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Don't Let Scammers Steal Your Hard-Earned Money
Don't Let Scammers Steal Your Hard-Earned Money Author: Primis | Published: Wednesday, January 22, 2025 Scammers are getting more sophisticated, and people are losing big money to their schemes. Here's how they trick you: Someone posing as a trusted company reaches out, claiming they spotted fraud on your account and that your money isn't safe.They connect you with so-called "expert" to help you move your money to a "secure" place. The "helper" — who often claims to be from the government — is really just after your money.Watch out for these red flags: If someone asks you to: "Move your money to a secure account to protect it.""Transfer funds to a cryptocurrency account for safekeeping.""Withdraw cash and give it to a courier.""Deposit cash at a Bitcoin ATM to keep it safe.""Buy gold and have it picked up."It's a scam. Every. Single. Time.No government agency or legitimate company will every ask you to do these things. Only scammers will.Stay safe: Never send money, cryptocurrency, cash or gold to anyone you don't know in response to an unexpected call or message. If you are being driven by fear or panic to make a withdrawal, you are being scammed. The opinions voiced in this material are for general information only and are not intended to provide specific advice or recommendations for any individual. Related Tags Security Share on YOU ARE NOW LEAVING PRIMISBANK.COM We hope you'll come back again soon.Primis links to other websites for your convenience. However, Primis has no control over the content or quality of the site you are visiting, and the site may not have the same privacy and security practices that we do. We encourage you to read the privacy and security policies of all sites you visit. Continue Cancel
Starting Fresh: Securing Your New Tech
Starting Fresh: Securing Your New Tech Author: Primis | Published: Wednesday, January 8, 2025 Starting Fresh: Securing Your New TechUnboxed some shiny new tech over the holidays? Whether it's a smartphone, laptop, or smart home gadget, January is the perfect time to make sure your new devices are secure. After all, nothing ruins the joy of new tech faster than falling victim to cyber threats. Here’s how to get started and keep your digital life safe:1. Lock It Down. First things first: set up strong passwords or passphrases on every device. Skip the obvious ones like “123456” or “password” (we’re looking at you, procrastinators). Instead, use a mix of letters, numbers, and symbols. Check out our pro tips for strong passwords, here.2. Update Everything. That “software update available” pop-up? Don’t ignore it. Updates fix security issues that hackers can exploit. Enable automatic updates so your devices stay protected without you lifting a finger.3. Turn on Two-Factor Authentication (2FA). For any accounts linked to your new devices, enable 2FA. It’s an extra step that requires a code sent to your phone or email. Even if someone cracks your password, they won’t get in without this second layer of protection.4. Review Default Settings. Manufacturers often prioritize convenience over security. Take a few minutes to review your device settings, disable unnecessary features, and adjust permissions to protect your data.5. Secure Your Smart Home. Smart speakers, thermostats, and cameras are convenient, but they can also be targets. Change default passwords, set up a separate Wi-Fi network for smart devices, and regularly update their firmware to keep them secure. Check here for more tips on home devices.6. Back It Up. Accidents happen. Make sure your new devices have a backup mechanism for important files, photos, and data. Use cloud storage or an external drive so you’re ready for anything.We’re here to help you stay ahead of the curve—whether it’s your finances or your digital safety. A little time spent securing your devices now can save you big headaches later. Need more tips? Visit our security hub to see more. The opinions voiced in this material are for general information only and are not intended to provide specific advice or recommendations for any individual. Related Tags Security Share on YOU ARE NOW LEAVING PRIMISBANK.COM We hope you'll come back again soon.Primis links to other websites for your convenience. However, Primis has no control over the content or quality of the site you are visiting, and the site may not have the same privacy and security practices that we do. We encourage you to read the privacy and security policies of all sites you visit. Continue Cancel
AI on the Rise: Protecting Yourself from Digital Deception
