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Business Checking Overview
Business Checking Overview - Primis Bank Find the Primis Business Checking account that fits your business, with cash back or interest, unlimited transactions, and just $1 to open. Business Checking Business Checking That Pulls Its Weight Your account should do more than hold money. With Primis Business Checking, choose an account that pays you back on everyday debit card purchases or helps your balance earn interest — with unlimited transactions, no overdraft fees, no per-item fees, and just $1 to open. Find Your Account Find The Business Account That’s Right For You Compare your options and choose the account that fits the way your business uses money. Primis Unlimited Primis Pro Other Banks* Best For Businesses that use a debit card often and want everyday purchases to pay them back. Businesses that keep more money in checking and want interest-earning potential. Businesses willing to navigate more fees, limits, or balance requirements. Monthly Maintenance Fee None None Often charged or waived only with requirements Overdraft Fees None None Commonly charged per occurrence Per-Item Fees None None Often charged after transaction limits Transaction Limits Unlimited Unlimited Often limited Minimum To Open $1 $1 Often higher What You Earn 1.00% Cash Back 1.75% APY* Often little to no cash back or interest Open Now Open Now Primis Unlimited Best For Businesses that use a debit card often and want everyday purchases to pay them back. Monthly Maintenance Fee None Overdraft Fees None Per-Item Fees None Transaction Limits Unlimited Minimum To Open $1 What You Earn 1.00% Cash Back Open Now Primis Pro Best For Businesses that keep more money in checking and want interest-earning potential. Monthly Maintenance Fee None Overdraft Fees None Per-Item Fees None Transaction Limits Unlimited Minimum To Open $1 What You Earn 1.75% APY* Open Now Other Banks* Best For Businesses willing to navigate more fees, limits, or balance requirements. Monthly Maintenance Fee Often charged or waived only with requirements Overdraft Fees Commonly charged per occurrence Per-Item Fees Often charged after transaction limits Transaction Limits Often limited Minimum To Open Often higher What You Earn Often little to no cash back or interest Why Businesses Choose Primis Checking Earn More 1.00% cash back on everyday business debit card purchases, or1.75% annual percentage yield (APY*)Cash flow tools to help you stay ahead Keep More No maintenance fees or per-item feesNo overdraft feesUnlimited transactions Peace Of Mind FDIC insuredNo overdraft feesUnlimited transactions More Than A Business Checking Account Payables Payroll. Vendors. Taxes. Bills. Primis Payables helps your business send payments, schedule bills, and reduce paper. Payables Manage Your Account Get more from your Primis relationship with tools for transfers, sweeps, receivables, V1BE, and more. Business Resources Real People. 24/7. Questions don't always happen during business hours. That's why our Virginia-based Customer Care team is available day or night. Call, chat, or email anytime and you'll connect with a Primis employee who can help. Get In Touch The Nitty Gritty: *APY = Annual Percentage Yield. Deposit accounts can be opened with just $1. Rates shown are accurate as of July 20, 2026, and may change. Fees could reduce earnings. These accounts are only available online. Primis deposit accounts are not available in Puerto Rico or other US territories. YOU ARE NOW LEAVING PRIMISBANK.COM We hope you'll come back again soon.Primis links to other websites for your convenience. However, Primis has no control over the content or quality of the site you are visiting, and the site may not have the same privacy and security practices that we do. We encourage you to read the privacy and security policies of all sites you visit. Continue Cancel
Primis Business Savings - Primis Bank
