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Business Checking

Built for the Business You’re Building

From everyday transactions and growing activity to interest earnings and nonprofit needs, compare accounts designed around the way your organization operates. 

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Your business has plans. Bank accordingly.

Your goals aren’t one-size-fits-all. Your savings shouldn’t be either. Compare features, benefits and details to find the savings account that fits the way you want to save. Fee-Free access to MoneyPass® ATMs begins November 4, 2026. Standard ATM fees apply before then.

Small Business Checking Growth Business Checking Interest Business Checking
Best For
Businesses with lighter transaction activity that want straightforward checking.
Growing businesses with moderate to higher transaction activity.
Businesses that maintain higher operating balances and want those funds to earn interest.
Standout Benefit
No monthly maintenance fee, plus 150 included items each month.
300 included items each month, giving your business more room to do more.
Earn tiered interest based on your balance, plus 300 included items each month.
Monthly Maintenance Fee
$0
$15 Waived with a $2,500 minimum daily balance
$20 Waived with a $2,500 minimum daily balance
Minimum to open
$1
$1
$1
Fee-free MoneyPass® ATM access
✓
✓
✓
Free e-statements
✓
✓
✓
24/7 support from real people
✓
✓
✓

How Monthly Items Work

Each business checking account includes a set number of items each month. Items include debits, credits and deposited items. Additional items are $0.35 each once the account’s monthly allowance is reached. 

Incoming and outgoing Zelle® transfers, account service charges and maintenance fees are not included in the item count. A separate per-item fee may apply to Zelle® transfers. 

Why People Choose Primis Business Checking

  • The Basics, Handled 

    • Business checking options for different activity levels and needs  
    • Online and mobile banking  
    • Fee-free access at Primis and MoneyPass® ATMs  
    • Free e-statements (paper statements available for $3 per statement) 
  • More Ways to Move Money 

    • ACH origination and wire services  
    • Bill pay and scheduled payments  
    • Additional treasury services available as your needs grow 
  • Support That Stays With You

    • 24/7 help from real people 
    • Dedicated business bankers available for more complex needs 
    • FDIC insured 

Whenever You Need Us

Real People. 24/7.

Our Customer Care Center never closes. When you call, you'll reach a real Primis employee right here in the U.S.—day or night.

The Nitty Gritty  

See the applicable Truth in Savings Disclosure and Pricing Guide for complete account details, including fees, rates, terms and eligibility requirements. Primis deposit accounts are not available in Puerto Rico or other U.S. territories. 

Fee-free ATM access is available at Primis and MoneyPass® ATMs. Fees may apply at ATMs outside the Primis and MoneyPass® networks, and the ATM owner may charge an additional fee.