It’s Time We Chime In

The Real Reasons Why You Should Choose Primis over Chime

Quantity does not always equal quality. Just because you see their name a lot in advertising, doesn’t mean that Chime is the best place to bank with. . . because it’s not. There are three main reasons why should pick Primis:

1. Fee-free checking isn’t groundbreaking stuff.

Yes, not charging customers unnecessary fees is great but that shouldn’t be something to brag about. It’s simply just how banking should be. It’s the bare minimum thing to do for customers, not charge a laundry list of fees to hold their money.

But where are the actual benefits? No customer rewards? C’mon, Chime. You’re better than that.

We have them. There are two basic Primis Checking accounts that offer more than just fee-free banking. Primis Perks gives you the ability to earn 50 cents back every single time you shop with your debit card. Doesn’t matter if you’re buying yourself a new phone or a pack of gum at the gas station, 50 cents back. Primis Premium comes with an interest rate that’s practically too good to be true — 3.05% annual percentage yield — on a checking account. (Psst: that’s higher than Chime’s High Interest Savings Account)

Not to mention all of the features that are standard with any Primis account. No silly fees? Check. Nationwide ATM access? Yup, for free. Industry-leading technology? We’ve got that too, and a whole lot more to offer.

2. It’s all about convenience.

The ideal bank is one that you shouldn’t have to plan your day around. If you want to deposit some cash, you shouldn’t go on a treasure hunt for an ATM that it won’t cost an arm and a leg in fees. If you have questions about your account, you don’t want to wait in a queue just to speak to a robot. You want to be treated like a person, not a number. That’s where we come in.

We’re people, too. We understand that the average person doesn’t have time to go on wild goose chases just to get simple tasks done. That’s why we make it a priority to put you first with free nationwide ATM access, 24/7 customer support with real humans, and we’ll even bring the bank to you with V1BE — the world’s first banking delivery service.

Your bank should work for you, not the other way around.

3. Tech companies are not banks, no matter how hard they try.

Sometimes it’s best to let the experts do what they do best. You wouldn’t want your mail carrier to perform a surgery, or a grocery store clerk to help file your taxes, so why should a bunch of tech bros handle your money? Yes, Chime is backed by a bank but that’s only for insurance. The new tech might be nice and shiny, but it takes experience to understand what customers truly need and want out of a banking relationship.

On the other side, we can see why something new might be exciting. Banking has been on a treadmill for what seems like decades now — a lot of movement, but no progress made.

We like to say we’re the best parts of both sides. We have the experience with a roster full of successful banking professionals but the innovative mindset of Silicon Valley startup. The perfect combination. We think that offering services that actually serve and trust you can count on to put you first, above all.

The opinions voiced in this material are for general information only and are not intended to provide specific advice or recommendations for any individual.