/) - [Heathsville](https://primisbank.com/location-hours/heathsville/) - [Hartfield](https://primisbank.com/location-hours/hartfield/) - [Hampton](https://primisbank.com/location-hours/hampton/) - [Gloucester](https://primisbank.com/location-hours/gloucester/) - [Courtland](https://primisbank.com/location-hours/courtland/) - [Colonial Heights](https://primisbank.com/location-hours/colonial-heights/) - [Callao](https://primisbank.com/location-hours/callao/) - [Broad St.](https://primisbank.com/location-hours/broad-st/) - [Ashland](https://primisbank.com/location-hours/ashland/) ## People - [Margaret M. Weichert](https://primisbank.com/people/margaret-m-weichert/) - Margaret has built a distinguished career at the intersection of financial services, technology, and transformation, bringing more than 30 years of leadership experience across banking, government, startups, and global enterprises. Throughout her career, she has led strategy, marketing, operations, and business performance initiatives in complex organizations, helping drive growth and innovation at scale. A former - [Dr. Allen Jones Jr.](https://primisbank.com/people/allen-jones/) - Dr. Jones is described by his team members as ambitious and full of energy—and one would need to simply ooze these attributes in order to soar at his level of accomplishment. Not only is he a renowned physical therapist, a successful business owner, and a Primis board member, but Dr. Jones has also been appointed - [Eric Johnson](https://primisbank.com/people/eric-alan-johnson/) - Board members not only lend broad experience and strategic thinking to Primis, they are also able to step back and see the forest through the trees. Eric Alan Johnson is no exception. For over 45 years, he’s been in the real estate business, most recently as President and Principal Broker with Mason Realty Inc. But - [Scott Gamble](https://primisbank.com/people/scott-gamble/) - Scott has dedicated nearly four decades to the banking industry, building deep experience across commercial banking, retail banking, and business development. He currently serves as a Principal at Patriot Financial Partners, L.P., where he works closely with financial institutions and management teams to support long-term growth and strategic initiatives. Before joining Patriot, Scott served as - [Fred "Skipper" Garrett III](https://primisbank.com/people/fred-skipper-garrett/) - Affectionately dubbed “Skipper” by his friends and family, Fred L. Garrett III is a marina owner and fifth generation oyster planter who has spent his entire life learning about the landscape surrounding his native Rappahannock River in Essex County, VA. An avid boater and salt of the earth entrepreneur, Skipper has owned and operated Harborside - [W. Rand Cook](https://primisbank.com/people/w-rand-cook/) - What happens when you combine the steady tempo and easy-going attitude of a bluegrass musician, the no nonsense pragmatism of a banker, and the sharp wit of an attorney? Well... you get William Rand Cook (or "Randy" as we call him). An enigma-or perhaps just a man of many diverse talents-Randy has focused his career - [Brock Saunders](https://primisbank.com/people/brock-saunders/) - Brock has spent his career navigating global financial markets and building investment strategies across a wide range of asset classes. He currently serves as Managing Partner at Mattock Capital, a Richmond-based family office focused on alternative investments. Prior to Mattock, Brock was President and Chief Investment Officer at James River Capital Corp. and previously served - [Marie Leibson](https://primisbank.com/people/marietaylorleibson/) - For someone who has a plaque that reads, “It is what it is,” Marie’s career path has been a testament to this reality in the banking industry. Winding her path through community and regional banks across Virginia, her long tenure in the industry means that she has seen it all: receivership; mergers and acquisitions; economic - [Dennis J. Zember Jr.](https://primisbank.com/people/dennis-zember-jr-2/) - Dennis doesn’t fit the typical banker stereotype. He thinks—and acts—way outside the suit-and-tie-wearing baseline, and his gregarious charm and good humor feel more down home than multibillion dollar banker. As a child, his mom incessantly reminded him he could be anything he wanted, but that maybe lawyer or doctor would be better than race car - [Ann-Stanton Gore](https://primisbank.com/people/annstantongore/) - Ann-Stanton does it all. As Chief Strategy Officer, she leads the development and execution of Primis’ enterprise strategy, translating long-term priorities into action. As Primis continues to scale, she works across teams to align strategy, accelerate