Individual Retirement Accounts
It’s time to take control
We all dream of the day when we can finally retire. How do you picture it? At the beach, on a boat, whatever it may be—it’s time to turn these dreams into reality. An IRA can help you get to where you want to go. It’s an easy, tax-advantaged way to let your money grow.
Do what’s right for you
Not every retirement plan is the same. You decide. Both come with competitive interest rates and as a bonus for those over the age of 50, we’ll give you an extra $1,000 to catch up.
This is for you if you want to make pre-tax contributions now, and pay taxes on the money withdrawn in the future.
- No income limits or minimum contributions
- Contributions are tax-deductible*
- Earnings are tax-deferred until withdrawal
- Start withdrawing cash at 59½
- Required minimum distributions begin at age 72
This is for you if you prefer to make after-tax contributions now, and not pay taxes on the money withdrawn in the future.
- Contributions are NOT tax-deductible
- Earnings are 100% tax-free at withdrawal
- Start withdrawing on interest at 59½
- No mandatory distribution age
- No contributing age limit as long as you have earned
- Income limits apply
Choice rates and flexible options help you save smart for tomorrow’s adventures.
Other Ways To Connect
You can call, email, or live chat with one of our Primis reps.
Call Us:1.833.4Primis (833.477.4647)
Chat With Us:Start Chat
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*Here’s what you need to know: Early withdrawals are subject to penalty. Consult your tax advisor for more information on state and federal deductibles.