Primis Limits

Send And Receive

Want a reliable and efficient way to send and receive payments? Look no further. We offer many ways to make these including wire transfers, automated clearing house (ACH), peer-to-peer (P2P) and more.

BILL PAY AND P2P

Primis customers can send money, receive money, and pay bills with just a few taps using our P2P feature. Access these services right from your Primis mobile app or by logging in to primisbank.com. See the chart below to understand limits for sending money with our P2P service.

Remember, you can also receive money in multiple ways, such as direct deposits, other P2P services from your friends and family.

Consumer	Per Transaction Limit	Daily Limit	Weekly Limit	Monthly Limit
P2P New	$500	$500	$3,500	$10,000
P2P Tenured	$2,500	$10,000	$25,000	$50,000
Bill Pay New	$3,500	$5,000	$15,000	$25,000
Bill Pay Tenured	$10,000	$25,000	$50,000	$100,000

Business	Per Transaction Limit	Daily Limit	Weekly Limit	Monthly Limit
Bill Pay	$99,999	None	None	None

ATM Transactions

Our checking account holders can access cash from their accounts from any ATM in the country, and we will reimburse any fees at the end of each cycle. For your safety, we’ve established a $550 withdrawal limit per day.

Worried you can’t make deposits at the ATM? We’ve got you covered! Just use your phone’s camera and the Primis app. All Primis customers can use our mobile check deposit feature to deposit up to $25,000 per day.

Transfers are Easy as 1-2-3

Sending and receiving money with accounts at other financial institutions has never been easier. All it takes is three simple steps to get started:

Sign in to online banking or your Primis mobile banking app
Add an external account by providing account and routing numbers from other accounts
Once you’re approved, schedule any future one-time and recurring transfers

WIRE TRANSFERS ON US

Deposit money to your account via wire—we’ll cover the fees, and toss in an extra $10.

To keep your account secure, you’ll notice we have ACH limits in place. But we know there may be times you need to move more money, more quickly. That’s where wires come in—they’re fast, and most banks charge you to send one.

We don’t charge you for incoming wires. We’ll refund the fee your bank charged you to send it our way. Plus, as a thank-you for going the extra mile, we’ll throw in a $10 bonus with your refund.

To request your refund, just email [email protected] with documentation of the wire fee from your bank. Refund requests must be submitted within 30 days of when the wire was received at Primis.

This applies to Primis Perks, Primis Premium, Primis Novus, Primis Savings, Primis Pro and Primis Unlimited accounts. We monitor for excessive or repeated small-dollar wire activity and may decline refunds that appear to fall outside of intended use.

ACH Transactions

How much money can I transfer via ACH?

All Primis accounts have an incoming and outgoing transfer limit. You can view our limits below, but keep in mind these are subject to change at any time. Also, it’s likely that your other bank may have different transfer limits.

The below limits are for transfers you initiate within our digital banking app:

	Daily Limit	Monthly Limit
Consumers:	$18,000 (for incoming and outgoing transfers)	$100,000 (for incoming and outgoing transfers)
Businesses:	$10,000 (for incoming and outgoing transfers)	$100,000 (for incoming and outgoing transfers)

Initial Funding Limits:
Perks Checking	$6,000
Premium Checking	$30,000
Novus Checking	$30,000
Primis Savings	$100,000
Business Accounts	$10,000

If you need to transfer money outside of these customer limits learn how to make a wire transfer (we’ll even refund your fees). Learn more.

Do ACH transfers cost money?

No, we don’t charge any fees for incoming or outgoing transfers. Your other bank may charge a fee to move money so you should double check with them before you start.

Which accounts do these limits apply to?

The limits above apply to Primis consumer and business accounts.