core deposit growth, unlock new growth opportunities, and improve operating efficiency—all while staying true to what matters most: creating - [Anurag Sharma](https://primisbank.com/people/anurag-sharma/) - Anurag makes the complex make sense. As Chief Information Officer, he leads Primis’ technology strategy—modernizing infrastructure, simplifying systems, and building a digital foundation that can scale alongside the bank’s ambitions. His focus is equal parts innovation and practicality, aligning technology investments with business priorities, improving operating efficiency and ensuring our platforms deliver the seamless, intuitive - [Susan Williamson](https://primisbank.com/people/susan-williamson/) - A person who is staunchly devoted to family, it’s no surprise that Susan Williamson has been loyal to the banking world, as she’s been steeped in compliance for the past two decades in various roles at community banks across Virginia. It’s also no wonder that she is wholeheartedly devoted to growing in her role as - [Cheryl Wood](https://primisbank.com/people/cherylwood/) - Cheryl joined Primis back in 2000 and has given the bulk of her career to this bank—learning the ins and outs and deeply investing in its people and operations. She has graced many departments with her talents over the years but currently oversees corporate investor relations and everything HR. A female exec in the financial - [Scott Bain](https://primisbank.com/people/scott-bain/) - Scott Bain is a seasoned accounting and finance professional with more than two decades of experience spanning public accounting and the financial services industry. As EVP and Chief Accounting Officer, Scott brings expertise in U.S. GAAP, SEC reporting, and regulatory compliance—critical knowledge that helps drive the bank’s financial integrity and strategic growth. Over the years, - [Drey Roberts](https://primisbank.com/people/drey-roberts/) - As President of Primis’ Warehouse Lending Division, Drey Roberts is leading the growth of a national platform built for scale, speed, and long‑term partnership. A U.S. Navy veteran, Drey brings discipline, clarity, and accountability to his leadership—qualities that define his approach to building a warehouse lending business that delivers for clients and the Bank alike. - [Don Savino](https://primisbank.com/people/don-savino/) - A steady, forward-thinking leader, Don Savino has spent more than two decades immersed in enterprise risk, compliance and regulatory strategy—helping banks build strong foundations and grow with intention. His career includes senior roles at First Foundation, Pacific Western Bank, Square 1 Bank and American Community Bank, where he led enterprise-wide risk programs, developed sustainable risk governance frameworks, due-diligence - [John Owens](https://primisbank.com/people/john-owens-leadership/) - John is a master of many trades. He has the uncanny ability to blend his “your family is my family” philosophy and passion for growing communal corporate cultures with more than three decades of experience leading some of the mortgage industry’s most successful and innovative organizations. As a husband, father of three and companion to - [John Biagas](https://primisbank.com/people/john-fitzgerald-biagas/) - From an early age, John F. Biagas knew he wanted to be a CEO. While other kids were dreaming about elite sports, he saw himself at the head of an elite executive table and started training to be an electrician by the time he stepped foot in elementary school. His road there might have taken - [John Owens](https://primisbank.com/people/john-owens/) - John is a master of many trades. He has the uncanny ability to blend his “your family is my family” philosophy and passion for growing communal corporate cultures with more than three decades of experience leading some of the mortgage industry’s most successful and innovative organizations. As a husband, father of three and companion to - [John Eggemeyer](https://primisbank.com/people/john-eggemeyer/) - John M. Eggemeyer isn’t just a proponent of community banks, he has literally invested his career in them. As Founder and Managing Principal of Castle Creek® Capital, LLC he enables community banks across the country to thrive, having invested over a billion dollars in their success. Prior to founding Castle Creek®, John spent nearly 20 - [Deborah Diaz](https://primisbank.com/people/deborah-diaz/) - If most people had nine lives, they still wouldn’t have the impressive roster of titles and accolades that follow Deborah Diaz around. Her glowing resume includes Chief Technology Officer at NASA and Chief Information Officer for Science and Technology at the Department of Homeland Security— where