High-Yield Business Savings - Primis Bank Grow your business savings with a competitive APY, no monthly fees or minimum balance requirements and just $1 to open. Primis Business Savings Business Savings With 4.00% APY* Call us crazy, but we think your savings account should actually help you save money. That’s why we offer 4.00% APY (*annual percentage yield) with no minimums. Plus, you just need $1 to open. Open Now More Than A Business Savings Account Payables Payroll. Vendors. Taxes. Bills. Primis Payables helps your business send payments, schedule bills, and reduce paper. Payables Manage Your Account Get more from your Primis relationship with tools for transfers, sweeps, receivables, V1BE, and more. Business Resources Real People. 24/7. Questions don't always happen during business hours. That's why our Virginia-based Customer Care team is available day or night. Call, chat, or email anytime and you'll connect with a Primis employee who can help. Get In Touch The nitty gritty:All Primis business account holders will be required, due to regulatory reasons, to provide us with certain information on its Beneficial Owners.*APY = Annual Percentage Yield. $1.00 minimum opening deposit required and no minimum amount required to obtain APY. Rates are accurate as of 7/1/2025 and may change after the account is opened. Fees for ATM transactions at foreign (non-Primis) ATMs will be refunded to your account on the 15th of the month. Fees may reduce earnings.This account is only available online. To open a comparable account at a branch, visit a location near you. Primis deposit accounts are not available in Puerto Rico or other US territories. YOU ARE NOW LEAVING PRIMISBANK.COM We hope you'll come back again soon.Primis links to other websites for your convenience. However, Primis has no control over the content or quality of the site you are visiting, and the site may not have the same privacy and security practices that we do. We encourage you to read the privacy and security policies of all sites you visit. Continue Cancel
Primis Savings
High-Yield Savings Account - Primis Bank Grow your savings with a competitive APY, no account maximums and no monthly fees. Open a Primis Savings Account online with just $1. Primis Savings Savings How it Should Be. 3.85% APY.* Call us crazy, but we think your savings account should actually help you save money. Earn a competitive 3.85% Annual Percentage Yield (APY) with just $1 to open. Open An Account Open An Account Every Primis Savings Account Comes With: Earn More 3.85% APY*No confusing tiersNo cap on interest earned Keep More Open with just $1No overdraft feesNo fees for incoming wires Peace of Mind FDIC insuredCredit monitoring toolsEasy online and mobile access Recognized By Yahoo Finance A Better Way To Save Independent reviewers highlighted the combination of competitive rates, straightforward banking, and low barriers to getting started. Learn More More Than A Savings Account Real People. 24/7. Questions don't always happen during business hours. That's why our Virginia-based Customer Care team is available day or night. Call, chat, or email anytime and you'll connect with a Primis employee who can help. Get In Touch Extended FDIC Coverage The FDIC typically insures deposits up to $250,000 per depositor, per bank. Primis Savings includes access to extended coverage, helping protect eligible balances up to $2 million per tax ID—all while you continue managing your money through Primis. Learn About Coverage Banking Like It Should Be Curious why we call ourselves Primis? Our name comes from the Latin word for "first." It's a reminder to put people first, challenge the status quo, and build a better banking experience. What's In A Name The nitty gritty: *APY = Annual Percentage Yield. $1.00 minimum opening deposit required and no minimum amount required to obtain APY. Rates effective 12/01/2025, and may change at any time. Please log in to your account online to review your current rate. Fees may reduce earnings.This account is only available online. Primis deposit accounts are not available in Puerto Rico or other US territories.Primis Savings DisclosurePrimis Consumer Fee Schedule YOU ARE NOW LEAVING PRIMISBANK.COM We hope you'll come back again soon.Primis links to other websites for your convenience. However, Primis has no control over the content or quality of the site you are visiting, and the site may not have the same privacy and security practices that we do. We encourage you to read the privacy and security policies of all sites you visit. Continue Cancel
Personal Checking
