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FDIC-Insured - Backed by the full faith and credit of the U.S. Government

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Primis Perks Checking

Checking That Pays You Back. 1.00% Cash Back*.

Call us crazy, but we think everyday spending should come with a little something back. Earn 1.00% cash back on everyday debit card purchases with no confusing categories, no hidden hoops, and just $1 to open.

Open An Account

Every Primis Perks Checking Account Comes With:

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    Earn More

    • 1.00% cash back on everyday debit card purchases*
    • No rotating categories or complicated reward tiers
    • Early direct deposit


  • Keep More

    • Open with just $1
    • No monthly maintenance fees
    •  No overdraft fees


  • Peace Of Mind

    • FDIC insured
    • Credit monitoring tools
    • Easy online and mobile access


  • Swipe. Earn. Repeat.

    Use your Primis debit card for everyday purchases and earn cash back. No “activate this.” No “only on Tuesdays.” No reward system that needs a flow chart.

    Get Started
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The Perks Are The Point

Primis Perks was built for people who want checking to do more than move money in and out. It gives you cash back, fewer fees, and simple digital tools to manage your money wherever life happens.




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  • More Than A Checking Account

    Want Interest Instead?

    Prefer earning interest over cash back? Primis Premium Checking gives you a competitive APY with the flexibility of everyday checking.

    Compare Checking Accounts

  • Real People. 24/7.

    Questions don't always happen during business hours. That's why our Virginia-based Customer Care team is available day or night. Call, chat, or email anytime and you'll connect with a Primis employee who can help. 

    Get In Touch

  • Banking Like It Should Be

    Curious why we call ourselves Primis? Our name comes from the Latin word for "first." It's a reminder to put people first, challenge the status quo, and build a better banking experience.

    What's In A Name

The Nitty Gritty:

*Fees for ATM transactions at foreign (non-Primis) ATMs will be refunded to your account the business day your statement cycle ends.

This account is only available online. Primis deposit accounts are not available in Puerto Rico or other US territories.

Perks Disclosure
Primis Consumer Fee Schedule