she was responsible for all global defense as well - [Dennis J. Zember Jr.](https://primisbank.com/people/dennis-zember/) - Dennis doesn’t fit the typical banker stereotype. He thinks—and acts—way outside the suit-and-tie-wearing baseline, and his gregarious charm and good humor feel more down home than multibillion dollar banker. As a child, his mom incessantly reminded him he could be anything he wanted, but that maybe lawyer or doctor would be better than race car - [Ritchie Love](https://primisbank.com/people/ritchie-love/) - If it wasn’t for a childhood hunting accident, Ritchie may have never left his first love of baseball, for what became his lifelong passion for home lending. As a Regional Market Leader for the Carolinas at Primis Mortgage, Ritchie and his team work hard to offer an unparalleled experience for homeowners, industry partners and the - [Robert O’Bday](https://primisbank.com/people/robert-obday/) - Robert is our resident beast. Not really, but kind of. Having completed over 13 Spartan Sprints, Supers and Beast races, this Regional Market Leader is not afraid of a challenge in any terrain, including the mortgage world. Robert’s proven expertise in leading and motivating sales teams has helped Primis Mortgage team members and the company - [Michael Abate](https://primisbank.com/people/michael-abate/) - If he wasn’t Primis Mortgage’s director of IT, we’re pretty sure Michael would spend all his time reviving original models of SUVs. When he’s not under the hood, Michael leverages over 20 years of industry experience to oversee the company’s network and tech operations. Michael has also served for nearly eight years as an adjunct - [Belinda Arender](https://primisbank.com/people/belinda-arender-leadership/) - As far as Belinda is concerned, there’s no such thing as a corporate ceiling, let alone a glass one. As SVP and Tennessee Senior Market Leader for Primis Mortgage, her impressive success in leadership and loan production inspires others to achieve their own personal and professional goals. A graduate of Belhaven University and the Ole - [Rick Fulk](https://primisbank.com/people/rick-fulk/) - Look up the definition of a seasoned vet in the dictionary and you’ll find a smiling photo of Rick Fulk. With over 25 years of experience at our bank, he’s seen it all when it comes to our customers. He’s a community man through and through, starting as a branch manager, transitioning to a commercial - [Kristin Martin](https://primisbank.com/people/kristin-martin-leadership/) - You might not guess it on your first introduction, but Kristin balances her full-time efforts as a Primis Mortgage Regional Manager with her moonlight “weekend gig” homesteading on her 10-acre ranch. On the clock, Kristin expands sales production across vertical markets and creates and maintains industry-wide and individual relationships based on trust and rapport. Kristin - [Chris Blevins](https://primisbank.com/people/chris-blevins/) - Chris is the all-around family man, even managing to corral his two daughters to work in the business. Surely this was their choice, but with Chris’ apparent dedication to the mortgage industry we can see what drew them in. Chris joined Primis Mortgage as National Sales Director in July 2022 and now oversees the sales - [Greg Richardson](https://primisbank.com/people/greg-richardson/) - If its 4:30 AM you can be sure Greg is already up and moving, eyeing the markets for opportunities to boost revenue and reduce risk through a variety of hedging and loan sale strategies. Greg is an expert leader in the secondary markets community and has established many relationships over his career that include institutional - [Michelle Maccagnano](https://primisbank.com/people/michelle-maccagnano/) - Michelle is truly an ace in our back pocket, and some might say a bit of a unicorn. While she can laugh with the best of them, she is also a force to be reckoned with, having worked for the FBI during law school and placing first at the shooting range. Michelle also has such - [Margaret Kronmueller](https://primisbank.com/people/margaret-kronmueller/) - We’re pretty sure that Margaret came out of the womb crunching numbers. She also brings to Primis Mortgage a palpable passion for achieving aggressive production goals and engineering inefficiency out of processes. While Margaret could easily evaluate data and analytics in her sleep, we’re glad she does it during her waking hours, maximizing performance and - [Brad Erwin](https://primisbank.com/people/brad-erwin/) - As a former D1 baseball player for the University of North Carolina at Charlotte, Brad consistently knocks it out of the park in his role at Primis Mortgage. Don’t let his down-to-earth