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Primis Premium Checking

Checking That Actually Earns. 3.70% APY*.

Most checking accounts are built for spending. We thought yours should do a little more. Earn a competitive 3.70% Annual Percentage Yield (APY) with no minimum balance required to earn interest, no cap on what you can earn, and just $1 to open.

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Every Primis Premium Checking Account Comes With:

  • Earn More

    • 3.70% APY*
    • No minimum balance required to earn APY
    • No cap on interest earned

  • Keep More

    • Open with just $1
    • No monthly maintenance fees
    • No overdraft fees


  • Peace Of Mind

    • FDIC insured
    • Credit monitoring tools
    •  Easy online and mobile access


2026’s Best High-Yield Checking Account

Independent reviewers at WalletHub recognized Primis Premium Checking as one of the best online checking accounts available for its competitive rate, simple account requirements, and customer-first banking experience.

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  • Interest Savings That’s Actually Interest-ing

    Your checking account handles everyday money. Your savings account should help prepare you for what’s next. Earn a competitive rate with Primis Savings.

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    Real People. 24/7.

    Questions don’t always happen during business hours. That’s why our Virginia-based Customer Care team is available day or night. Call, chat, or email anytime and you’ll connect with a Primis employee who can help.

    Get In Touch

  • Banking Like It Should Be

    Curious why we call ourselves Primis? Our name comes from the Latin word for "first." It's a reminder to put people first, challenge the status quo, and build a better banking experience.

    What's In A Name

The Nitty Gritty:

*APY = Annual Percentage Yield. $1.00 minimum opening deposit required and no minimum amount required to obtain APY. Rates shown are accurate as of July 20, 2026, and may change at any time. Customers who opened accounts prior to 09/24/2024 may have different rates. Please log in to your account online to review your current rate. Fees may reduce earnings.

This account is only available online. Primis deposit accounts are not available in Puerto Rico or other US territories.

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