Joy Gilliland

Joy Gilliland

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Contact Joy

Office: (904) 544-6040

Cell: (217) 652-4165

[email protected]

After spending 30 years in the mortgage industry in Illinois, Joy decided to move to Florida to escape the winter. With her experience she can quickly guide you through your application procedure all the way to closing. Joy’s depth of knowledge in Conventional, Jumbo, FHA, VA, and USDA loans will help you choose a mortgage that suits your needs, budget, and goals for the future.

Primis Mortgage Has A Solution Perfect For You

  • Cash Out Refinance

    Take Advantage of Your Home’s Equity

    Great for paying college tuition, paying off debts and funding home renovations.

  • First Time Homebuyer

    Low Down Payment Programs

    Fewer restrictions and lower down payments make it easier to purchase a home.

  • Rental Properties

    Real Estate Investments

    Low down payment programs to help you start or grow your real estate portfolio.

  • USDA Loan

    Live Off the Beaten Path

    The serenity of living in a rural area comes with benefits like 100% financing and low rates.

  • VA Loan

    Special Benefits for Military Families

    100% financing, no mortgage insurance and lower fees makes home buying affordable.

  • Vacation/Second Home

    Programs For Larger Property Values

    Jumbo loans allow you to purchase high-value properties with surprisingly low down payments.

Want to Work Together?

Whether you’re a real estate agent, builder, or a company looking for employee benefits, let’s start the conversation.

Contact Joy

Office: (904) 544-6040

Cell: (217) 652-4165

[email protected]

Office Address

824 Florida A1A, Suite 354, Ponte Vedra Beach, FL 32082

NMLS#: 506419

Primis Mortgage is a subsidiary of Primis Bank, a Member FDIC. As always, all loans are subject to approval. Primis Mortgage NMLS #1894879 (