Personal Checking Accounts - Primis Bank Explore free personal checking accounts with no overdraft fees, free nationwide ATM use and your choice of cash back rewards or interest. Personal Checking Compare Accounts. Pick Your Perk. Choose cash back or a competitive interest rate. Either way, you'll get a checking account designed to help you keep more of your money. Two Great Accounts. One Tough Decision. The good news? There isn't a wrong answer. Compare your options and choose the one that's right for you. Primis Perks Primis Premium The Other Guys Which Account Is Right For You Best if you want cash back Best if you want to earn interest X What You Earn 1.00% cash back on everyday debit card purchases 3.70% annual percentage yield (APY*) Avg. 0.07% APY¹ ATM Fees Free ATM access, nationwide. We refund fees at the end of each statement cycle. Free ATM access, nationwide. We refund fees at the end of each statement cycle. Avg. $4.77 per out-of-network ATM transaction² Overdraft Fees None None Avg. $27.08 per occurrence³ Monthly Maintenance Fee None None Avg. $5.47 per month⁵ Minimum To Open $1 $1 Typically $25-100⁴ Credit Monitoring Included Included Often available only through third-party services Open An Account Open An Account Primis Perks Which Account Is Right For You Best if you want cash back What You Earn 1.00% cash back on everyday debit card purchases ATM Fees Free ATM access, nationwide. We refund fees at the end of each statement cycle. Overdraft Fees None Monthly Maintenance Fee None Minimum To Open $1 Credit Monitoring Included Open An Account Primis Premium Which Account Is Right For You Best if you want to earn interest What You Earn 3.70% annual percentage yield (APY*) ATM Fees Free ATM access, nationwide. We refund fees at the end of each statement cycle. Overdraft Fees None Monthly Maintenance Fee None Minimum To Open $1 Credit Monitoring Included Open An Account The Other Guys Which Account Is Right For You X What You Earn Avg. 0.07% APY¹ ATM Fees Avg. $4.77 per out-of-network ATM transaction² Overdraft Fees Avg. $27.08 per occurrence³ Monthly Maintenance Fee Avg. $5.47 per month⁵ Minimum To Open Typically $25-100⁴ Credit Monitoring Often available only through third-party services Why People Choose Primis Checking Earn More Choose 1.00% cash back on everyday debit card purchases or a 3.70% APY*Early direct depositNo confusing tiers Keep More No maintenance feesNo overdraft feesFree ATM access, nationwide.We refund fees at the end of each statement cycle. Peace of Mind FDIC insuredCredit monitoring tools24/7 care from real people Whenever You Need Us Real People. 24/7. Our Customer Care Center never closes. When you call, you'll reach a real Primis employee right here in the U.S.—day or night. Contact Us Since You’re Already Here…. Next Stop: Savings Don’t stop with checking. Your checking account handles everyday spending. Your savings account should help you prepare for what's next. Earn a competitive 3.85% APY* with Primis Savings. See More Home Starts Here Your finanical goals don’t stop with checking. When you’re ready to buy, build or refinance, Primis Mortage is here to help. Primis Mortgage Banking Like It Should Be Curious why we call ourselves Primis? Our name comes from the Latin word for "first." It's a reminder to put people first, challenge the status quo, and build a better banking experience. What's In A Name The Nitty Gritty: *APY = Annual Percentage Yield. Deposit accounts can be opened with just $1. Rates shown are accurate as of July 20, 2026, and may change. Fees could reduce earnings. These accounts are only available online. Primis deposit accounts are not available in Puerto Rico or other US territories.Account Comparison Sources:1. Interest RatesFDIC National Deposit Rates & Rate Caps (May 2026)2. ATM Fees Bankrate Checking Account & ATM Fee Study3. Overdraft FeesBankrate Overdraft Fee Study4. Maintenance FeesBankrate Checking Account Fee Survey5. Opening Deposit RequirementsConsumer Financial Protection Bureau (CFPB) Consumers Guide to Managing Money. YOU ARE NOW LEAVING PRIMISBANK.COM We hope you'll come back again soon.Primis links to other websites for your convenience. However, Primis has no control over the content or quality of the site you are visiting, and the site may not have the same privacy and security practices that we do. We encourage you to read the privacy and security policies of all sites you visit. Continue Cancel
Primis Perks Checking