AI on the Rise: Protecting Yourself from Digital Deception Author: Primis | Published: Wednesday, March 26, 2025 As AI technology rapidly evolves, so do the tactics used by cybercriminals to exploit it. From phishing emails to deepfake videos, the rise of artificial intelligence has made it easier than ever for scammers to deceive individuals and businesses alike. While AI can be incredibly useful, it’s essential to stay vigilant and learn how to spot AI-driven scams before you fall victim to them. The Rise of AI-Driven ScamsPhishing and Smishing: Phishing emails and smishing (SMS phishing) have been around for years, but AI is taking them to new levels. Cybercriminals can now generate convincing, personalized messages that appear to come from trusted sources, such as your bank or a well-known retailer. AI tools can analyze your online presence to tailor these messages, making them more believable and harder to spot. These messages often encourage you to click on malicious links or share sensitive information. AI-Generated Fake Ads: Another alarming scam is the creation of fake ads using AI-generated images. These can appear on social media, websites, or even within apps, often advertising products that are too good to be true. AI can create hyper-realistic product photos and convincing descriptions, leading you to click and provide personal details or even make payments for non-existent items. Deepfake Videos: Deepfakes—hyper-realistic videos that manipulate a person’s likeness and voice—have grown increasingly sophisticated. Scammers can use deepfakes to impersonate influential individuals, such as celebrities or business executives, making it seem as if they’re giving orders or making announcements. These videos can be used to deceive employees into transferring funds or sharing confidential information. Fake or Cloned Voices: AI-driven voice cloning is another growing threat. Scammers can mimic someone’s voice, such as a CEO or a family member, to manipulate individuals into making financial transfers or divulging sensitive data. These cloned voices sound so real that they can easily trick even the most cautious person. How to Detect AI-Generated ContentExamine the Source: Always double-check the sender’s email address or phone number. Phishing and smishing scams often use slight variations of a trusted brand or individual’s contact details, such as replacing “@” with “0” or using strange domain names. Check for Suspicious Links or Attachments: Hover over any links in emails or messages to see if the URL looks legitimate. Avoid clicking on any links or downloading attachments unless you’re certain the message is from a trusted source. Look for Red Flags in AI Images or Ads: AI-generated images can sometimes have subtle inconsistencies, like distorted backgrounds, mismatched lighting, or unnatural details. If an ad looks too polished or offers an unrealistic deal, it’s worth investigating further before taking any action. Analyze Video and Audio Content Carefully: When watching videos or listening to voice messages, pay attention to any irregularities in speech patterns, facial movements, or background noise. Deepfakes may struggle with certain details, like inconsistencies in lighting or unnatural eye movements. Similarly, AI-generated voices may lack certain vocal nuances that a real person’s voice would naturally have. General Tips to Stay SafeEnable Two-Factor Authentication (2FA): Adding an extra layer of security to your accounts makes it harder for scammers to access your sensitive information. Stay Informed: Cybercriminals are constantly evolving their tactics. Stay updated on the latest AI scams and learn how to recognize them. Use AI Tools Cautiously: While AI can be a powerful tool, make sure you're using reputable services and platforms that protect your privacy. Verify Before You Act: If you receive a suspicious request, whether via email, text, or phone call, always verify the source through an independent channel before taking any action. As AI continues to grow, so do the opportunities for scams. By staying vigilant and following best practices, you can help protect yourself from falling prey to these sophisticated threats. Always remember, if something seems too good to be true—or if it feels off—take the extra time to verify before responding. The opinions voiced in this material are for general information only and are not intended to provide specific advice or recommendations for any individual. Related Tags Security Share on YOU ARE NOW LEAVING PRIMISBANK.COM We hope you'll come back again soon.Primis links to other websites for your convenience. However, Primis has no control over the content or quality of the site you are visiting, and the site may not have the same privacy and security practices that we do. We encourage you to read the privacy and security policies of all sites you visit. Continue Cancel
Top 4 Travel Cybersecurity Tips to Protect Your Money This Summer
