Go rural.

With the US Department of Agriculture Rural Development loan, 100% financing is available to low- to moderate-income borrowers who are purchasing homes in “rural” areas. These loans offer competitive rates, and first-time or move-up buyers can take advantage them.

Photo of a happy family touring their plantation
Rural scene with a barn at sunset.

Is this loan for you?

Check out these details or reach out for more information:

  • Property must be located in USDA-approved areas
  • Seller can pay up to 6% towards closing costs
  • No reserve requirements
  • Open to everyone—not limited to just first-time buyers
  • Minimum credit score (FICO) 620
  • Single family homes, planned unit development (PUDs), condos and newly-manufactured home qualify

While you’re here, you might be interested in more details:

Homebuying 101

Not sure how to get started? That’s why we’re here.

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Fee-free checking with benefits and perks the other guys could never match.

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Choice rates and flexible options help you save smart for tomorrow’s adventures.

Get the Details

*The USDA property eligibility map is for informational purposes only. Speak with your mortgage lender for an accurate assessment of target locations.

All loans are subject to approval. Terms and conditions may apply and are subject to change without notice. Primis Mortgage Company (“Primis Mortgege”) is an Equal Housing Lender and is a subsidiary of Primis Bank. Primis Mortgage NMLS #1894879 | BK #1042893 | ML #1894879 (www.nmlsconsumeraccess.org).