Low on upfront funds? No problem.

Whether it’s your first or tenth home, not everyone has perfect credit or the ability to save a giant nest egg for their down payment. Primis Mortgage helps buyers with limited up front funds utilize a variety of state or local down payment assistance (DPA) programs.

couple moving new house for the new change in lives.
Happy father having fun while dancing with his small daughter after moving into a new apartment.

Primis Coast to Coast DPA

Take a look at these details to see if this might be the loan for you.

  • Applicable for FHA (Federal Housing Association), up to 100% financing
  • Available in all states where Primis is licensed. Scroll down to learn about state-specific programs also offered through Primis Mortgage
  • 3.50 or 5.00% down payment amounts available
  • Minimum credit score (FICO) of 600
  • Forgivable and repayable options available
  • First-time homebuyers and repeat buyers are eligible


Primis Mortgage partners with several state organizations to offer locally-supported down payment assistance programs. Don’t see your state below? Let’s talk about whether the Coast to Coast loan is a good fit for you.

North Carolina

The North Carolina Housing Finance agency offers a suite of NC Home Advantage Mortgage™ options. Depending on military status and income level, individuals may qualify for up to $15,000 in down payment assistance, 3% down payment help or a mortgage credit certificate to apply towards a tax credit. To find out more, visit the NCHFA website.

South Carolina

Whether you’re a first-time homebuyer or you fall within a specified income bracket, Primis Mortgage is a participating lender in South Carolina State Housing and Finance Authority’s home purchase assistance programs. Up to $8,500 of forgivable assistance may be available for qualifying borrowers. For more information, visit the SC Housing website.


The Tennessee Housing Development Authority supports modest-income first-time, repeat and military & veteran homebuyers through it’s Great Choice Home Loan and Great Choice Plus loans. Applicants may receive up to 6% or $6,000 towards their home purchase, with forgivable and amortizing options also available. To learn more, visit the THDA website.


Eligible Texas borrowers can access down payment assistance grants or forgivable loans through the Texas State Affordable Housing Corporation (TSAHC) Home Sweet Texas program. Home Sweet Texas is available to Texas “heroes”, which includes educators, first responders, active military and veterans, some health care providers and correction officers. First time homebuyers may also qualify for an annual mortgage interest tax credit, also known as a Mortgage Credit Certificate (MCC). For more details, visit the TSAHC website.

Don’t see your state above? The Primis Coast-to-Coast DPA Loan offers up to 100% financing in more than 40 states (plus Washington, DC).

While you’re here, you might be interested in more details:

Homebuying 101

Not sure how to get started? That’s why we’re here.

Learn More


Fee-free checking with benefits and perks the other guys could never match.

Learn More

Personal Savings

Choice rates and flexible options help you save smart for tomorrow’s adventures.

Get the Details

The nitty gritty:
All loans are subject to approval. Terms and conditions may apply and are subject to change without notice. Primis Mortgage Company (“Primis Mortgage”) is an Equal Housing Lender and is a subsidiary of Primis Bank. Primis Mortgage NMLS #1894879 | BK #1042893 | ML #1894879 (www.nmlsconsumeraccess.org).