vibe fool you, Brad’s underwriting and operations management intuition is fierce. After college, Brad entered the banking world and worked up the ranks - [Matthew Switzer](https://primisbank.com/people/matthew-switzer/) - Matthew Switzer brings an intensity to both life and work. That’s probably why he holds not one but two degrees: Chemical Engineering from the University of Virginia and an MBA from UNC Chapel Hill. That intensity also allowed him to lead a banking team at Stephens, Inc. for six years as Managing Director before transitioning ## News & Press Articles - [Primis Bank Welcomes Michelle Douglas as Director of SBA Lending and Executive Credit Officer](https://primisbank.com/news/primis-bank-welcomes-michelle-douglas-as-director-of-sba-lending-and-executive-credit-officer/) - Primis Bank Welcomes Michelle Douglas as Director of SBA Lending and Executive Credit Officer McLEAN, Va. — Primis Bank today announced the return of Michelle Douglas as Senior Vice President, Director of SBA Lending and Executive Credit Officer, reinforcing the bank’s commitment to building a best-in-class SBA platform as a core component of its long-term - [Appomattox Regional Governor’s School Wins 5th Sheflett Memorial STEM Challenge](https://primisbank.com/news/appomattox-regional-governors-school-wins-5th-sheflett-memorial-stem-challenge/) - Appomattox Regional Governor’s School Wins 5th Sheflett Memorial STEM Challenge RICHMOND, V.a. — Appomattox Regional Governor’s School earned first place in the fifth annual Sheflett Memorial STEM Challenge, presented by Primis Bank, with each student team member receiving a $500 scholarship for their innovative use of artificial intelligence to solve a real-world banking challenge. Chesapeake - [Primis Bank Earns Eight 2026 Top Workplaces Awards](https://primisbank.com/news/primis-bank-earns-eight-2026-top-workplaces-awards/) - Primis Bank Earns Eight 2026 Top Workplaces Awards National Recognition Reflects the Bank’s Commitment to Building a High-Performing Culture Where Teammates Thrive RICHMOND, Va. — Primis Bank is proud to share that it has earned eight 2026 Top Workplaces awards, through a nationally recognized workplace excellence program based entirely on teammate feedback. Primis received Top - [Primis Mortgage Welcomes Lee Williamson As Business Development Manager](https://primisbank.com/news/primis-mortgage-welcomes-lee-williamson-as-business-development-manager/) - Primis Mortgage Welcomes Lee Williamson As Business Development Manager Charlotte, N.C. – Primis Mortgage is proud to announce the addition of Lee Williamson as its new business development manager. With nearly three decades of experience in banking, mortgage, and business development, he has built a career focused on scaling with intention and fostering long-term relationships Before transitioning into the mortgage space, Williamson developed a foundation rooted in discipline and teamwork as a former NFL quarterback for the - [Primis Warehouse Lending Strengthens Relationship Team with Addition of Industry Veteran Ron Wood ](https://primisbank.com/news/primis-warehouse-lending-strengthens-relationship-team-with-addition-of-industry-veteran-ron-wood/) - Primis Warehouse Lending Strengthens Relationship Team with Addition of Industry Veteran Ron Wood FRISCO, Texas — Primis Warehouse Lending today announced the addition of Ron Wood as vice president, senior relationship manager, further strengthening its rapidly growing warehouse lending platform. Wood brings more than 45 years of diversified experience across mortgage banking, consumer lending, correspondent lending, title insurance and the broader financial services - [Primis Bank Named a 2026 Top Employer for Interns for Fourth Consecutive Year](https://primisbank.com/news/primis-bank-named-a-2026-top-employer-for-interns-for-fourth-consecutive-year/) - Primis Bank Named a 2026 Top Employer for Interns for Fourth Consecutive Year Recognition from SCHEV Highlights Continued Impact of Primis Works Program RICHMOND, Va. — Primis Bank has been named a 2026 “Top Employer for Interns” by the State Council of Higher Education for Virginia (SCHEV), marking the fourth consecutive year the bank has received - [Primis Bank Honors Patricia Gallagher’s 45 Years of Service Ahead of Retirement ](https://primisbank.com/news/primis-bank-honors-patricia-gallaghers-45-years-of-service-ahead-of-retirement/) - Primis Bank Honors Patricia Gallagher’s 45 Years of Service Ahead of Retirement TAPPAHANNOCK, Va. — After 45 years of dedicated service to customers and communities across Virginia, Patricia Gallagher, senior vice president at Primis Bank, will retire at the end of March. Gallagher’s remarkable career spans