Cash Back Checking Account - Primis Bank Earn 1.00% cash back on everyday debit card purchases with no overdraft fees, free nationwide ATM use and just $1 to open. Primis Perks Checking Checking That Pays You Back. 1.00% Cash Back*. Call us crazy, but we think everyday spending should come with a little something back. Earn 1.00% cash back on everyday debit card purchases with no confusing categories, no hidden hoops, and just $1 to open. Open An Account Every Primis Perks Checking Account Comes With: Earn More 1.00% cash back on everyday debit card purchases*No rotating categories or complicated reward tiersEarly direct deposit Keep More Open with just $1No monthly maintenance fees No overdraft fees Peace Of Mind FDIC insuredCredit monitoring toolsEasy online and mobile access Swipe. Earn. Repeat. Use your Primis debit card for everyday purchases and earn cash back. No “activate this.” No “only on Tuesdays.” No reward system that needs a flow chart. Get Started The Perks Are The Point Primis Perks was built for people who want checking to do more than move money in and out. It gives you cash back, fewer fees, and simple digital tools to manage your money wherever life happens. Open An Account More Than A Checking Account Want Interest Instead?Prefer earning interest over cash back? Primis Premium Checking gives you a competitive APY with the flexibility of everyday checking. Compare Checking Accounts Real People. 24/7. Questions don't always happen during business hours. That's why our Virginia-based Customer Care team is available day or night. Call, chat, or email anytime and you'll connect with a Primis employee who can help. Get In Touch Banking Like It Should Be Curious why we call ourselves Primis? Our name comes from the Latin word for "first." It's a reminder to put people first, challenge the status quo, and build a better banking experience. What's In A Name The Nitty Gritty: *Fees for ATM transactions at foreign (non-Primis) ATMs will be refunded to your account the business day your statement cycle ends.This account is only available online. Primis deposit accounts are not available in Puerto Rico or other US territories.Perks DisclosurePrimis Consumer Fee Schedule YOU ARE NOW LEAVING PRIMISBANK.COM We hope you'll come back again soon.Primis links to other websites for your convenience. However, Primis has no control over the content or quality of the site you are visiting, and the site may not have the same privacy and security practices that we do. We encourage you to read the privacy and security policies of all sites you visit. Continue Cancel
Primis Premium Checking
High-Yield Checking Account - Primis Bank Earn a competitive APY with Primis Premium Checking. Enjoy no overdraft fees, free nationwide ATM use and just $1 to open. Primis Premium Checking Checking That Actually Earns. 3.70% APY*. Most checking accounts are built for spending. We thought yours should do a little more. Earn a competitive 3.70% Annual Percentage Yield (APY) with no minimum balance required to earn interest, no cap on what you can earn, and just $1 to open. Open An Account Every Primis Premium Checking Account Comes With: Earn More 3.70% APY*No minimum balance required to earn APYNo cap on interest earned Keep More Open with just $1No monthly maintenance feesNo overdraft fees Peace Of Mind FDIC insuredCredit monitoring tools Easy online and mobile access 2026’s Best High-Yield Checking Account Independent reviewers at WalletHub recognized Primis Premium Checking as one of the best online checking accounts available for its competitive rate, simple account requirements, and customer-first banking experience. Learn More Interest Savings That’s Actually Interest-ing Your checking account handles everyday money. Your savings account should help prepare you for what’s next. Earn a competitive rate with Primis Savings. See More See More Real People. 24/7.Questions don’t always happen during business hours. That’s why our Virginia-based Customer Care team is available day or night. Call, chat, or email anytime and you’ll connect with a Primis employee who can help. Get In Touch Banking Like It Should Be Curious why we call ourselves Primis? Our name comes from the Latin word for "first." It's a reminder to put people first, challenge the status quo, and build a better banking experience. What's In A Name The Nitty Gritty: *APY = Annual Percentage Yield. $1.00 minimum opening deposit required and no minimum amount required to obtain APY. Rates shown are accurate as of July 20, 2026, and may change at any time. Customers who opened accounts prior to 09/24/2024 may have different rates. Please log in to your account online to review your current rate. Fees may reduce earnings.This account is only available online. Primis deposit accounts are not available in Puerto Rico or other US territories.Primis Premium Disclosure Primis Consumer Fee Schedule YOU ARE NOW LEAVING PRIMISBANK.COM We hope you'll come back again soon.Primis links to other websites for your convenience. However, Primis has no control over the content or quality of the site you are visiting, and the site may not have the same privacy and security practices that we do. We encourage you to read the privacy and security policies of all sites you visit. Continue Cancel
