Don’t Get Hooked

Refi Scams Are Getting Smarter—Don’t Get Hooked

Fraudsters know homeowners are watching rates, and they’re using digital tricks to slip in. Phishing emails, fake lender websites, and texts that look legitimate are now common tools of refi scams. The goal? To steal your money or even your home.

Red flags to watch for:

• Demands for upfront fees before anything is processed
• Payment requests by wire transfer or gift cards
• Emails or texts with fake links to “special refi offers”
• Pressure to sign over your home’s deed
• Hidden or excessive fees buried in documents

How to protect yourself:

• Double-check that the lender is registered and legitimate
• Slow down: read every document carefully before you sign
• Never pay fees upfront or hand over sensitive information by email

Refinancing can be smart — but only when it’s safe. Stay skeptical online, and trust only verified sources when rates shift.

To refinance safely, visit our refi guide online or contact a trusted Primis loan officer to get started.

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The opinions voiced in this material are for general information only and are not intended to provide specific advice or recommendations to any individual.

Primis Mortgage Company (“Primis Mortgage”) is a subsidiary of Primis Bank, a Member FDIC. Primis Mortgage NMLS #1894879 | AL #23183 | BK #1042893 | ML #1894879 | #41DBO-166162 Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act (www.nmlsconsumeraccess.org). As always, all loans are subject to credit approval and product guidelines. Other terms and conditions may apply. For all state license information visit primisbank.com/disclosures.