Free Checking Plus Rewards. Yes, Please.

Pick your reward. 50 cents back on every purchase, or a premium interest rate. All with a free account. It’s the best of both worlds – and both worlds are awesome. Plus, there’s the 24/7/365 access to your account and no ATM fees — nationwide.

Personal Checking Hero


Have a look at the features of our personal checking products (and see how they compare to the other guys), and choose the best one for your needs. They’re all FREE, but that’s just the beginning.


  • NO overdraft fees
  • FREE ATM use, nationwide
  • Debit card rewards: Earn 50 cents for every swipe (except ATM transactions)
  • Just $1 to open
  • Get your paycheck deposited up to 2 days early. Click for details, and we’ll explain how it works.


  • A first class variable interest rate of 4.96% with an annual percentage yield (APY*) of 5.07%.
  • NO overdraft fees
  • FREE ATM use, nationwide
  • Just $1 to open
  • Get your paycheck deposited up to 2 days early. Click for details, and we’ll explain how it works.


  • BOOST your earnings to 6.00% APY on up to $100,000 for 6 months. This happens when you set up direct deposit and a direct deposit of at least $1,200 is deposited in your account within 60 days of opening it. Maintain the direct deposit to continue earning the boosted rate.
  • Just $1 to open. Click to see more benefits!


Whichever Primis personal checking account you choose, you’re getting live support and digital tools that give you 24/7 access to your money, wherever you are. Because this isn’t 1990. Want to know what else comes standard at Primis? See for yourself.

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*APY = Annual Percentage Yield. $1.00 minimum opening deposit required and no minimum amount required to obtain APY. Rates are applicable for accounts opened on 05/21/2024 and forward. Fees could reduce earnings. Rates may change after the account is opened. Fees for ATM transactions at foreign (non-Primis) ATMs will be refunded to your account the business day your statement cycle ends.

The boost rate on Primis Novus is valid for deposits that are new to Primis Bank. Note, that at the discretion of the bank, if accounts are abused, your account may be closed and rate boost may be denied. $1,200 direct deposit needs to be maintained at least once per statement cycle during the promotional period in order to continue receiving the boosted rate.