People
People - Primis Bank Working Here Why Talented People Choose Primis We're proud to be recognized as a Top Workplace because of what our teammates tell us matters most: supportive leadership, meaningful work, opportunities to grow, and a culture that puts people first. Invest In Your Future Financial Growth Build a career on a strong foundation.Competitive pay and performance-based opportunities401(k) with company matchComprehensive health and financial benefitsA well-capitalized bank built for the long term Professional Growth Growth isn't just encouraged. It's expected.Leadership development programsContinuous learning opportunitiesRecognition for strong performanceMeaningful work and opportunities to advance Personal Growth Bring your whole life to work.PTO that grows with youPaid time to give backA culture that respects balance and wellbeingMilestones worth celebrating Award-Winning Culture A Top Workplace. Seven Times Over. Top Workplace awards aren't chosen by executives or marketing teams. They're earned through anonymous employee feedback. We're proud to be recognized nationally for our culture, leadership, innovation, and employee experience. Even more importantly, we're proud of the people who made it possible. See More We Invest in People First Great customer experiences start with great people. That’s why we invest in our team, empower ideas, and build a culture that puts people first. Leadership, Elevated Join Our Team Whether you're just getting started or taking the next step in your career, there's a place for talented people at Primis. View Open Positions Wear The Jersey There's something special about working alongside people who care deeply about what they do, who they serve, and who they do it with. This is a glimpse into the culture, purpose, and people that make Primis different. Watch Our Culture Story Diversity, Equity, & InclusionAt Primis, we strive to create a workplace and a banking community that welcomes people of all ages, races, ethnicities, abilities, family or marital status, gender identities and expressions, languages, national origins, political affiliations, religions, sexual orientations, socio-economic status and veteran status. These varied characteristics make our collective humanity powerful and unique.This commitment to diversity, equity, and inclusion guides how we hire, work, and grow at every level of our organization.Accessibility & Reasonable Accommodations (ADA)We’re building a workplace where everyone—of all abilities—can show up, belong, and thrive. That includes ensuring our application and interview process is accessible for every candidate.If you need a reasonable accommodation at any point in the hiring process, we’re committed to working with you to provide an inclusive and accessible experience.Equal Employment OpportunityAll qualified applicants will receive consideration for employment and will not be discriminated against based on disability, veteran status, or any other legally protected classification.Contact Human ResourcesEmail: [email protected] | Phone: 804.443.8400 ext. 2866 Diversity & Inclusion Pledge YOU ARE NOW LEAVING PRIMISBANK.COM We hope you'll come back again soon.Primis links to other websites for your convenience. However, Primis has no control over the content or quality of the site you are visiting, and the site may not have the same privacy and security practices that we do. We encourage you to read the privacy and security policies of all sites you visit. Continue Cancel
Disclosures
Disclosures - Primis Bank Things You Should Know The Nitty Gritty At Primis, we’re all about transparency and we want you to have easy access to our disclosures that impact your finances. We’re sharing information here, but also remember to check within your online banking and mobile app for the most up-to-date information specific to your accounts. Click each link below to viewSocial MediaSocial Media Community DisclosuresOnline Banking Agreement and DisclosuresCheck your online banking or mobile banking app for the most up-to-date agreements and disclosures.Treasury Services Master AgreementDigital WalletAdding Primis to your digital wallet? Understand the terms and conditions first.Community Reinvestment ActPrimis is pleased to provide information for public inspection under the Community Reinvestment Act (CRA). To view Primis' CRA public file click here.Account Terms & FeesCheck your online