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SBA Loans

Big Plans Deserve the Right Financing

Turn what’s next for your business into what’s possible with flexible SBA financing and an experienced team that keeps things moving.

Talk to an SBA Banker

An SBA Preferred Lender. Faster Decisions for You.

As an SBA Preferred Lender, we can make SBA loan decisions in-house. That means fewer handoffs, faster answers and a more efficient path from application to funding.

Why Choose Primis for Your SBA Loan?

  • One banker from start to finish. Work directly with a dedicated expert who knows your business and keeps things moving.
  • Faster decisions made in-house. As an SBA Preferred Lender, Primis can streamline the decision-making process with fewer handoffs.
  • Financing thoughtfully structured for you. We build your loan around your business goals while meeting SBA guidelines.
  • Experience that moves deals forward. Our SBA team anticipates challenges and helps create a smoother path to closing.
  • Support beyond the closing table. Get responsive service and business banking solutions for whatever comes next.

SBA Loan Options

Two SBA loan programs cover a wide range of business needs. Find the financing that fits what you’re building.

SBA 7(a) Loans

Flexible capital to acquire, run, and grow your business.

SBA 7(a) loans can support business acquisitions, ownership transitions, working capital, debt refinancing, inventory, furniture, fixtures and equipment.


Choose term financing or a revolving line of credit based on your business needs.

SBA 504 Loans

Long-term financing for real estate and major equipment.

SBA 504 loans can finance land, existing buildings, new construction and long-term machinery or equipment.


Down payments typically start at 10%, while the SBA portion offers fixed-rate financing with terms from 10 to 25 years. Additional equity may be required for startups and special-use properties.


Let's Talk About What's Next

  • For Business Owners

    Tell us about your business and financing needs. Our SBA lending team will help you understand your options and next steps.

    Explore Your SBA Loan Options

  • For Brokers & Advisors

    Have a deal under LOI or preparing to go to market? Send us the details for a quick review and early feedback.

    Submit a Deal

The nitty gritty:

As always, all loans are subject to credit approval.