FDIC-Insured - Backed by the full faith and credit of the U.S. Government Primis Premium Checking
INTEREST CHECKING
We don’t think it should be called interest checking, unless it’s actually interest-ing. We load in all the freebies, plus interest, with no hoops to jump through or crazy criteria. Plus, you can open for just $1.
EVERY PRIMIS PREMIUM ACCOUNT IS LOADED:
- EARN 4.20% annual percentage yield (APY) with no minimums
- NO overdraft fees, ever
- FREE cashier’s checks and stop payments
- FREE ATM* use — nationwide
- $1 minimum deposit to open account and earn interest
- Get paid up to 2 days early! Once we’re notified of an upcoming direct deposit, we’ll go ahead and credit your account, up to two days early.
- Cutting-edge digital account tools
- Free in-person notary services, incoming wires, and check images
- Your first 40-pack of Primis checks is on us! Available upon request.
- No cap! There is no account maximum and we won’t cap your interest earnings.
- Your wire fees are on us. When you deposit money to your account via wires, we’ll refund the fees upon request. See more.
- Open from anywhere across the United States*
- These accounts are only available online. To open a comparable account at a branch, visit a location near you.
WALLETHUB’S 2025 BEST CHECKING ACCOUNT
WalletHub, a trusted resource for financial product comparisons, recognized Primis Premium for its standout features—great interest rates and no monthly or ATM fees—making it an easy choice for consumers.
“If you’re looking for a great online checking account with an APY that can compete with most savings accounts, then you should check out Primis Premium Checking.”
Services For All Your Needs
Primis Mortgage
Real estate agents help you find a home you love. We help you find a loan you love. We’ll help you choose the loan that fits your budget, lifestyle and future.
Learn morePrimis Perks
You expect more from your bank, and we’re here to give it to you. This checking account has so many perks, we had to put it in the name.
Get more infoINTERNATIONAL TRAVEL RESOURCE
Heading out of the country? You’ll have to access your account differently.
SEE HOWThe nitty gritty:
*APY = Annual Percentage Yield. $1.00 minimum opening deposit required and no minimum amount required to obtain APY. Rates are accurate as of 7/1/2025, and may change at any time. Customers who opened accounts prior to 09/24/2024 may have different rates. Please log in to your account online to review your current rate. Fees may reduce earnings.
This account is only available online. Primis deposit accounts are not available in Puerto Rico or other US territories.