Top 4 Travel Cybersecurity Tips to Protect Your Money This Summer Author: Primis | Published: Tuesday, May 6, 2025 Your summer getaway should be memorable—for the right reasons. Whether you're booking flights, checking your balance from the beach, or logging in at the airport, it's important to stay protected. Cybercriminals ramp up activity during peak travel season, but a few smart steps can keep your money and information safe.Here are four easy travel cybersecurity tips to help protect your finances while you’re away:1. Steer Clear of Public Wi-Fi for BankingFree Wi-Fi at airports, hotels, and cafés can be convenient—but it’s not always secure. Avoid logging into your bank accounts or entering sensitive information while connected. When in doubt, wait until you’re on a trusted network.2. Use a VPN or Mobile HotspotA Virtual Private Network (VPN) encrypts your internet connection, making it much harder for hackers to intercept your data. Even better? Use your smartphone’s mobile hotspot for a direct, private connection.3. Watch Out for Phishing ScamsFraudsters love to mimic airlines and hotels with fake emails and texts about “flight changes” or “account issues.” If something looks off, don’t click—go directly to the company’s website or app to check for updates.4. Turn On Transaction AlertsStay in the loop by enabling transaction alerts in your Primis app. You’ll get notified of any account activity, helping you quickly spot anything suspicious and take action fast.A little prep goes a long way—especially when you’re crossing borders. Traveling internationally? Check out our extra tips here.Have fun, stay safe, and remember—we’re always here if you need us. The opinions voiced in this material are for general information only and are not intended to provide specific advice or recommendations for any individual. Related Tags Security Share on YOU ARE NOW LEAVING PRIMISBANK.COM We hope you'll come back again soon.Primis links to other websites for your convenience. However, Primis has no control over the content or quality of the site you are visiting, and the site may not have the same privacy and security practices that we do. We encourage you to read the privacy and security policies of all sites you visit. Continue Cancel
Wire Wisely, Close Safely
Wire Wisely, Close Safely Author: Primis Mortgage | Published: Monday, July 21, 2025 Buying a home? There’s a lot to juggle—emails, phone calls, paperwork—and unfortunately, scammers know that too. Mortgage wire fraud happens when criminals pose as trusted professionals, like your loan officer or closing attorney, and trick buyers into sending closing funds to a fake account. These scams often start with a hacked email or spoofed message and end with your money in the wrong hands. But don’t worry—we’re here to help you protect what’s yours. Here are some smart steps to keep your information secure and your closing on track. Establish clear payment protocolsBefore you get too far in the process, talk with your loan officer and real estate agent to understand how payments will be handled. Ask questions so you know exactly what to expect, including how and when you’ll receive wire instructions. Confirm before you send If you ever receive a message with updated wiring instructions, don’t act on it immediately. Reach out to your loan officer or agent directly—using a phone number you trust—to verify it’s legitimate. Never rely on email alone for confirming important details. Secure your online accounts Use strong, unique passwords and enable multi-factor authentication on your email and financial accounts. It’s one of the easiest and most effective ways to add an extra layer of protection. Watch for red flags Scammers can mimic legitimate email addresses and phone numbers. Avoid clicking links or downloading attachments unless you’ve confirmed the source. And remember: never send sensitive financial information over email. Stay smart and stay in touch Buying a home should be exciting—not stressful. By staying alert and keeping the lines of communication open with your trusted contacts, you can close with confidence and celebrate your new place worry-free. Have questions or want to connect with a loan officer? We’re here to help—reach out to us today. The opinions voiced in this material are for general information only and are not intended to provide specific advice or recommendations to any individual. Related Tags Security Share on YOU ARE NOW LEAVING PRIMISBANK.COM We hope you'll come back again soon.Primis links to other websites for your convenience. However, Primis has no control over the content or quality of the site you are visiting, and the site may not have the same privacy and security practices that we do. We encourage you to read the privacy and security policies of all sites you visit. Continue Cancel
Summer's Hot. Scams Are, Too.
