Home Pool?

Thinking of buying a home with a pool but worried about the potential risks? We get it. It’s a big decision.

Young Girl Jumping Into Backyard Pool image

You may be ready to grab the noodle and dive right in, but we’re here to share the pros and cons to help you make the final call.


  • There’s almost no better way to beat the heat. If you live in a hot climate, pools provide an instant way to cool off and avoid the summer swelter.
  • You’re the “cool house.” The social benefits of a pool are an exciting benefit to folks that like to host get-togethers or entertain.
  • Home value, enough said. In many markets, a pool increases the value of your home, allowing you to sell at a higher price one day.
  • There are also health benefits. Swimming is a great way to increase activity and have quick access to low-impact exercise.


  • Maintenance and upkeep will be an additional cost. Whether you go it alone or hire a pool servicing companies, there will be money needed to keep your pool up to par.
  • Utilities and insurance costs are also a factor. Your homeowner’s insurance is impacted, and your electric bill may increase as well, especially for heated pools.
  • There are potential dangers, especially if you live with young children or people who cannot swim.
  • Depending on the size of your yard, a pool will likely take up a majority of your free space.

Our takeaway? Owning a pool can be a relaxing and fun experience. But it can also be a financial strain and safety hazard. Each homeowner should evaluate what’s important to their lifestyle and consider all the factors before making a purchase.

The opinions voiced in this material are for general information only and are not intended to provide specific advice or recommendations for any individual.