banking or mobile banking app for the most up-to-date agreements and disclosures. Considering opening a Primis account? Check out the truth in savings and fee schedules specific to each product posted to our website.Primis Perks TIS Disclosure and Fee SchedulePrimis Premium TIS Disclosure and Fee SchedulePrimis Savings TIS Disclosure and Fee SchedulePrimis Novus TIS Disclosure and Fee SchedulePrimis Business Account Disclosure InfoInformation on Account LimitsBranch Closures and Alternative HoursWe close for federal holidays, and may close due to unforeseen circumstances, like severe weather. To learn more about federal holidays, visit the Federal Reserve’s website, here.Visit our locations page to find the hours for your nearest branch.Primis Mortgage State License Numbers and InfoOur state license numbers are as follows:Alabama license number: 23183Arizona license number: BK-1042893Arkansas license number: 128109California license number: 41DBO-166162District of Columbia license number: MLB1894879Illinois license number: MB.6761716Illinois Department of Financial and Professional Regulation320 West Washington Street, 3rd FloorSpringfield, Illinois 62786(888)473-4858Maine license number: 1894879Massachusetts Mortgage Lender License: ML1894879Michigan license number: FR0024371Minnesota license number: MO-OX-1894879Nevada license number: 5627New Mexico Mortgage Loan Company LicenseNorth Dakota Mortgage Lender License: ML104670Rhode Island license number: 20254854LLOregon license number: 1894879Washington license number: CL-1894879West Virginia: ML-1894879Additional information:Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act.Consumer Access - Company (nmlsconsumeraccess.org) YOU ARE NOW LEAVING PRIMISBANK.COM We hope you'll come back again soon.Primis links to other websites for your convenience. However, Primis has no control over the content or quality of the site you are visiting, and the site may not have the same privacy and security practices that we do. We encourage you to read the privacy and security policies of all sites you visit. Continue Cancel
Community Reinvestment Act
Community Reinvestment Act - Primis Bank Community Reinvestment Act Primis CRA Primis is pleased to provide information for public inspection under the Community Reinvestment Act (CRA). Questions about CRA at Primis? Send us an email. Email Us Assessment AreaAssessment Area by Census TractAssessment Area by NameAssessment Area MapsArlington, Alexandria, Reston MSARichmond MSAVirginia Beach MSAWashington D.C. MSAFrederick, Gaithersburg, Bethesda MSAEssex Non-MSA AreaSouthampton Non-MSA AreaBranch GeographiesBranch ListBranch ClosuresCRA Public EvaluationFRB CRA PE 11.27.2023CRA StatementCRA Disclosure Statement - 2022CRA Disclosure Statement - 2023CRA Disclosure Statement - 2024Home Mortgage Disclosure Act Notice (HMDA)HMDA NoticeLocations & HoursBranch ListFor CRA questions, email [email protected]. YOU ARE NOW LEAVING PRIMISBANK.COM We hope you'll come back again soon.Primis links to other websites for your convenience. However, Primis has no control over the content or quality of the site you are visiting, and the site may not have the same privacy and security practices that we do. We encourage you to read the privacy and security policies of all sites you visit. Continue Cancel
Accessibility Statement
Accessibility Statement - Primis Bank Accessibility Statement The recommendations outlined in the Web Content Accessibility Guidelines (WCAG) published by the Web Accessibility Initiative (WAI) of the World Wide Web Consortium (W3C) are used by Primis. Primis also uses these guidelines for compliance as suggested by the Department of Justice; however, we are not 508 Compliant even though some of the guidance conforms with 508 Compliance.Primis strives to make our entire site accessible and uses a variety of methods for assessing accessibility. However, there is no definitive test or certification of conformance to Level AA of WCAG; therefore, Primis cannot guarantee every page of our website is Level AA compliant. Please contact Primis if you believe any part of site does not confirm to Level AA of the WCAG. YOU ARE NOW LEAVING PRIMISBANK.COM We hope you'll come back again soon.Primis links to other websites for your convenience. However, Primis has no control over the content or quality of the site you are visiting, and the site may not have the same privacy and security practices that we do. We encourage you to read the privacy and security policies of all sites you visit. Continue Cancel