Summer's Hot. Scams Are, Too. Author: Primis | Published: Tuesday, July 1, 2025 Summer is a great time to relax, explore, and soak up some sunshine. Scams? Not so much. Unfortunately, as temperatures rise, so do reports of fraud, cyberattacks and identity theft—many of them tied to travel and vacation-related schemes. Whether you’re booking a last-minute getaway or just spending more time online, staying alert can help keep your summer carefree. Here’s what to know (and avoid) when it comes to summer scams. 1. Fake Vacation Rentals That beachside bungalow or cabin in the mountains may look perfect online—but is it real? Scammers often steal photos from legitimate listings to create fake ones on popular platforms or social media. They’ll ask for payment upfront, sometimes through wire transfers or peer-to-peer apps, then disappear. Red flags to watch for: The price seems too good to be true The host rushes you to book outside of a reputable platform Payment is requested via cash apps or gift cards Tip: Always book through trusted sites, verify reviews, and avoid off-platform communication. 2. Phony Travel Deals Fraudulent travel agencies or pop-up websites may promise huge discounts on airfare, cruises or all-inclusive packages—then take your money and vanish. Others might “book” your trip but never actually confirm anything. Stay safe by: Researching the travel company’s name and checking for complaints Avoiding pressure tactics like “limited time offers” with no verification Using a credit card when booking for better fraud protection3. Wi-Fi Risks on the Road Public Wi-Fi at airports, hotels and cafés is convenient—but also a hotspot for cybercriminals. Hackers can intercept your data, steal passwords, or install malware when you connect to unsecured networks. If you’re traveling: Avoid logging into bank accounts or shopping online over public Wi-Fi Use a VPN (virtual private network) if you must access sensitive info Turn off automatic Wi-Fi connections in your device settings 4. Package Delivery Text Scams Ordering more online while you're on the go? So are scammers. Fake “delivery failed” text messages and emails spike during busy travel months, tricking you into clicking malicious links or entering personal info. Here’s how to tell it’s a scam: You didn’t order anything, or the carrier name is vague The link is shortened or suspicious-looking The message contains typos or urgent language What to do: Never click links from unknown senders. Go directly to the shipping company’s website to track packages. 5. Social Media Sweepstakes Summer giveaways are everywhere online—but some are just bait. Scammers create fake social accounts and run phony contests to collect personal data or install malware. Be cautious of: Promises of extravagant prizes with minimal effortRequests to “verify your identity” with a credit card or Social Security number Pages with no history, few followers or generic usernames When in doubt: Stick with verified accounts and never give out sensitive info for a “free” prize. Primis Protects You Year-Round At Primis, your security is our priority. Our accounts come with built-in fraud monitoring, and our team is always here to help if something doesn’t look right. Think you’ve been scammed? Report it immediately to your bank and credit card providers, change your passwords, and monitor your accounts closely. It’s also a good idea to place a fraud alert with the credit bureaus. And don’t forget—education is one of your best defenses. Share this blog with friends and family so everyone can enjoy a safer summer. The opinions voiced in this material are for general information only and are not intended to provide specific advice or recommendations to any individual. Related Tags Security Share on YOU ARE NOW LEAVING PRIMISBANK.COM We hope you'll come back again soon.Primis links to other websites for your convenience. However, Primis has no control over the content or quality of the site you are visiting, and the site may not have the same privacy and security practices that we do. We encourage you to read the privacy and security policies of all sites you visit. Continue Cancel
Your Checks Should Check Out
