FDIC-Insured - Backed by the full faith and credit of the U.S. Government Primis Premium Checking Named One of the Best Online Checking Accounts to Start 2026
As we head into 2026, many consumers are taking a closer look at how—and where—they bank. With most traditional checking accounts offering little to no interest, choosing an account that helps your money grow can make a real difference over time.
That’s why Primis Premium Checking was recently recognized by Yahoo Finance as one of the best high-yield online checking accounts to start the new year.
Why High-Yield Checking Matters
The national average interest rate for interest-bearing checking accounts remains low, hovering around 0.07% APY, according to the FDIC. But some online banks are changing the equation by offering high-yield checking options that allow customers to earn significantly more—without sacrificing access to their everyday funds.
High-yield checking accounts can help your money work harder while still offering the flexibility you expect from a checking account, including debit card access, bill pay, ATM withdrawals, and direct deposit.
Why Yahoo Finance Recognized Primis Premium Checking
In its list of the 10 Best Online Checking Accounts for January 2026, Yahoo Finance ranked Primis Premium Checking among the top options for its combination of competitive interest, simple requirements, and customer-friendly features.
With Primis Premium Checking, you get:
- 3.70% annual percentage yield (*APY) with no minimums
- NO overdraft fees, ever
- FREE cashier’s checks and stop payments
- FREE ATM* use—nationwide
- $1 minimum deposit to open account and earn interest
- Early direct deposit, up to two days early.
- Cutting-edge digital account tools
Together, these features create a checking account designed to help customers earn more—without jumping through hoops or paying unnecessary fees.
Designed for Everyday Banking
Primis Premium Checking is built for real life. Whether you’re managing daily expenses, setting aside funds for upcoming goals, or simply want a smarter place to keep your money, this account delivers flexibility, transparency, and strong earning potential.
With no monthly fees and no balance requirements, it’s an account that works just as hard for customers with modest balances as it does for those keeping more in checking.
Start 2026 with a Smarter Checking Account
Recognition from a trusted financial publication like Yahoo Finance reinforces what Primis customers already know: Premium Checking offers a better way to bank.
If you’re ready to earn more on your everyday money —without hidden fees or complicated requirements — Primis Premium Checking is a strong place to start.
Open your Primis Premium Checking account today and start the new year with confidence.
The opinions voiced in this material are for general information only and are not intended to provide specific advice or recommendations for any individual.
The nitty gritty:
*APY = Annual Percentage Yield. $1.00 minimum opening deposit required and no minimum amount required to obtain APY. Rates effective 12/01/2025, and may change at any time. Customers who opened accounts prior to 09/24/2024 may have different rates. Please log in to your account online to review your current rate. Fees may reduce earnings.
This account is only available online. Primis deposit accounts are not available in Puerto Rico or other US territories.