FDIC-Insured - Backed by the full faith and credit of the U.S. Government Personal Checking
Free Checking Plus Rewards. Yes, Please.
Pick your reward. 50 cents back on every purchase, or a premium interest rate. All with a free account. It’s the best of both worlds – and both worlds are awesome. Plus, there’s the 24/7/365 access to your account and no ATM fees — nationwide.
FIND THE ACCOUNT FOR YOU
Have a look at the features of our personal checking products (and see how they compare to the other guys), and choose the best one for your needs. They’re all FREE, but that’s just the beginning.
PRIMIS PERKS
- NO overdraft fees
- FREE ATM use, nationwide
- Debit card rewards: Earn 50 cents for every swipe (except ATM transactions)
- Just $1 to open
- Get your paycheck deposited up to 2 days early. Click for details, and we’ll explain how it works.
PRIMIS PREMIUM
- A first class variable interest rate of 4.41% with an annual percentage yield (APY*) of 4.50%.
- NO overdraft fees
- FREE ATM use, nationwide
- Just $1 to open
- Get your paycheck deposited up to 2 days early. Click for details, and we’ll explain how it works.
THE OTHER GUYS
- They charge $27 on average for overdrafts…1
Not us - They charge $4.77 on average for out-of-network ATM fees…2
You won’t find that at Primis - They have an average $13.95 monthly maintenance fee…3
We wouldn’t dream of it - They offer a .08% average interest rate…4
You should see our rates - They require $25-$100 deposit on average to open an account…5
That’s not how we do things
Heads Up: A Quick Note Before You Open
As we enhance our digital platform, the current account opening process involves two steps. We understand this may be less convenient and appreciate your patience as we work towards a seamless experience.
- Account Application: Complete the online application, creating a username and password for this process.
- Online Banking Enrollment: Once your account is approved, you’ll enroll again to access your account online or in our app. You’ll start the process over and can choose the same username if it’s available, or create a new one. We’ll send you instructions when it’s time.
Already a digital customer opening an additional account? If you’re already enrolled in our new platform, you’re good to go! If not, you’ll need to enroll now to manage your new account online. Click here to enroll.
While you’re here, have you thought about…
PERSONAL
SAVINGS
Choice rates and flexible options help you save smart for tomorrow’s adventures.
get the detailsPERSONAL
CREDIT CARD
Better buying power + unlimited Platinum Rewards make our credit card a no-brainer.
see the rewardsBUSINESS
CHECKING
Take a side-hustle to the next level or grow your established business with our range of options.
find your fitThe nitty gritty:
*APY = Annual Percentage Yield. $1.00 minimum opening deposit required and no minimum amount required to obtain APY. Rates are accurate as of 09/24/2024 for new customers and may change after the account is opened. Existing digital customers who opened accounts prior to 09 /24/2024 will continue to receive their original rates at this time. Fees for ATM transactions at foreign (non-Primis) ATMs will be refunded to your account the business day your statement cycle ends. Fees could reduce earnings.
Deposit accounts listed are only available online. To open a comparable account at a branch, visit a location near you. Primis deposit accounts are not available in Puerto Rico or other US territories.
Annual percentage yield (APY) displayed apply to new digital customers as of 09/24/2024. Existing digital customers who opened accounts prior to 09/24/2024 will continue to receive their original rates, subject to the terms and conditions of their account.