Your Checks Should Check Out Author: Primis | Published: Monday, August 18, 2025 From cyber scams to money scams, it’s important to stay informed about what actions to avoid and how to recognize malicious attempts. But what about less-talked-about scams like fake checks? With check writing scams, someone you don’t know will offer to send you a check, commonly disguised as a gift or refund. Then the check you receive will be for more than they promised you. Once you’ve cashed the check, they’ll ask you to send back the difference. But it’s not until after you send the extra money that you and the bank realize the check is fake. For example, if you were expecting a $600 check but received an $800 check, you’d be asked to send back $200. However, since it’s a counterfeit check, you’d be without the $200, and you wouldn’t have the “remaining” $600 either. Taking extra precautions is essential to avoid financial loss or injury. Here are some tips to help you avoid fake checks and keep your money in your pocket (or the bank). Never use money from a suspicious check to send funds back Scammers often ask you to use money from a check to send gift cards, money orders, or wire money back to them. Don’t fall for it! Once you send them these funds, you’ve basically given them cash, and it can be very hard to get it back. If they require you to pay for a prize, just say no If something is actually free, you wouldn’t be asked to pay for it. Scammers will try to reel you in with the idea of a ‘free’ prize/gift, but then say you have to pay to get it. Make sure checks are for the discussed amount If a check you receive is over the amount you were expecting, don’t accept it. Scammers will ask for that extra money back and leave you to deal with the fake check at your bank. Don’t accept money from people you don’t know If a person or company you don’t know is trying to send you money, it’s likely a scam. There’s usually a premeditated reason for sending checks, so if someone unexpectedly wants to send you money, it’s best to say no and save yourself the trouble later on. The moral of the story here is that if you’re unsure about it, don’t send anything. Scammers often try to make the situation seem too good to be true, which should be your first red flag. Plus, it’s better to turn down these potential funds than lose your own money. If you have any questions or are considering starting your homebuying journey, find a loan officer near you today! The opinions voiced in this material are for general information only and are not intended to provide specific advice or recommendations for any individual. Related Tags Security Share on YOU ARE NOW LEAVING PRIMISBANK.COM We hope you'll come back again soon.Primis links to other websites for your convenience. However, Primis has no control over the content or quality of the site you are visiting, and the site may not have the same privacy and security practices that we do. We encourage you to read the privacy and security policies of all sites you visit. Continue Cancel
Protecting Seniors from Financial and Cyber Scams
Protecting Seniors from Financial and Cyber Scams Author: Primis | Published: Monday, August 18, 2025 Every year, scammers steal millions of dollars from older adults by preying on trust, routine, and the desire to help others. Senior Citizens Day, observed on August 21, is a reminder to honor the wisdom and contributions of older generations—and to protect them from those who would take advantage.Popular Scams Targeting Seniors Right NowTech Support ScamsA caller or pop-up claims your computer has a virus and offers to “fix” it for a fee. In reality, they’re after your credit card number or remote access to your device.Imposter ScamsFraudsters pretend to be government officials, bank representatives, or even family members. The message is always urgent: send money now or face serious consequences.Fake SweepstakesVictims are told they’ve won a prize—but must first pay taxes or fees to claim it. The winnings never arrive.Romance ScamsOnline scammers build relationships through dating sites or social media, then ask for money to cover emergencies or travel.Medicare and Health ScamsFraudsters pose as Medicare representatives, asking for personal or payment information under the guise of providing benefits.How to Stay SafeSlow down. Scammers thrive on urgency. Pause before giving out information or sending money.Verify the source. Call the company, government agency, or family member directly using a number you know is legitimate.Guard your information. Never share Social Security, Medicare, or bank account numbers over the phone, email, or text.Use strong passwords. Add extra protection with multifactor authentication whenever possible.Talk openly. Families can help by discussing common scams and encouraging loved ones to check in before making financial decisions.Looking Out for Loved OnesSeniors aren’t alone in facing these threats. Family members, friends, and caregivers all play a role in keeping them safe. Check in often, talk about the latest scams, and make sure they feel comfortable asking questions before taking action.Bring Financial Safety Education to Your CommunityWant to help protect seniors in your community from scams and financial abuse? Our team partners with local organizations to host educational seminars that equip older adults with the tools to spot fraud and stay secure.👉 Request a speaker for your organization The opinions voiced in this material are for general information only and are not intended to provide specific advice or recommendations for any individual. Related Tags Security Share on YOU ARE NOW LEAVING PRIMISBANK.COM We hope you'll come back again soon.Primis links to other websites for your convenience. However, Primis has no control over the content or quality of the site you are visiting, and the site may not have the same privacy and security practices that we do. We encourage you to read the privacy and security policies of all sites you visit. Continue Cancel
