PRIMIS NOVUS CHECKING

CHECKING WITH A BOOST

New to Primis Checking? Well, hello. Allow us to introduce Primis Novus – the account that pays you 6.00% APY on up to $50,000 for 6 months when you use it as your day to day account, shown by your direct deposit use. There are no fees and you can open with just $1. And that’s just the beginning…

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HOW DOES IT WORK?

Call us crazy, but we think your bank should actually help you grow your money. Primis Novus is our way of rewarding you for bringing new funds to Primis and letting us earn your day-to-day banking relationship.

OPEN YOUR ACCOUNT AND DIRECT DEPOSIT

  • We’re rewarding new funds with a boost! Get started right from your phone or computer.
  • You’ll immediately start earning this account’s variable base rate and APY (currently 4.00% APY – holla!)
  • Once your account is open, set up direct deposit.
  • When direct deposit is up and running within 60 days of account opening and a direct deposit of $1,200 or more hits your account, your interest is boosted on the next statement cycle and you’ll earn 6.00% APY for 6 months-as long as monthly direct deposit is maintained.
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EARN 6.00% APY FOR 6 MONTHS

  • Enjoy the boost! For 6 months, you’ll earn 6.00% APY on up to $50,000 of your balance as long as monthly direct deposit is maintained.
  • This will begin the first statement cycle after a direct deposit of $1,200 or more hits your account (as long as it is active within the first 60 days of opening your account).
  • Planning to keep more than $50,000 in your account? You’re still earning on all of it. All balances over $50,000 still rake in the account’s variable base earnings, 4.00% APY.
  • As long as the direct deposit of $1,200 is maintained, you’ll enjoy the boost for 6 months.

EARN 4.00% APY AFTER THAT

  • What happens after the boost? You’re still earning.
  • You’ll earn a first-class variable interest rate of 3.93% with an APY of 4.00%.
  • Your entire balance shifts to this rate.
  • Your account remains free.
  • You’ll never have a minimum balance requirement.

Primis Novus Checking: New Checking Customers Get a Boost

  • BOOST your earnings to 6.00% APY on up to $50,000 for 6 months. This happens when you set up direct deposit and a direct deposit of at least $1,200 is deposited in your account within 60 days of opening it. Maintain the direct deposit to continue earning the boosted rate.
  • EARN all the time. Even if you never set up direct deposit, even after 6 months – You’ll earn a first-class variable interest rate of 3.93% with an APY of 4.00%.
  • NO account fees
  • NO service charges
  • NO transaction limits
  • NO minimum balance requirements — all it takes is $1 to open
  • EARLY direct deposit: Once we’re notified of an upcoming direct deposit, we’ll go ahead and credit your account, up to two days early
  • FREE ATM usage nationwide
  • FREE pack of Primis checks available upon request
  • FREE incoming wires
  • REFUNDS on all originating wire fees other banks charge you to send Primis wires + $10 just because

Sounds like a laundry list, right? There’s a reason that over 29,000 customers trust us with their personal checking account.

OPEN IN MINUTES
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ARE YOU A SMALL BUSINESS OWNER?

Our personal accounts are just the tip of the iceberg. From rewards and interest checking to premium business savings (hello, 4.00% APY!) we’ve got your back with in-depth resources for small businesses. No account fees, no overdraft fees, no transactions limits, free ATM usage and free business insights…We could go on and on, but why don’t you take a look yourself.

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WE’VE GOT YOU COVERED

24/7 SUPPORT FROM HUMANS

Nothing against bots, but sometimes you need to speak to a real person. We get it.

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GET PAID EARLY

Check out our direct deposit guide to see how to get things rolling with no hassle.

LEARN MORE

INTERNATIONAL TRAVEL RESOURCE

Heading out of the country? You’ll have to access your account differently.

SEE HOW

The Nitty Gritty

Rates on interest-earning accounts may change after the account is opened. Primis Novus Checking rate and annual percentage yield (APY) are effective as of 11/13/2023.  The boost rate on this account is valid for deposits that are new to Primis Bank. Note, that at the discretion of the bank, if accounts are abused, your account may be closed and rate boost may be denied. $1,200 direct deposit needs to be maintained at least once per statement cycle during the promotional period in order to continue receiving the boosted rate.

Fees for ATM transactions at foreign (non-Primis) ATMs will be refunded to your account the business day your statement cycle ends.

Primis deposit accounts are not available in Puerto Rico or other US territories.

This account is only available online. To open a different account at a branch, visit a location near you.

Primis Novus Disclosure