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FDIC-Insured - Backed by the full faith and credit of the U.S. Government

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Premium Checking

Make More Of Your Balance.

Premium Checking gives higher balances more earning potential, without giving up everyday access.

Open An Account
Open An Account

Premium Checking: Where Higher Balances Go Further

Fee-free access at MoneyPass® ATMs begins November 4, 2026. Standard ATM fees and terms apply before that date.

  • Built For Higher Balances

    • Tiered variable interest 
    • Higher balances earn more 

  • Meet The Balance. Waive The Fee.

    • $10 monthly maintenance fee
    • Waived with a $1,000 minimum daily balance

  • The Essentials Are Covered

    • Fee-free ATM access through Primis and MoneyPass® ATMs
    • Free e-statements 
    • Early direct deposit 

  • Peace Of Mind

    • FDIC insured 
    • 24/7 customer support 

Where Access Meets Earning Potential

Premium Checking gives higher balances the opportunity to earn more while keeping your money accessible for everyday use — no need to lock it away in a CD just to put it to work.

Open An Account

Next Stop: Savings

Keep The Premium Going

Pair Premium Checking with Premium Savings and give more of your money the opportunity to earn.

Check Out Premium Savings

  • Less Paper. More Peace Of Mind.

    E-statements are free, convenient, and help keep sensitive account information out of the mailbox. Prefer paper? Paper statements are available for a fee.

    See The Benefits Of E-Statements

  • Real People. 24/7.

    Questions don’t keep business hours. Neither do we. Our Customer Care team is available day or night. Call, chat, or email anytime.

    Get In Touch

  • Still Finding Your Fit?

    Everyday isn’t your only option. Looking for debit rewards, interest on your balance, or extra overdraft safeguards? See how our checking accounts compare. 

    Compare Accounts

Nitty Gritty:
$1 minimum opening deposit. Free e-statements. Paper statements are $3 per statement; fee waived for customers age 18 or younger or age 62 and older. Fee-free ATM access is available through the MoneyPass® network. Other ATM and standard miscellaneous fees may apply. Rates are variable and may change at any time. See the applicable Truth in Savings Disclosure and Pricing Guide for complete account terms and fees.