Watch Out: Scammers are Impersonating DMV Offices
Watch Out: Scammers are Impersonating DMV Offices Author: Primis | Published: Monday, August 18, 2025 Scammers are getting smarter, and their newest trick is impersonating state Department of Motor Vehicles (DMV) offices. These scams often come through email or text and are designed to look official. They use real DMV logos, urgent language, and fake links that could fool even the most careful eye.The goal is simple: to steal your personal or financial information. But with the right knowledge, you can protect yourself. Here’s how:1. Know What to Look ForSuspicious senders. Real DMV emails will come from an official state domain, not free services like Gmail or Yahoo.Fake urgency. Scammers often claim your license is suspended, a payment is overdue, or your account will be closed unless you act immediately.Lookalike links. A link may look correct at first glance but include small misspellings or extra characters.2. Double-Check Before You ClickHover first. Place your cursor over any link to see the full web address before clicking.Go direct. If you’re unsure, type your state DMV’s official website into your browser instead of following a link in a message.3. Protect Your InformationNever share your Social Security number, driver’s license number, or banking details in response to an unsolicited message.If you receive a suspicious email or text, report it to your state DMV and delete it right away.4. Stay Ahead of ScammersCybercriminals count on people being rushed or distracted. Slow down, read carefully, and question anything that feels off.Staying alert to these scams is one of the best ways to protect your personal and financial information. A careful pause before clicking a link or sharing details can make all the difference—turning a scammer’s trap into just another deleted message. The opinions voiced in this material are for general information only and are not intended to provide specific advice or recommendations for any individual. Related Tags Security Share on YOU ARE NOW LEAVING PRIMISBANK.COM We hope you'll come back again soon.Primis links to other websites for your convenience. However, Primis has no control over the content or quality of the site you are visiting, and the site may not have the same privacy and security practices that we do. We encourage you to read the privacy and security policies of all sites you visit. Continue Cancel
Refi Scams Are Getting Smarter—Don’t Get Hooked
Refi Scams Are Getting Smarter—Don’t Get Hooked Author: Primis Mortgage | Published: Friday, September 5, 2025 Fraudsters know homeowners are watching rates, and they’re using digital tricks to slip in. Phishing emails, fake lender websites, and texts that look legitimate are now common tools of refi scams. The goal? To steal your money or even your home.Red flags to watch for: Demands for upfront fees before anything is processedPayment requests by wire transfer or gift cardsEmails or texts with fake links to "special refi offers"Pressure to sign over your home's deedHidden or excessive fees buried in documentsHow to protect yourself:Double-check that the lender is registered and legitimateSlow down: read every document carefully before you signNever pay fees upfront or hand over sensitive information by emailRefinancing can be smart — but only when it’s safe. Stay skeptical online, and trust only verified sources when rates shift.To refinance safely, visit our refi guide online or contact a trusted Primis loan officer to get started. The opinions voiced in this material are for general information only and are not intended to provide specific advice or recommendations to any individual. Primis Mortgage Company (“Primis Mortgage”) is a subsidiary of Primis Bank, a Member FDIC. Primis Mortgage NMLS #1894879 | AL #23183 | BK #1042893 | ML #1894879 | #41DBO-166162 Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act (www.nmlsconsumeraccess.org). As always, all loans are subject to credit approval and product guidelines. Other terms and conditions may apply. For all state license information visit primisbank.com/disclosures. Related Tags Security Share on YOU ARE NOW LEAVING PRIMISBANK.COM We hope you'll come back again soon.Primis links to other websites for your convenience. However, Primis has no control over the content or quality of the site you are visiting, and the site may not have the same privacy and security practices that we do. We encourage you to read the privacy and security policies of all sites you visit. Continue Cancel