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Home Equity Line of Credit (HELOC)

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Estimating costs is tough, and we get that. That’s where a home equity line of credit comes in—it gives you an instant-access line of credit to help you finance what you need for your property. And as you repay your loan, more credit becomes available.

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Ready to dive into the details? Here are the benefits we bring to home equity lines of credit.


Low, competitive rates for ongoing or seasonal needs


Existing home equity is used as collateral backing


Flexible repayment terms that work uniquely for you


Funds available anytime without reapplying

  • Revolving credit — as principal is repaid, more becomes available for use
  • The interest paid may be tax deductible*
  • Use your Primis HELOC to cover unexpected overdrafts — automatically deposited to your account**
  • Local decision-making and processing
  • Helpful, customized service throughout the entire process
  • Choose between interest only or principal & interest payments

*Please consult a tax advisor for more information

** Primis HELOC in good standing is required.

All products permit you to draw on your line up to the maximum loan approved for 10 years; you will repay principal and interest for the remaining 20 years. During the 10 year draw period, payment options include a monthly payment of interest-only or a payment of 1.5% of the principal balance. Applications are subject to credit approval which is based on several factors, including your credit history, loan to value ratio, property type and loan status.*Consult your tax advisor about the deductibility of interest and other costs. Certain other restrictions apply. Homeowners insurance is required.


All loans subject to approval.

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Have a question? Don’t be a stranger. We can help and we’re here for you 24/7. Call, text, email, carrier pigeon. Whatever you want.

Call Us 1-833-4PRIMIS (833-477-4647)

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