Refinance

Rethink. Reset. Refinance.

Whether you’re looking to lower your rate, shorten your term, or even take cash out, a refinance is worth consideration.

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You Have Options

Non Cash-Out

  • Lower your existing mortgage rate or term
  • Financing available up to the maximum amount offered for each program (FHA/VA/USDA/Conventional)
  • Pay off construction costs to get permanent loan
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Cash-Out

  • Minimum credit score (FICO) 620 for conventional (primary, secondary, and investment homes); 580 for FHA* and 600 for VA
  • Get up to 80% loan-to-value for conventional / FHA loans
  • Get up to 90% loan-to-value on VA loans
  • Primary or secondary residences may be eligible
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Primis Refinancing Pros

  • Turn your equity into cash
  • Potentially lower your mortgage rate
  • Consider switching from an adjustable- to more stable fixed-rate loan
  • Reduce your monthly payment if desired
  • Or, build equity faster by increasing your payment

While you’re here, you might be interested in more details:

Homebuying 101

Not sure how to get started? That’s why we’re here.

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PRIMIS CHECKING

Fee-free checking with benefits and perks the other guys could never match.

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PERSONAL Savings

Choice rates and flexible options help you save smart for tomorrow’s adventures.

Get the Details

All loans are subject to approval. Terms and conditions may apply and are subject to change without notice. Primis Mortgage Company (“Primis Mortgege”) is an Equal Housing Lender and is a subsidiary of Primis Bank. Primis Mortgage NMLS #1894879 | BK #1042893 | ML #1894879 (www.nmlsconsumeraccess.org). Terms and conditions apply and are subject to change without notice. Restrictions may apply in certain states. Speak with your mortgage lender for details in your area. *580 FICO for FHA requires Approve/Eligible AUS findings.