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Personal Checking

Find Your Fit.

Explore checking accounts designed around the way you manage your money, from everyday simplicity and cash back to interest and added overdraft control.

Find the checking account that fits.

Compare features, benefits and details to find the checking account that fits the way you bank.

Everyday Checking Perks Checking Premium Checking
BEST FOR
Customers who want straightforward banking without a minimum balance requirement.
People who use their debit card regularly and want to earn cash back.
People who maintain higher balances and want their checking balance to earn interest.
STANDOUT BENEFIT
No monthly service charge.
Earn $0.25 cash back per qualifying debit card purchase, up to $25 each month.
Earn competitive, tiered interest based on your balance.
MONTHLY SERVICE CHARGE
$0
$5 Waived with a $500 minimum daily balance.
$10 Waived with a $1,000 minimum daily balance.
MINIMUM TO OPEN
$1
$1
$1
EARLY DIRECT DEPOSIT
✓
✓
✓
FEE-FREE MONEYPASS® ATM ACCESS
✓
✓
✓
FREE E-STATEMENTS
✓
✓
✓
24/7 SUPPORT FROM REAL PEOPLE
✓
✓
✓

Why People Choose Primis Checking

  • Bank on Your Terms

    • Online and mobile banking
    • Early direct deposit
    • Banking delivery with V1BE
  • Convenience Comes Standard

    • Fee-free access at Primis and MoneyPass® ATMs
    • Free e-statements
    • Just $1 to open
  • Real Help, Anytime

    • 24/7 help from real people
    • Accounts designed for different banking needs
    • FDIC insured

Whenever You Need Us

Real People. 24/7.

Our Customer Care Center never closes. When you call, you'll reach a real Primis employee right here in the U.S.—day or night.

Since You’re Already Here….

  • Next Stop: Savings

    Spending handled. Now what about the rest? See how Primis savings accounts can help you set money aside for whatever comes next.

    Compare Savings Accounts
  • Home Starts Here

    Your financial goals don’t stop with checking. When you’re ready to buy, build or refinance, Primis Mortgage is here to help.

    Primis Mortgage
  • Banking Like It Should Be

    Curious why we call ourselves Primis? Our name comes from the Latin word for "first." It's a reminder to put people first, challenge the status quo, and build a better banking experience.

    What's In A Name

The Nitty Gritty:
Deposit accounts can be opened with just $1. E-statements are free. Paper statements are $3 per statement for Everyday, Perks and Premium Checking and $2 per statement for Fresh Start Checking. The paper statement fee is waived for account holders under age 18 or age 62 and older. Fee-free ATM access is available at Primis and MoneyPass® ATMs. Fees may apply at ATMs outside the Primis and MoneyPass® networks, and the ATM owner may charge an additional fee. See the applicable Truth in Savings Disclosure and Pricing Guide for complete account details, including fees, rates, rewards qualifications, terms and eligibility requirements. Primis deposit accounts are not available in Puerto Rico or other U.S. territories.