Primis Limits
Send And Receive
Want a reliable and efficient way to send and receive payments? Look no further. We offer many ways to make these including wire transfers, automated clearing house (ACH), peer-to-peer (P2P) and more.
Bill Pay And P2P
Primis customers can send money, receive money, and pay bills with just a few taps using our P2P feature. Access these services right from your Primis mobile app or by logging in to primisbank.com. See the chart below to understand limits for sending money with our P2P service.
Remember, you can also receive money in multiple ways, such as direct deposits, other P2P services from your friends and family.
| Consumer | Per Transaction Limit | Daily Limit | Weekly Limit | Monthly Limit |
| P2P New | $500 | $500 | $3,500 | $10,000 |
| P2P Tenured | $2,500 | $10,000 | $25,000 | $50,000 |
| Bill Pay New | $3,500 | $5,000 | $15,000 | $25,000 |
| Bill Pay Tenured | $10,000 | $25,000 | $50,000 | $100,000 |
| Business | Per Transaction Limit | Daily Limit | Weekly Limit | Monthly Limit |
| Bill Pay | $99,999 | None | None | None |
ATM Transactions
Our checking account holders can access cash from their accounts, fee-free, from Primis or MoneyPass® ATMs (starting November 4, 2026). For your safety, we’ve established a $550 withdrawal limit per day.
Worried you can’t make deposits at the ATM? We’ve got you covered! Just use your phone’s camera and the Primis app. All Primis customers can use our mobile check deposit feature to deposit up to $25,000 per day.
Transfers are Easy as 1-2-3
Sending and receiving money with accounts at other financial institutions has never been easier. All it takes is three simple steps to get started:
- Sign in to online banking or your Primis mobile banking app.
- Add an external account by securely verifying online banking credentials at other financial institutions.
- Once you’re approved, schedule any future one-time and recurring transfers.
ACH Transactions
How much money can I transfer via ACH?
All Primis accounts have an incoming and outgoing transfer limit. You can view our limits below, but keep in mind these are subject to change at any time. Also, it’s likely that your other bank may have different transfer limits.
The below limits are for transfers you initiate within our digital banking app:
| Daily Limit | Monthly Limit | |
| Consumers: | $18,000 (for incoming and outgoing transfers) | $100,000 (for incoming and outgoing transfers) |
| Businesses: | $18,000 (for incoming and outgoing transfers) | $100,000 (for incoming and outgoing transfers) |
Initial Funding Limits
| Personal Accounts | Business Accounts |
| Perks Checking: $10,000 | Small Business Checking: $25,000 |
| Premium Checking: $25,000 | Growth Business Checking: $100,000 |
| Everyday Checking: $5,000 | Interest Business Checking: $250,000 |
| Fresh Start Checking: $5,000 | Community Partner Checking: $250,000 |
| Everyday Savings: $10,000 | Business Savings: $25,000 |
| Premium Savings: $100,000 | Business Savings Plus: $250,000 |
| IRA Savings: $100,000 |
If you need to transfer money outside of these customer limits learn how to make a wire transfer (we’ll even refund your fees). Learn more.
Do ACH transfers cost money?
No, we don’t charge any fees for incoming or outgoing transfers. Your other bank may charge a fee to move money so you should double check with them before you start.
Which accounts do these limits apply to?
The limits above apply to Primis consumer and business accounts.