decades of leadership, innovation, and unwavering commitment to clients and civic - [Primis Premium Checking Named to WalletHub's Best Online Checking Accounts for 2026](https://primisbank.com/news/primis-premium-checking-named-to-wallethubs-best-online-checking-accounts-for-2026/) - PRIMIS PREMIUM CHECKING NAMED TO WALLETHUB’S BEST ONLINE CHECKING ACCOUNTS FOR 2026 Recognized as the Best High-Yield Checking Account Primis is proud to share that its standout digital account, Primis Premium Checking, has been named to WalletHub’s list of the Best Online Checking Accounts for 2026, earning the designation of Best High‑Yield Checking Account. This - [Primis Elevates Ann-Stanton Gore to Chief Strategy Officer to Drive Next Phase of Growth](https://primisbank.com/news/primis-elevates-ann-stanton-gore-to-chief-strategy-officer/) - Primis Bank recently announced the promotion of Ann-Stanton Gore to Chief Strategy Officer, a move that builds on the bank’s strong performance in 2025. - [Primis Bank Announces Don Savino as Chief Risk Officer](https://primisbank.com/news/primis-bank-announces-don-savino-as-chief-risk-officer/) - Primis Bank recently announced the appointment of Don Savino as its new chief risk officer, reinforcing the bank’s commitment to strong governance, disciplined growth and industry-leading risk management. - [Primis Celebrates Ninth Graduating Cohort of Primis Works Program](https://primisbank.com/news/primis-celebrates-ninth-graduating-cohort-of-primis-works-program/) - Primis Celebrates Ninth Graduating Cohort of Primis Works Program RICHMOND, Va. — Primis Bank announced the graduation of its ninth Primis Works cohort, a one-of-a-kind program designed to open doors for single mothers and women re-entering the workforce—equipping them with the skills, confidence, and stability to thrive in their careers. Since launching in 2021, Primis - [Primis Bank Promotes McLean Bean to Director of Customer Care and Talent Development ](https://primisbank.com/news/primis-bank-promotes-mclean-bean-to-director-of-customer-care-and-talent-development/) - Primis Bank Promotes McLean Bean to Director of Customer Care and Talent Development Bean to bring proven strategies from Customer Care Center to company-wide employee development programs RICHMOND, V.a. — Primis Bank is happy to announce that McLean Bean has been promoted to director of customer care and talent development. Bean will continue to lead - [Primis Bank Hosts Free Community Fraud Prevention Course at Rappahannock Community College](https://primisbank.com/news/primis-bank-hosts-free-community-fraud-prevention-course-at-rappahannock-community-college/) - Primis Bank Hosts Free Community Fraud Prevention Course at Rappahannock Community College WARSAW, Va. – Primis Bank is partnering with Rappahannock Community College to offer a free, in-depth fraud prevention course as part of the college’s Lifelong Learning Program. The class, Fraud Prevention: How Bankers, Customers, and Law Enforcement Can Work Together to Protect Our - [Primis Premium Named WalletHub's Best Checking Account for 2025](https://primisbank.com/news/primis-premium-named-wallethubs-best-checking-account/) - PRIMIS PREMIUM CHECKING NAMED WALLETHUB'S BEST CHECKING ACCOUNT FOR 2025 The high-yield account takes home the 2025 award for Best Overall Online Checking Account. One of Primis Bank’s digital accounts has been named the 2025 Best Overall Checking Account by WalletHub. Primis Premium Checking, which carries one of the nation’s most attractive interest rates, takes - [Primis Bank Promotes Rising Talent to Treasurer](https://primisbank.com/news/primis-bank-promotes-rising-talent-to-treasurer/) - Primis Bank Promotes Rising Talent to Treasurer Sam Yoo has helped transform the bank’s treasury function since joining in 2020. RICHMOND, Va. – Primis Bank is proud to announce the promotion of Sam Yoo to Treasurer. A standout since joining the bank in 2020, Yoo has played a pivotal role in modernizing and streamlining the - [Primis Bank Promotes Longtime Leader to Associate Director](https://primisbank.com/news/primis-bank-promotes-longtime-leader-to-associate-director/) - Primis Bank Promotes Longtime Leader to Associate Director RICHMOND, Va. — Primis Bank is proud to share the promotion of Casie Taylor to Associate Director of In-Market Banking. Casie has been a vital member of the Primis team since 2009, where she started as a banker in the Northen Neck and worked her way up - [Primis Bank’s Amanda Gravely Named to Independent Banker’s 40 Under 40 List](https://primisbank.com/news/primis-banks-amanda-gravely-named-to-independent-bankers-40-under-40-list/) - Primis Bank’s Amanda Gravely Named to Independent Banker’s 40 Under 40 