We don’t think it should be called interested checking, unless it’s actually interest-ing. We load in all the freebies, plus interest, with no hoops to jump through or crazy criteria. Plus, you can open for just $1.

Interest checking made simple. 5.07% APY. Effective 07/28/2023.
Primis Premium Checking image


  • NO overdraft fees, ever
  • FREE cashier’s checks and stop payments
  • FREE ATM* use — nationwide
  • $1 minimum deposit to open account and earn interest
  • Get paid up to 2 days early! Once we’re notified of an upcoming direct deposit, we’ll go ahead and credit your account, up to two days early.
  • Cutting-edge digital account tools
  • Free in-person notary services, incoming wires, and check images
  • Your first 40-pack of Primis checks is on us! Available upon request.
  • No cap!  There is no account maximum and we won’t cap your interest earnings.
  • Your wire fees are on us. When you deposit money to your account via wires, we’ll refund the fees upon request.  See more.
  • Open from anywhere across the United States*
  • These accounts are only available online. To open a comparable account at a branch, visit a location near you.


After a rigorous review process, the WalletHub team thought that Primis Premium is “one of the best checking accounts on the market today” even for interest-bearing accounts, which historically come with high qualifiers and additional fees to get the advertised return.

Man and dog in the park


When we reach 1,000 new accounts for the month, we’re going to pause and stop accepting new customer applications for that month. We don’t want to grow at the expense of our customer experience, so this pause will help ensure every new customer, as well as existing customers, have access to all of the support they need.

If we’ve hit 1,000 customers and you’d like to open an account, join our waiting list to be the first to know when accounts can be opened again.

Services For All Your Needs

Primis Mortgage

Real estate agents help you find a home you love. We help you find a loan you love. We’ll help you choose the loan that fits your budget, lifestyle and future.

Learn more

Primis Perks

You expect more from your bank, and we’re here to give it to you. This checking account has so many perks, we had to put it in the name.

Get more info


Heading out of the country? You’ll have to access your account differently.


*The nitty gritty:  APY = Annual Percentage Yield. $1.00 minimum opening deposit required and no minimum amount required to obtain APY. Rates are applicable for accounts opened on 07/28/2023 and forward. Fees could reduce earnings. Rates may change after the account is opened. Fees for ATM transactions at foreign (non-Primis) ATMs will be refunded to your account the business day your statement cycle ends. Fees may reduce earnings.

Primis deposit accounts are not available in Puerto Rico or other US territories.

Primis Consumer Fee Schedule

Primis Premium Truth in Savings Disclosure