FDIC-Insured - Backed by the full faith and credit of the U.S. Government Primis Premium Checking
INTEREST CHECKING
We don’t think it should be called interest checking, unless it’s actually interest-ing. We load in all the freebies, plus interest, with no hoops to jump through or crazy criteria. Plus, you can open for just $1.
Heads Up: A Quick Note Before You Open
As we enhance our digital platform, the current account opening process involves two steps. We understand this may be less convenient and appreciate your patience as we work towards a seamless experience.
- Account Application: Complete the online application, creating a username and password for this process.
- Online Banking Enrollment: Once your account is approved, you’ll enroll again to access your account online or in our app. You’ll start the process over and can choose the same username if it’s available, or create a new one. We’ll send you instructions when it’s time.
Already a digital customer opening an additional account? If you’re already enrolled in our new platform, you’re good to go! If not, you’ll need to enroll now to manage your new account online. Click here to enroll.
EVERY PRIMIS PREMIUM ACCOUNT IS LOADED:
- EARN 4.50% annual percentage yield (APY) with no minimums
- NO overdraft fees, ever
- FREE cashier’s checks and stop payments
- FREE ATM* use — nationwide
- $1 minimum deposit to open account and earn interest
- Get paid up to 2 days early! Once we’re notified of an upcoming direct deposit, we’ll go ahead and credit your account, up to two days early.
- Cutting-edge digital account tools
- Free in-person notary services, incoming wires, and check images
- Your first 40-pack of Primis checks is on us! Available upon request.
- No cap! There is no account maximum and we won’t cap your interest earnings.
- Your wire fees are on us. When you deposit money to your account via wires, we’ll refund the fees upon request. See more.
- Open from anywhere across the United States*
- These accounts are only available online. To open a comparable account at a branch, visit a location near you.
WALLETHUB’S 2023 BEST CHECKING ACCOUNT
After a rigorous review process, the WalletHub team thought that Primis Premium is “one of the best checking accounts on the market today” even for interest-bearing accounts, which historically come with high qualifiers and additional fees to get the advertised return.
Services For All Your Needs
Primis Mortgage
Real estate agents help you find a home you love. We help you find a loan you love. We’ll help you choose the loan that fits your budget, lifestyle and future.
Learn morePrimis Perks
You expect more from your bank, and we’re here to give it to you. This checking account has so many perks, we had to put it in the name.
Get more infoINTERNATIONAL TRAVEL RESOURCE
Heading out of the country? You’ll have to access your account differently.
SEE HOWThe nitty gritty:
*APY = Annual Percentage Yield. $1.00 minimum opening deposit required and no minimum amount required to obtain APY. Rates are accurate as of 09/24/2024 for new customers and may change after the account is opened. Existing digital customers who opened accounts prior to 09 /24/2024 will continue to receive their original rates at this time. Fees for ATM transactions at foreign (non-Primis) ATMs will be refunded to your account the business day your statement cycle ends. Fees could reduce earnings.
This account is only available online. To open a comparable account at a branch visit a location near you. Primis deposit accounts are not available in Puerto Rico or other US territories.
Annual percentage yield (APY) displayed apply to new digital customers as of 09/24/2024. Existing digital customers who opened accounts prior to 09/24/2024 will continue to receive their original rates, subject to the terms and conditions of their account.