List ASHLAND, Va. — Primis Bank proudly congratulates Amanda Gravely, senior vice president and director of in-market banking, on being named to Independent Banker magazine’s 2025 40 Under 40 list. This annual award celebrates emerging community bank leaders who are making an outsized impact - [Primis Honors Future Innovators at Fourth Sheflett Memorial STEM Challenge](https://primisbank.com/news/primis-honors-future-innovators-at-fourth-sheflett-memorial-stem-challenge/) - Primis Honors Future Innovators at Fourth Sheflett Memorial STEM Challenge Largo High School Takes Top Prize for AI-Powered Customer Retention Solution RICHMOND, V.a. – Primis Bank has wrapped up its fourth rendition of the Sheflett Memorial STEM Challenge, an initiative that united high school and college students from across Virginia and Maryland to tackle a - [Primis Bank celebrates the retirement of longtime leader Mark Zuskin](https://primisbank.com/news/primis-bank-celebrates-the-retirement-of-mark-zuskin/) - After nearly 23 years of dedicated service at Primis, Mark Zuskin, senior vice president and commercial relationship team lead, is retiring. - [Primis Bank Adds Talented Commercial Banker to Eastern Market](https://primisbank.com/news/primis-bank-adds-talented-commercial-banker-to-eastern-market/) - Primis Bank Adds Talented Commercial Banker to Eastern Market Kate Craig joins Primis to strengthen relationships with area businesses. RICHMOND, V.a. – Primis Bank is thrilled to announce the hire of Kate Craig as vice president, commercial relationship manager serving the bank’s Eastern Virginia market. Craig brings over 15 years of banking experience to the - [Primis Bank Taps Industry Veterans to Lead New Warehouse Lending Division](https://primisbank.com/news/primis-bank-taps-industry-veterans-to-lead-new-warehouse-lending-division/) - Primis Bank is excited to announce the expansion of its Warehouse Lending Division under the leadership of division president Drey Roberts. - [Primis Bank Hires New Director of Treasury Services](https://primisbank.com/news/primis-bank-hires-new-director-of-treasury-services/) - PRIMIS BANK HIRES NEW DIRECTOR OF TREASURY SERVICES RICHMOND, V.a. — Primis Bank is excited to announce the addition of Sheryl Masi as the new director of treasury services. Masi's new role will manage all aspects of the treasury services department, a critical component of the bank's commercial growth strategy. Prior to Primis, she served - [Primis Bank Brings in New Vice President on Commercial Side](https://primisbank.com/news/primis-bank-brings-in-new-vice-president-on-commercial-side/) - McLEAN, V.a. — Primis Bank is excited to share that Anthony Ganguzza was hired as Vice President, Commerical Relationship Manager. - [Primis Bank Wraps Up Second Annual STEM Challenge for Local Female Students](https://primisbank.com/news/primis-bank-wraps-up-second-annual-stem-challenge-for-local-female-students/) - The second annual Sheflett Memorial STEM Challenge presented by Primis Bank featuring local female students concluded with a closing awards ceremony. - [PRIMIS ANNOUNCES NORTHERN NECK COMMUNITY ADVISORY BOARD MEMBERS](https://primisbank.com/news/primis-announces-northern-neck-community-advisory-board-members/) - Primis Announces Northern Neck Community Advisory Board Members HEATHSVILLE, Va. — Primis Bank announces the establishment of its inaugural Community Board of Directors, a pioneering initiative aimed at fostering stronger ties between the financial institution and the vibrant Northern Neck community, as well as local businesses. This newlyformed board stands as a testament to Primis Bank's - [Primis Financial Corp. Announces Promotion of Rick A. Fulk to President of Primis Bank](https://primisbank.com/news/primis-financial-corp-announces-promotion-of-rick-a-fulk-to-president-of-primis-bank/) - Primis Financial Corp. Announces Promotion of Rick A. Fulk to President of Primis Bank MCLEAN, Va., Oct. 4, 2023 — Primis Financial Corp. (NASDAQ: FRST) ("Primis" or the "Company"), and its wholly-owned subsidiary, Primis Bank (the "Bank"), today announced that Rick A. Fulk has been promoted to President of Primis Bank effective October 2, 2023. Dennis J. Zember, Jr., President and - [Primis Bank and Fiserv Take Home 2023 Real Results Award](https://primisbank.com/news/primis-bank-and-fiserv-take-home-2023-real-results-award/) - Primis Bank and Fiserv Take Home 2023 Real Results Award The 2023 Real Results Award received for Fiserv's work with Primis on digital banking core. McLEAN, V.a – Primis Bank and Fiserv, a leading global provider of financial technology solutions, were named the winners of the 2023 Real Results Award in the Deposit Transformation category - [Primis Brings in New Customer Care Center Director](https://primisbank.com/news/primis-brings-in-new-customer-care-center-director/) - PRIMIS BRINGS IN NEW CUSTOMER CARE CENTER DIRECTOR McLean Bean joins Primis to help elevate customer support across the board. RICHMOND, Va. — Primis is excited to announce the hire of McLean Bean as vice president, director of customer care center. One of Primis’ pillars of foundation has always been giving customers 24/7 access to - [Ever Evolving. Constantly Evaluating.](https://primisbank.com/news/ever-evolving-constantly-evaluating/) - Ever Evolving. Constantly Evaluating. At Primis, we are constantly evaluating how our customers use our banking tools so we can respond accordingly and enhance the services that bring the most value. A perfect example of our continued developments in services is our banking delivery app, V1BE. Many other examples are found in the advancements we - [Primis Financial Corp. First Quarter of 2023 — Update to Mid-Quarter Results](https://primisbank.com/news/primis-financial-corp-first-quarter-of-2023-update-to-mid-quarter-results/) - Primis Financial Corp. First Quarter of 2023 — Update to Mid-Quarter Results 03/13/2023 MCLEAN, Va., March 13, 2023 — Primis Financial Corp. (NASDAQ: FRST) ("Primis" or the "Company"), and its wholly-owned subsidiary, Primis Bank (the "Bank"), today reported several mid-quarter results associated driven by various deposit growth strategies. Speaking about the Company's balance sheet strength, - [Primis Announces New Executive Vice President](https://primisbank.com/news/primis-announces-new-executive-vice-president/) - Primis Announces New Executive Vice President Julia Fredricks has been promoted to chief risk officer. RICHMOND, V.a. — The Primis Board of Directors decided to proudly promote one of Primis' own experts to the company's executive team after John Colantoni, former chief risk officer, retired at the conclusion of 2022. Julia Fredricks, previously serving as - [Primis Receives National Certification on Flagship Products](https://primisbank.com/news/primis-receives-national-certification-on-flagship-products/) - Primis Receives National Certification on Flagship Products The Bank's Primis Perks and Primis Premium checking accounts meet the national standards to be certified as Bank On low-cost, low-fee accounts. RICHMOND, V.a. — Primis announced that its Primis Perks and Primis Premium checking accounts, two of their flagship consumer banking products, were both officially certified by - [Primis to Expand Bank Delivery Service to New Regions](https://primisbank.com/news/primis-to-expand-bank-delivery-service-to-new-regions/) - V1BE, the world's first banking delivery service, will soon be available to customers in crucial markets for no extra cost. - [Primis Launches Third Primis Works Session](https://primisbank.com/news/primis-launches-third-primis-works-session/) - Primis Launches Third Primis Works Session Primis puts its money where its mouth is to support single moms RICHMOND, Va. — Primis Works, a program for single mothers designed to take financial apprenticeship and life skills to the next level, began its third session on September 28, 2022. The program is a five-month experience that - [Primis Bank Announces Director Of Corporate Social Responsibility](https://primisbank.com/news/primis-bank-announces-director-of-corporate-social-responsibility/) - Primis Bank Announces Director Of Corporate Social Responsibility Diane Beirne joins Primis to help focus on social and economic community support RICHMOND, Va. — Primis is strengthening its community support efforts with the addition of Diane Beirne as director of corporate social responsibility. Beirne brings over a decade’s worth of nonprofit experience with her to - [Primis Bank Announces New Executive Vice President](https://primisbank.com/news/primis-bank-announces-new-executive-vice-president/) - Primis Bank Announces New Executive Vice President Susan Williamson, Director of Regulatory Relations, has been promoted to EVP RICHMOND, Va. — During their July meeting, the Primis Board of Directors voted to promote Susan (“Susie”) Williamson to Executive Vice President, Director of Regulatory Relations. Williamson has been instrumental in supporting the bank’s growth since rejoining ## Categories - [Uncategorized](https://primisbank.com/category/uncategorized/) - [Your Money](https://primisbank.com/category/financial-education/) - Say what? A bank that wants to give you financial empowerment instead of charging you fees? That’s us. - [Your Protection](https://primisbank.com/category/cyber-security/) - Your security is our priority. 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