Free Checking Plus Rewards. Yes, Please.

Pick your reward. 50 cents back on every purchase, or a premium interest rate. All with a free account. It’s the best of both worlds – and both worlds are awesome. Plus, there’s the 24/7/365 access to your account and no ATM fees — nationwide.

Personal Checking Hero


Have a look at the features of our personal checking products (and see how they compare to the other guys), and choose the best one for your needs. They’re both FREE, but that’s just the beginning.


  • NO overdraft fees
  • FREE ATM use, nationwide
  • Debit card rewards: Earn 50 cents for every swipe (except ATM transactions)
  • Just $1 to open
  • Get your paycheck deposited up to 2 days early. Click for details, and we’ll explain how it works.

PRIMIS Premium

  • A first class variable interest rate of 4.96% with an annual percentage yield (APY*) of 5.07%.
  • NO overdraft fees
  • FREE ATM use, nationwide
  • Just $1 to open
  • Get your paycheck deposited up to 2 days early. Click for details, and we’ll explain how it works.

The other Guys

  • They charge $25 on average for overdrafts…¹ Not us
  • They charge $2 on average for out-of-network ATM fees…¹ You won’t find that at Primis
  • They have an average $5 monthly maintenance fee…¹ We wouldn’t dream of it
  • They offer a .03% average interest rate…² You should see our rates
  • They require a $162 deposit on average to open an account…³ That’s not how we do things

Whichever Primis personal checking account you choose, you’re getting live support and digital tools that give you 24/7 access to your money, wherever you are. Because this isn’t 1990. Want to know what else comes standard at Primis? See for yourself.

While you’re here, have you thought about…


Choice rates and flexible options help you save smart for tomorrow’s adventures.

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Better buying power + unlimited Platinum Rewards make our credit card a no-brainer.

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Take a side-hustle to the next level or grow your established business with our range of options.

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*APY = Annual Percentage Yield. $1.00 minimum opening deposit required and no minimum amount required to obtain APY. Rates are applicable for accounts opened on 07/28/2023 and forward. Fees could reduce earnings. Rates may change after the account is opened. Fees for ATM transactions at foreign (non-Primis) ATMs will be refunded to your account the business day your statement cycle ends.