Woman use ITAC to open a new account

Workplace Banking

ITAC Team Members

Pick your reward. 1.00% cash back on your everyday debit card purchase, or a premium interest rate. All with a free account. It’s the best of both worlds – and both worlds are awesome. Plus, there’s the 24/7/365 access to your account and no ATM fees — nationwide.  Use promo code ITAC when you open your account for more benefits.

Find The Account For You

Have a look at the features of our personal checking products (and see how they compare to the other guys), and choose the best one for your needs. They’re both FREE, but that’s just the beginning.

Use Promo Code ITAC when you open your account

Primis Perks Primis Premium The Other Guys
ATM FEES
Best if you want cash back
Best if you want to earn interest
X
Overdraft Fees
1.00% cash back on everyday debit card purchases
3.70% annual percentage yield (APY*)
Avg. 0.07% APY¹
Monthly Maintenance Fee
Free ATM access, nationwide. We refund fees at the end of each statement cycle.
Free ATM access, nationwide. We refund fees at the end of each statement cycle.
Avg. $4.77 per out-of-network ATM transaction²
Minimum To Open
None
None
Avg. $27.08 per occurrence³
What You Earn
None
None
Avg. $5.47 per month⁵
Credit Monitoring
$1
$1
Typically $25-100⁴
man walking using his phone to complete a banking transaction

Let's Talk Mortgages.

Your team deserves peace of mind when buying a home. Our mortgage arm, Primis Mortgage, is sweetening the pot with a variety of lending options PLUS exclusive benefits for ITAC employees.

  • 50% lender credit applied to the loan amount at closing
  • NO lender fees, whatsoever.

The Nitty Gritty:

*APY = Annual Percentage Yield. Deposit accounts can be opened with just $1. Rates shown are accurate as of July 20, 2026, and may change. Fees could reduce earnings. These accounts are only available online. Primis deposit accounts are not available in Puerto Rico or other US territories.

Account Comparison Sources:

1. ATM Fees 
Bankrate Checking Account & ATM Fee Study

2. Overdraft Fees
Bankrate Overdraft Fee Study

3. Maintenance Fees
Bankrate Checking Account Fee Survey

4. Opening Deposit Requirements
Consumer Financial Protection Bureau (CFPB) Consumers Guide to Managing Money.

5. Interest Rates
FDIC National Deposit Rates & Rate Caps (May 2026)