You were invited. Now what?

Your friend invited you to a great bank and account. Sounds like a keeper. Plus, your friend can receive a referral bonus, too (way to pay it forward!). This happens when you open your account within 60 days of being referred and your balance on the account reaches at least $2,500 within 60 days of opening it. Now, let’s get started.

Two beautiful women are sitting in a hotel, laughing. One of the women is holding a mobile phone in her hand.

FIND THE ACCOUNT FOR YOU

Call us crazy, but we think your bank should actually help you grow your money, our personal bank accounts are designed to make it happen.

PRIMIS PERKS

  • Earn 50 cents every time you make a debit card purchase. Every. Time.
  • NO overdraft fees.
  • FREE ATM use, nationwide.
  • Just $1 to open.
  • Get your paycheck deposited up to 2 days early. Click for details, and we’ll explain how it works.

PRIMIS PREMIUM

  • A first class variable interest rate of 4.96% with an annual percentage yield (APY*) of 5.07%.
  • NO overdraft fees.
  • FREE ATM use, nationwide.
  • Just $1 to open.
  • Get your paycheck deposited up to 2 days early. Click for details, and we’ll explain how it works.

PRIMIS NOVUS

  • Earn 6.00% APY on up to $50,000 for 6 months when you set up direct deposit and a direct deposit of 1,200 hits your account and is maintained.
  • Even if you never set up direct deposit, even after 6 months – You’ll earn a first-class variable interest rate (currently 3.93% with an APY of 4.00%.)
  • Only $1 needed to open.
  • No service fees.
  • No limits on the number of transactions.
  • Free incoming wires.

SMALL BUSINESS ACCOUNTS

If you think our personal accounts are attractive, you should meet their cute cousins. These accounts let business owners run their show, while we handle the banking.

PRIMIS UNLIMITED

  •  Earn 25 cents every purchase. Every time you use your debit card, you earn.
  • Unlimited transactions. The other guys set limits. We want you to bank like you need to.
  • No monthly fees. No account fees. No per items fees. No overdraft fees. No fees for wires or check images.
  • No minimum balance. Plus, you only need $1 to open.
  • Plus, more. Like free nationwide ATM, free cashier’s checks, free business insights tools, to name a few.

PRIMIS PRO

  • Earn 1.75% annual percentage yield (APY).No tiers, no “ifs” and “then,” just earnings.
  • Unlimited transactions. The other guys set limits. We want you to bank like you need to.
  • No monthly fees. No account fees. No per items fees. No overdraft fees. No fees for wires or check images.
  • No minimum balance. Plus, you only need $1 to open.
  • Plus, more. Like free nationwide ATM, free cashier’s checks, free business insights tools, to name a few.

PRIMIS BUSINESS SAVINGS

  • Big Earnings. Earn a first class variable interest rate of 3.93% with an annual percentage yield (APY*) of 4.00%. No tiers, no hoops to jump through, no shenanigans.
  • No Monthly Fees. No account fees. No overdraft fees.
  • Wire money with security.We’ll never charge you fees for incoming wires. Plus, we’ll reimburse you for fees that other banks charge you when you wire money to Primis and we’ll even give you $10 extra for your troubles. Learn more.
  • No minimum balance. Plus, you only need $1 to open.
Man and dog in the park

WHY SHOULD I OPEN NOW?

When we reach 1,000 new accounts for the month, we’re going to pause and stop accepting new customer applications for that month. We don’t want to grow at the expense of our customer experience, so this pause will help ensure every new customer, as well as existing customers, have access to all of the support they need.

If we’ve hit 1,000 customers and you’d like to open an account, join our waiting list to be the first to know when accounts can be opened again.

check it out

24/7 SUPPORT

Our customers can call, chat or email any time –even at 2 a.m.

Contact Us

REVIEWS

Don’t take our word for it – see what others have to say.

Read Reviews

REFERRAL FAQs

Read the nitty gritty and see answers to common questions.

See Guidelines

The nitty gritty:

*APY = Annual Percentage Yield. $1.00 minimum opening deposit required and no minimum amount required to obtain APY. APY effective 01/30/2023 and fees could reduce earnings. Rates may change after the account is opened. Fees for ATM transactions at foreign (non-Primis) ATMs will be refunded to your account the business day your statement cycle ends. Primis Novus checking requires $1,200 direct to be maintained at least once per statement cycle during the promotional period in order to continue receiving the boosted rate.

By participating in this referral program, you waive your rights of privacy and confidentiality relating to your status as a Primis customer and release Primis and its employees from all liability in this respect. The referred person authorizes Primis to disclose their program status to the referrer.