We don’t think it should be called interest checking, unless it’s actually interest-ing. We load in all the freebies, plus interest, with no hoops to jump through or crazy criteria. Plus, you can open for just $1.

Primis Premium Checking image


  • EARN 5.07% annual percentage yield (APY) with no minimums
  • NO overdraft fees, ever
  • FREE cashier’s checks and stop payments
  • FREE ATM* use — nationwide
  • $1 minimum deposit to open account and earn interest
  • Get paid up to 2 days early! Once we’re notified of an upcoming direct deposit, we’ll go ahead and credit your account, up to two days early.
  • Cutting-edge digital account tools
  • Free in-person notary services, incoming wires, and check images
  • Your first 40-pack of Primis checks is on us! Available upon request.
  • No cap!  There is no account maximum and we won’t cap your interest earnings.
  • Your wire fees are on us. When you deposit money to your account via wires, we’ll refund the fees upon request.  See more.
  • Open from anywhere across the United States*
  • These accounts are only available online. To open a comparable account at a branch, visit a location near you.


After a rigorous review process, the WalletHub team thought that Primis Premium is “one of the best checking accounts on the market today” even for interest-bearing accounts, which historically come with high qualifiers and additional fees to get the advertised return.

Services For All Your Needs

Primis Mortgage

Real estate agents help you find a home you love. We help you find a loan you love. We’ll help you choose the loan that fits your budget, lifestyle and future.

Learn more

Primis Perks

You expect more from your bank, and we’re here to give it to you. This checking account has so many perks, we had to put it in the name.

Get more info


Heading out of the country? You’ll have to access your account differently.


*The nitty gritty:  APY = Annual Percentage Yield. $1.00 minimum opening deposit required and no minimum amount required to obtain APY. Rates are applicable for accounts opened on 05/21/2024 and forward. Fees could reduce earnings. Rates may change after the account is opened. Fees for ATM transactions at foreign (non-Primis) ATMs will be refunded to your account the business day your statement cycle ends.

Primis deposit accounts are not available in Puerto Rico or other US territories.

Primis Premium Disclosure

Primis Consumer Fee Schedule